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SoFi Technologies, Inc. (SOFI) PB Ratio: 2.10

Is SoFi Technologies, Inc.’s P/B ratio high or low?

SoFi Technologies, Inc.'s P/B ratio of 2.10 is in line with its 5-year average of 1.98, near the low end of its 5-year range (0.72–5.46).

The P/B ratio for SoFi Technologies, Inc. (SOFI) is 2.10. It is below its 12-month average by 39.10% (3.45).

SOFI PB Ratio Chart

SOFI PB Ratio
2.10-16.00% 1Y
Zoom

SOFI Average PB Ratio Chart

SOFI Current vs Average PB Ratio Chart

SOFI PB Ratio Metrics

PB RATIO

2.10

PB RATIO AVG TTM

3.45

PB RATIO AVG 3Y

2.30

PB RATIO AVG 5Y

1.98

PB RATIO AVG 10Y

5327.86

PB RATIO AVG 15Y

5327.86

PB RATIO AVG 20Y

5327.86

CURRENT VS TTM AVG

-39.10%

CURRENT VS 3Y AVG

-8.54%

CURRENT VS 5Y AVG

+5.93%

CURRENT VS 10Y AVG

-99.96%

CURRENT VS 15Y AVG

-99.96%

CURRENT VS 20Y AVG

-99.96%

SOFI Competitors' PB Ratio

NAMEMARKET CAPPB RATIOTTM3Y5Y
SoFi Technologies, Inc. (SOFI)2.103.452.301.98
Brown & Brown, Inc. (BRO)$20.70B1.642.353.733.84
Loews Corporation (L)$22.30B1.201.181.101.02
Synchrony Financial (SYF)$23.58B1.471.611.371.42
Willis Towers Watson Public Limited Company (WTW)$25.17B3.203.853.413.03
Cincinnati Financial Corporation (CINF)$25.81B1.661.671.601.62
Global Payments Inc. (GPN)$15.10B0.640.831.121.27
The Hartford Financial Services Group, Inc. (HIG)$35.74B1.952.081.991.80
PayPal Holdings, Inc. (PYPL)$36.57B1.902.843.325.11
Prudential Financial, Inc. (PRU)$36.78B1.161.171.321.25

P/B vs. its own history

At 2.10, P/B is in its normal range — richer than 61% of its 6-year range.

6-year low

0.38

median

1.57

6-year high

149720.69

cheaperricher

Book Value Analysis

P/B Ratio

2.10

Market Price / Book Value per Share

SoFi Technologies, Inc. PB Ratio Formula & Definition

PB Ratio = Market Cap / Total Shareholders' Equity

The price-to-book ratio compares market capitalization to book value (shareholders' equity). Lower values can indicate a cheaper valuation relative to net assets.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

SoFi Technologies, Inc. PB Ratio FAQ

What is the P/B ratio for SoFi Technologies, Inc. (SOFI)?
The P/B ratio for SOFI stock is 2.10.
Is SoFi Technologies, Inc.'s P/B ratio high or low?
SoFi Technologies, Inc.'s P/B ratio of 2.10 is in line with its 5-year average of 1.98, near the low end of its 5-year range (0.72–5.46).
What is the TTM average P/B ratio for SoFi Technologies, Inc. (SOFI)?
The TTM average P/B ratio for SOFI stock is 3.45.
What is the 3Y average P/B ratio for SoFi Technologies, Inc. (SOFI)?
The 3Y average P/B ratio for SOFI stock is 2.30.
What is the 5Y average P/B ratio for SoFi Technologies, Inc. (SOFI)?
The 5Y average P/B ratio for SOFI stock is 1.98.
What is the 10Y average P/B ratio for SoFi Technologies, Inc. (SOFI)?
The 10Y average P/B ratio for SOFI stock is 5327.86.
What is the 15Y average P/B ratio for SoFi Technologies, Inc. (SOFI)?
The 15Y average P/B ratio for SOFI stock is 5327.86.
What is the 20Y average P/B ratio for SoFi Technologies, Inc. (SOFI)?
The 20Y average P/B ratio for SOFI stock is 5327.86.

SoFi Technologies, Inc. PB Ratio History

DATEPB RATIO
2026-06-092.10
2026-06-082.10
2026-06-052.04
2026-06-042.19
2026-06-032.13
2026-06-022.26
2026-06-012.37
2026-05-292.32
2026-05-282.16
2026-05-272.06
2026-05-262.04
2026-05-221.99
2026-05-211.99
2026-05-202.00
2026-05-191.94
2026-05-182.00
2026-05-151.99
2026-05-142.04
2026-05-131.95
2026-05-122.03
2026-05-112.07
2026-05-082.01
2026-05-072.04
2026-05-062.09
2026-05-052.06
2026-05-042.08
2026-05-012.11
2026-04-302.07
2026-04-291.99
2026-04-282.36
2026-04-272.41
2026-04-242.37
2026-04-232.35
2026-04-222.45
2026-04-212.42
2026-04-202.50
2026-04-172.49
2026-04-162.44
2026-04-152.41
2026-04-142.30
2026-04-132.19
2026-04-102.08
2026-04-092.09
2026-04-082.12
2026-04-072.07
2026-04-062.09
2026-04-022.03
2026-04-012.01
2026-03-312.04
2026-03-301.94
2026-03-271.95
2026-03-262.04
2026-03-252.13
2026-03-242.14
2026-03-232.20
2026-03-202.17
2026-03-192.19
2026-03-182.20
2026-03-172.23
2026-03-162.26
2026-03-132.28
2026-03-122.27
2026-03-112.38
2026-03-102.35
2026-03-092.41
2026-03-062.43
2026-03-052.47
2026-03-042.40
2026-03-032.39
2026-03-022.36
2026-02-272.28
2026-02-262.45
2026-02-252.48
2026-02-242.39
2026-02-232.34
2026-02-202.44
2026-02-192.48
2026-02-182.51
2026-02-172.50
2026-02-132.88
2026-02-122.84
2026-02-113.02
2026-02-103.11
2026-02-093.14
2026-02-063.07
2026-02-052.86
2026-02-043.05
2026-02-033.20
2026-02-023.25
2026-01-303.35
2026-01-293.58
2026-01-283.62
2026-01-273.74
2026-01-263.79
2026-01-233.80
2026-01-223.84
2026-01-213.77
2026-01-203.75
2026-01-163.84
2026-01-153.89
2026-01-143.92
2026-01-133.99
2026-01-123.91
2026-01-094.03
2026-01-084.08
2026-01-073.97
2026-01-063.97
2026-01-054.31
2026-01-024.04
2025-12-313.85
2025-12-303.91
2025-12-293.94
2025-12-263.98
2025-12-244.04
2025-12-234.00
2025-12-224.02
2025-12-194.01
2025-12-183.87
2025-12-173.72
2025-12-163.91
2025-12-153.80
2025-12-124.01
2025-12-113.98
2025-12-103.98
2025-12-093.95
2025-12-084.06
2025-12-054.08
2025-12-044.35
2025-12-034.27
2025-12-024.34
2025-12-014.27
2025-11-284.37
2025-11-264.19
2025-11-254.17
2025-11-244.03
2025-11-213.70
2025-11-203.66
2025-11-193.93
2025-11-183.86
2025-11-173.98
2025-11-144.09
2025-11-134.17
2025-11-124.74
2025-11-114.55
2025-11-104.49
2025-11-074.15
2025-11-063.99
2025-11-055.19
2025-11-045.07
2025-11-035.29
2025-10-315.12
2025-10-305.01
2025-10-295.33
2025-10-285.46
2025-10-275.18
2025-10-245.01
2025-10-234.85
2025-10-224.69
2025-10-214.96
2025-10-204.95
2025-10-174.58
2025-10-164.59
2025-10-154.84
2025-10-144.81
2025-10-134.68
2025-10-104.52
2025-10-094.91
2025-10-084.84
2025-10-074.86
2025-10-064.55
2025-10-034.36
2025-10-024.48
2025-10-014.45
2025-09-304.56
2025-09-294.76
2025-09-264.83
2025-09-254.85
2025-09-244.91
2025-09-235.02
2025-09-225.15
2025-09-195.09
2025-09-184.85
2025-09-174.68
2025-09-164.73
2025-09-154.78
2025-09-124.58
2025-09-114.48
2025-09-104.40
2025-09-094.48
2025-09-084.48
2025-09-054.42
2025-09-044.38
2025-09-034.23
2025-09-024.30
2025-08-294.41
2025-08-284.49
2025-08-274.31
2025-08-264.42
2025-08-254.51
2025-08-224.32
2025-08-214.03
2025-08-203.89
2025-08-193.93
2025-08-184.18
2025-08-154.10
2025-08-144.02
2025-08-134.11
2025-08-124.08
2025-08-113.87
2025-08-083.81
2025-08-073.81
2025-08-063.81
2025-08-053.82
2025-08-043.87
2025-08-013.77
2025-07-314.01
2025-07-303.88
2025-07-293.98
2025-07-283.73
2025-07-253.76
2025-07-243.82
2025-07-233.83
2025-07-223.72
2025-07-213.76
2025-07-183.87
2025-07-173.92
2025-07-163.80
2025-07-153.72
2025-07-143.79
2025-07-113.76
2025-07-103.72
2025-07-093.59
2025-07-083.54
2025-07-073.42
2025-07-033.30
2025-07-023.22
2025-07-013.13
2025-06-303.23
2025-06-273.05
2025-06-262.98
2025-06-252.85
2025-06-242.81
2025-06-232.73
2025-06-202.70
2025-06-182.73
2025-06-172.56
2025-06-162.64
2025-06-132.50
2025-06-122.64
2025-06-112.67
2025-06-102.55
2025-06-092.50
2025-06-062.53
2025-06-052.43
2025-06-042.39
2025-06-032.42
2025-06-022.43
2025-05-302.36
2025-05-292.34
2025-05-282.36

Showing the most recent 260 of 1,387 data points. The chart above shows the full history.

About SoFi Technologies, Inc.

SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.

San Francisco, CA
5,000 employees
Financial Services / Financial - Credit Services
Sector
Financial Services
Industry
Financial - Credit Services
CEO
Anthony J. Noto