PB Ratio: 2.22

Basis: Latest stored market observation. Source: stored company filings and market data; unavailable inputs remain N/A.

Is the P/B ratio high or low?

The P/B ratio of 2.22 is 23% above its 5-year average of 1.81, around the middle of its 5-year range (0.72–5.46).

As of Friday, September 4, 2026. 28.75% below its 12-month average of 3.12.

SOFI PB Ratio Metrics

P/B vs. its own history

At 2.22, P/B is near its 6-year median — higher than 63% of readings in its 6-year history.

Book Value Analysis

PB Ratio Formula & Definition

PB Ratio = Market Cap / Total Shareholders' Equity

The price-to-book ratio compares market capitalization to book value (shareholders' equity). Lower values can indicate a cheaper valuation relative to net assets.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

PB Ratio FAQ

What is the P/B ratio for SoFi Technologies, Inc. (SOFI)?

The P/B ratio for SOFI stock is 2.22.

Is SoFi Technologies, Inc.'s P/B ratio high or low?

The P/B ratio of 2.22 is 23% above its 5-year average of 1.81, around the middle of its 5-year range (0.72–5.46).

What is the TTM average P/B ratio for SoFi Technologies, Inc. (SOFI)?

The TTM average P/B ratio for SOFI stock is 3.12.

What is the 3Y average P/B ratio for SoFi Technologies, Inc. (SOFI)?

The 3Y average P/B ratio for SOFI stock is 2.31.

What is the 5Y average P/B ratio for SoFi Technologies, Inc. (SOFI)?

The 5Y average P/B ratio for SOFI stock is 1.81.

Showing the most recent 260 of 1,448 data points. The chart above shows the full history.

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