Global Payments Inc. (GPN) vs SoFi Technologies, Inc. (SOFI)
A side-by-side comparison of Global Payments Inc. and SoFi Technologies, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
GPN
Global Payments Inc.
$87.46Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
SOFI
SoFi Technologies, Inc.
$16.74Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — GPN vs SOFI
growth of $100 · dividends reinvested · last 6yGPN -55.1%SOFI +61.1%SOFI compounded faster
GPN SOFI
GPN vs SOFI: by the numbers
- •GPN is the larger company ($21.71B vs $21.47B market cap).
- •SOFI is profitable (11.22% net margin) while GPN runs a net loss (-7.99%).
- •SOFI grew revenue faster over the past five years (43.20% vs 3.29% CAGR).
- •GPN pays a dividend (1.19% yield), while SOFI has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | GPN | SOFI |
|---|---|---|
| P/E ratio | N/A | 38.15 |
| Forward P/E | 6.10 | 28.28 |
| P/S ratio | 2.29 | 4.52 |
| P/B ratio | 0.85 | 2.15 |
Profitability
| Metric | GPN | SOFI |
|---|---|---|
| Gross margin | 67.31% | 76.02% |
| Operating margin | 16.21% | 12.56% |
| Net margin | -7.99% | 11.22% |
| ROE | -2.97% | 5.34% |
| ROIC | 2.50% | 3.79% |
Dividends
| Metric | GPN | SOFI |
|---|---|---|
| Dividend yield | 1.19% | N/A |
| Payout ratio | 17.12% | N/A |
Growth (annualized)
| Metric | GPN | SOFI |
|---|---|---|
| Revenue CAGR (5Y) | 3.29% | 43.20% |
| EPS CAGR (5Y) | 24.53% | N/A |
| Total return CAGR (5Y) | -14.46% | 1.73% |
Frequently asked
- Which has grown faster, GPN or SOFI?
- Over the past five years, SOFI grew revenue faster — GPN at a 3.29% CAGR versus SOFI at 43.20%.
- Does GPN or SOFI pay a bigger dividend?
- GPN pays a dividend (1.19% yield), while SOFI has no payments in the available dividend history.
- Is GPN or SOFI more profitable?
- SOFI runs the higher net margin — GPN at -7.99% versus SOFI at 11.22%.
- How have GPN and SOFI total returns compared?
- Over the past 5 years, GPN delivered 1.28% and SOFI delivered 1.73% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Global Payments P/E ratioSoFi Technologies P/E ratioGlobal Payments dividend yieldSoFi Technologies dividend yieldGlobal Payments ROESoFi Technologies ROEGlobal Payments operating marginSoFi Technologies operating marginGlobal Payments revenue growthSoFi Technologies revenue growthGlobal Payments free cash flowSoFi Technologies free cash flow
Global Payments & SoFi Technologies appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.