Global Payments Inc. (GPN) vs SoFi Technologies, Inc. (SOFI)

A side-by-side comparison of Global Payments Inc. and SoFi Technologies, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnGPN vs SOFI

growth of $100 · dividends reinvested · last 6y
GPN -55.1%SOFI +61.1%SOFI compounded faster
100200300Start $100202120222023202420252026$45$161
GPN SOFI

GPN vs SOFI: by the numbers

  • GPN is the larger company ($21.71B vs $21.47B market cap).
  • SOFI is profitable (11.22% net margin) while GPN runs a net loss (-7.99%).
  • SOFI grew revenue faster over the past five years (43.20% vs 3.29% CAGR).
  • GPN pays a dividend (1.19% yield), while SOFI has no payments in the available dividend history.

Metrics side by side

Valuation

MetricGPNSOFI
P/E ratioN/A38.15
Forward P/E6.1028.28
P/S ratio2.294.52
P/B ratio0.852.15

Profitability

MetricGPNSOFI
Gross margin67.31%76.02%
Operating margin16.21%12.56%
Net margin-7.99%11.22%
ROE-2.97%5.34%
ROIC2.50%3.79%

Dividends

MetricGPNSOFI
Dividend yield1.19%N/A
Payout ratio17.12%N/A

Growth (annualized)

MetricGPNSOFI
Revenue CAGR (5Y)3.29%43.20%
EPS CAGR (5Y)24.53%N/A
Total return CAGR (5Y)-14.46%1.73%

Frequently asked

Which has grown faster, GPN or SOFI?
Over the past five years, SOFI grew revenue faster — GPN at a 3.29% CAGR versus SOFI at 43.20%.
Does GPN or SOFI pay a bigger dividend?
GPN pays a dividend (1.19% yield), while SOFI has no payments in the available dividend history.
Is GPN or SOFI more profitable?
SOFI runs the higher net margin — GPN at -7.99% versus SOFI at 11.22%.
How have GPN and SOFI total returns compared?
Over the past 5 years, GPN delivered 1.28% and SOFI delivered 1.73% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.