Global Payments Inc. (GPN) vs SoFi Technologies, Inc. (SOFI)

A side-by-side comparison of Global Payments Inc. and SoFi Technologies, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnGPN vs SOFI

growth of $100 · dividends reinvested · last 6y
GPN -50.5% (-11.1%/yr)SOFI +65.4% (+8.7%/yr)SOFI compounded faster over this window
100200300Start $100202120222023202420252026$49$165
GPN SOFI

GPN vs SOFI: by the numbers

  • SOFI is the larger company ($22.22B vs $21.92B market cap).
  • SOFI is profitable (11.40% net margin) while GPN runs a net loss (-9.38%).
  • SOFI grew revenue faster over the past five years (42.36% vs 5.03% CAGR).
  • GPN pays a dividend (1.13% yield), while SOFI has no payments in the available dividend history.

Metrics side by side

Valuation

MetricGPNSOFI
P/E ratioN/A36.08
Forward P/E6.4729.34
P/S ratio2.153.98
P/B ratio0.952.01

Profitability

MetricGPNSOFI
Gross margin72.57%76.46%
Operating margin11.85%13.22%
Net margin-9.38%11.40%
ROE-4.14%5.74%

Dividends

MetricGPNSOFI
Dividend yield1.13%N/A

Growth (annualized)

MetricGPNSOFI
Revenue CAGR (5Y)5.03%42.36%
EPS CAGR (5Y)24.53%N/A
Total return CAGR (5Y)-11.01%2.01%

Frequently asked

Which has grown faster, GPN or SOFI?
Over the past five years, SOFI grew revenue faster — GPN at a 5.03% CAGR versus SOFI at 42.36%.
Does GPN or SOFI pay a bigger dividend?
GPN pays a dividend (1.13% yield), while SOFI has no payments in the available dividend history.
Is GPN or SOFI more profitable?
SOFI runs the higher net margin — GPN at -9.38% versus SOFI at 11.40%.
How have GPN and SOFI total returns compared?
Over the past 5 years, GPN delivered -11.01% and SOFI delivered 2.01% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.