Which has grown faster, GPN or SOFI?

Over the past five years, SOFI grew revenue faster — GPN at a 3.29% CAGR versus SOFI at 43.20%.

Does GPN or SOFI pay a bigger dividend?

GPN pays a dividend (1.48% yield) while SOFI does not currently pay one.

Is GPN or SOFI more profitable?

SOFI runs the higher net margin — GPN at -7.99% versus SOFI at 11.22%.

Which has been the better investment, GPN or SOFI?

Over the past 5-year, GPN delivered the higher annualized total return — GPN at -0.41% versus SOFI at -5.84%. Past performance doesn't predict future results.

Global Payments Inc. (GPN) vs SoFi Technologies, Inc. (SOFI)

GPN leads on 7 of 12 compared metrics.

A side-by-side comparison of Global Payments Inc. and SoFi Technologies, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

GPN

Global Payments Inc.

$16.03B

$67.71Financial Services

SOFI

SoFi Technologies, Inc.

$21.27B

$16.58Financial Services

Total return — GPN vs SOFI

growth of $100 · last 6y

GPN -65.3%SOFI +58.2%SOFI compounded faster

GPN SOFI

GPN vs SOFI: by the numbers

•SOFI is the larger company ($21.27B vs $16.03B market cap).
•SOFI is profitable (11.22% net margin) while GPN runs a net loss (-7.99%).
•SOFI grew revenue faster over the past five years (43.20% vs 3.29% CAGR).
•GPN pays a dividend (1.48% yield) while SOFI does not currently pay one.

Which is better, GPN or SOFI?

Metric tally: GPN 7 · SOFI 5

It depends on what you're optimizing for:

GrowthSOFI(faster 5Y revenue CAGR)

QualityGPN(higher ROIC)

Valuation

Metric	GPN	SOFI
P/E ratio	—	37.47
Forward P/E	4.22●	27.78
P/S ratio	1.84●	4.44
P/B ratio	0.68●	2.11
EV / EBITDA	10.84●	23.54
FCF yield	6.52%	—

Profitability

Metric	GPN	SOFI
Gross margin	67.31%	76.02%●
Operating margin	16.21%●	12.56%
Net margin	-7.99%	11.22%●
ROE	-2.97%	5.34%●
ROIC	2.50%●	0.95%

Dividends

Metric	GPN	SOFI
Dividend yield	1.48%	—
Payout ratio	17.12%	—

Growth (annualized)

Metric	GPN	SOFI
Revenue CAGR (5Y)	3.29%	43.20%●
EPS CAGR (5Y)	24.53%●	-15.53%
FCF CAGR (5Y)	-12.42%	—
Total return CAGR (5Y)	-18.14%	-5.84%●

Frequently asked

Which is better, GPN or SOFI?: It depends on your goal. growth: SOFI (faster 5Y revenue CAGR); quality: GPN (higher ROIC). Across all compared metrics, GPN leads 7 to 5.
Which has grown faster, GPN or SOFI?: Over the past five years, SOFI grew revenue faster — GPN at a 3.29% CAGR versus SOFI at 43.20%.
Does GPN or SOFI pay a bigger dividend?: GPN pays a dividend (1.48% yield) while SOFI does not currently pay one.
Is GPN or SOFI more profitable?: SOFI runs the higher net margin — GPN at -7.99% versus SOFI at 11.22%.
Which has been the better investment, GPN or SOFI?: Over the past 5-year, GPN delivered the higher annualized total return — GPN at -0.41% versus SOFI at -5.84%. Past performance doesn't predict future results.

Go deeper

Full GPN analysis Full SOFI analysis Interactive comparison tool

Dig into the metrics

Global Payments P/E ratio SoFi Technologies P/E ratio Global Payments dividend yield SoFi Technologies dividend yield Global Payments ROE SoFi Technologies ROE Global Payments operating margin SoFi Technologies operating margin Global Payments revenue growth SoFi Technologies revenue growth Global Payments free cash flow SoFi Technologies free cash flow

Global Payments & SoFi Technologies appear in these rankings

Fastest Revenue Growth Stocks Highest FCF Yield Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.