KeyCorp (KEY) vs SoFi Technologies, Inc. (SOFI)

KEY leads on 11 of 13 compared metrics.

A side-by-side comparison of KeyCorp and SoFi Technologies, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Total return — KEY vs SOFI

growth of $100 · last 6y
KEY +46.8%SOFI +58.2%SOFI compounded faster
100200300Start $100202120222023202420252026$147$158
KEY SOFI

KEY vs SOFI: by the numbers

  • KEY is the larger company ($24.61B vs $21.27B market cap).
  • KEY trades at the lower earnings multiple (13.93 vs 37.47 P/E).
  • KEY converts more revenue to profit (17.35% vs 11.22% net margin).
  • SOFI grew revenue faster over the past five years (43.20% vs 9.18% CAGR).
  • KEY pays a dividend (3.61% yield) while SOFI does not currently pay one.

Which is better, KEY or SOFI?

Metric tally: KEY 11 · SOFI 2

It depends on what you're optimizing for:

ValueKEY(lower P/E)
GrowthSOFI(faster 5Y revenue CAGR)
QualityKEY(higher ROIC)

Valuation

MetricKEYSOFI
P/E ratio13.9337.47
Forward P/E12.4527.78
P/S ratio2.194.44
P/B ratio1.232.11
PEG ratio3.84
EV / EBITDA16.1823.54
FCF yield8.84%

Profitability

MetricKEYSOFI
Gross margin64.18%76.02%
Operating margin22.20%12.56%
Net margin17.35%11.22%
ROE9.74%5.34%
ROIC5.83%0.95%

Dividends

MetricKEYSOFI
Dividend yield3.61%
Payout ratio53.59%

Growth (annualized)

MetricKEYSOFI
Revenue CAGR (5Y)9.18%43.20%
EPS CAGR (5Y)3.63%-15.53%
FCF CAGR (5Y)6.65%
Total return CAGR (5Y)5.71%-5.84%

Frequently asked

Which is better, KEY or SOFI?
It depends on your goal. value: KEY (lower P/E); growth: SOFI (faster 5Y revenue CAGR); quality: KEY (higher ROIC). Across all compared metrics, KEY leads 11 to 2.
Is KEY or SOFI cheaper?
On trailing earnings, KEY is cheaper: KEY trades at a 13.93 P/E and SOFI at 37.47.
Which has grown faster, KEY or SOFI?
Over the past five years, SOFI grew revenue faster — KEY at a 9.18% CAGR versus SOFI at 43.20%.
Does KEY or SOFI pay a bigger dividend?
KEY pays a dividend (3.61% yield) while SOFI does not currently pay one.
Is KEY or SOFI more profitable?
KEY runs the higher net margin — KEY at 17.35% versus SOFI at 11.22%.
Which has been the better investment, KEY or SOFI?
Over the past 5-year, KEY delivered the higher annualized total return — KEY at 10.88% versus SOFI at -5.84%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.