KeyCorp (KEY) vs SoFi Technologies, Inc. (SOFI)
A side-by-side comparison of KeyCorp and SoFi Technologies, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
KEY
KeyCorp
$22.63Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
SOFI
SoFi Technologies, Inc.
$16.74Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — KEY vs SOFI
growth of $100 · dividends reinvested · last 6yKEY +90.6%SOFI +61.1%KEY compounded faster
KEY SOFI
KEY vs SOFI: by the numbers
- •KEY is the larger company ($24.43B vs $21.47B market cap).
- •KEY trades at the lower trailing earnings multiple (17.58 vs 38.15 P/E), one valuation lens rather than an overall verdict.
- •KEY converts more revenue to profit (19.37% vs 11.22% net margin).
- •SOFI grew revenue faster over the past five years (43.20% vs 7.83% CAGR).
- •KEY pays a dividend (3.64% yield), while SOFI has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | KEY | SOFI |
|---|---|---|
| P/E ratio | 17.58 | 38.15 |
| Forward P/E | 12.32 | 28.28 |
| P/S ratio | 2.30 | 4.52 |
| P/B ratio | 1.22 | 2.15 |
| PEG ratio | 4.84 | N/A |
Profitability
| Metric | KEY | SOFI |
|---|---|---|
| Gross margin | 64.48% | 76.02% |
| Operating margin | 18.05% | 12.56% |
| Net margin | 19.37% | 11.22% |
| ROE | 10.25% | 5.34% |
| ROIC | 5.83% | 3.79% |
Dividends
| Metric | KEY | SOFI |
|---|---|---|
| Dividend yield | 3.64% | N/A |
| Payout ratio | 53.59% | N/A |
Growth (annualized)
| Metric | KEY | SOFI |
|---|---|---|
| Revenue CAGR (5Y) | 7.83% | 43.20% |
| EPS CAGR (5Y) | 3.63% | N/A |
| Total return CAGR (5Y) | 8.21% | 1.73% |
Frequently asked
- Which has the lower trailing P/E, KEY or SOFI?
- KEY has the lower trailing P/E: KEY trades at 17.58 and SOFI at 38.15. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, KEY or SOFI?
- Over the past five years, SOFI grew revenue faster — KEY at a 7.83% CAGR versus SOFI at 43.20%.
- Does KEY or SOFI pay a bigger dividend?
- KEY pays a dividend (3.64% yield), while SOFI has no payments in the available dividend history.
- Is KEY or SOFI more profitable?
- KEY runs the higher net margin — KEY at 19.37% versus SOFI at 11.22%.
- How have KEY and SOFI total returns compared?
- Over the past 5 years, KEY delivered 11.34% and SOFI delivered 1.73% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
KeyCorp P/E ratioSoFi Technologies P/E ratioKeyCorp dividend yieldSoFi Technologies dividend yieldKeyCorp ROESoFi Technologies ROEKeyCorp operating marginSoFi Technologies operating marginKeyCorp revenue growthSoFi Technologies revenue growthKeyCorp free cash flowSoFi Technologies free cash flow
KeyCorp & SoFi Technologies appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.