KeyCorp (KEY) vs SoFi Technologies, Inc. (SOFI)
KEY leads on 11 of 13 compared metrics.
A side-by-side comparison of KeyCorp and SoFi Technologies, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
Total return — KEY vs SOFI
growth of $100 · last 6yKEY +46.8%SOFI +58.2%SOFI compounded faster
KEY SOFI
KEY vs SOFI: by the numbers
- •KEY is the larger company ($24.61B vs $21.27B market cap).
- •KEY trades at the lower earnings multiple (13.93 vs 37.47 P/E).
- •KEY converts more revenue to profit (17.35% vs 11.22% net margin).
- •SOFI grew revenue faster over the past five years (43.20% vs 9.18% CAGR).
- •KEY pays a dividend (3.61% yield) while SOFI does not currently pay one.
Which is better, KEY or SOFI?
Metric tally: KEY 11 · SOFI 2It depends on what you're optimizing for:
ValueKEY(lower P/E)
GrowthSOFI(faster 5Y revenue CAGR)
QualityKEY(higher ROIC)
Valuation
| Metric | KEY | SOFI |
|---|---|---|
| P/E ratio | 13.93● | 37.47 |
| Forward P/E | 12.45● | 27.78 |
| P/S ratio | 2.19● | 4.44 |
| P/B ratio | 1.23● | 2.11 |
| PEG ratio | 3.84 | — |
| EV / EBITDA | 16.18● | 23.54 |
| FCF yield | 8.84% | — |
Profitability
| Metric | KEY | SOFI |
|---|---|---|
| Gross margin | 64.18% | 76.02%● |
| Operating margin | 22.20%● | 12.56% |
| Net margin | 17.35%● | 11.22% |
| ROE | 9.74%● | 5.34% |
| ROIC | 5.83%● | 0.95% |
Dividends
| Metric | KEY | SOFI |
|---|---|---|
| Dividend yield | 3.61% | — |
| Payout ratio | 53.59% | — |
Growth (annualized)
| Metric | KEY | SOFI |
|---|---|---|
| Revenue CAGR (5Y) | 9.18% | 43.20%● |
| EPS CAGR (5Y) | 3.63%● | -15.53% |
| FCF CAGR (5Y) | 6.65% | — |
| Total return CAGR (5Y) | 5.71%● | -5.84% |
Frequently asked
- Which is better, KEY or SOFI?
- It depends on your goal. value: KEY (lower P/E); growth: SOFI (faster 5Y revenue CAGR); quality: KEY (higher ROIC). Across all compared metrics, KEY leads 11 to 2.
- Is KEY or SOFI cheaper?
- On trailing earnings, KEY is cheaper: KEY trades at a 13.93 P/E and SOFI at 37.47.
- Which has grown faster, KEY or SOFI?
- Over the past five years, SOFI grew revenue faster — KEY at a 9.18% CAGR versus SOFI at 43.20%.
- Does KEY or SOFI pay a bigger dividend?
- KEY pays a dividend (3.61% yield) while SOFI does not currently pay one.
- Is KEY or SOFI more profitable?
- KEY runs the higher net margin — KEY at 17.35% versus SOFI at 11.22%.
- Which has been the better investment, KEY or SOFI?
- Over the past 5-year, KEY delivered the higher annualized total return — KEY at 10.88% versus SOFI at -5.84%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
KeyCorp P/E ratioSoFi Technologies P/E ratioKeyCorp dividend yieldSoFi Technologies dividend yieldKeyCorp ROESoFi Technologies ROEKeyCorp operating marginSoFi Technologies operating marginKeyCorp revenue growthSoFi Technologies revenue growthKeyCorp free cash flowSoFi Technologies free cash flow
KeyCorp & SoFi Technologies appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.