KeyCorp (KEY) vs SoFi Technologies, Inc. (SOFI)

A side-by-side comparison of KeyCorp and SoFi Technologies, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnKEY vs SOFI

growth of $100 · dividends reinvested · last 6y
KEY +77.6% (+10.1%/yr)SOFI +65.4% (+8.7%/yr)KEY compounded faster over this window
100200300Start $100202120222023202420252026$178$165
KEY SOFI

KEY vs SOFI: by the numbers

  • KEY is the larger company ($23.57B vs $22.22B market cap).
  • KEY trades at the lower trailing earnings multiple (12.70 vs 36.08 P/E), one valuation lens rather than an overall verdict.
  • KEY converts more revenue to profit (19.37% vs 11.40% net margin).
  • SOFI grew revenue faster over the past five years (42.36% vs 7.83% CAGR).
  • KEY pays a dividend (3.77% yield), while SOFI has no payments in the available dividend history.

Metrics side by side

Valuation

MetricKEYSOFI
P/E ratio12.7036.08
Forward P/E11.9529.34
P/S ratio2.253.98
P/B ratio1.192.01

Profitability

MetricKEYSOFI
Gross margin64.48%76.46%
Operating margin18.05%13.22%
Net margin19.37%11.40%
ROE10.25%5.74%

Dividends

MetricKEYSOFI
Dividend yield3.77%N/A
Payout ratio47.67%N/A

Growth (annualized)

MetricKEYSOFI
Revenue CAGR (5Y)7.83%42.36%
EPS CAGR (5Y)3.63%N/A
Total return CAGR (5Y)6.90%2.01%

Frequently asked

Which has the lower trailing P/E, KEY or SOFI?
KEY has the lower trailing P/E: KEY trades at 12.70 and SOFI at 36.08. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, KEY or SOFI?
Over the past five years, SOFI grew revenue faster — KEY at a 7.83% CAGR versus SOFI at 42.36%.
Does KEY or SOFI pay a bigger dividend?
KEY pays a dividend (3.77% yield), while SOFI has no payments in the available dividend history.
Is KEY or SOFI more profitable?
KEY runs the higher net margin — KEY at 19.37% versus SOFI at 11.40%.
How have KEY and SOFI total returns compared?
Over the past 5 years, KEY delivered 6.90% and SOFI delivered 2.01% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.