Forward PE Ratio: 29.73
The forward PE ratio is 29.73 as of Thursday, July 9, 2026.
Forward PE Ratio (29.73) = Close Price ($18.62) / Consensus Forward EPS ($0.60)
SOFI Forward PE Ratio Metrics
FORWARD PE RATIO
29.73
SOFI Competitors' Forward PE Ratio
SoFi Technologies, Inc.
Market Cap
$23.88B
Forward PE Ratio
29.73
| NAME | MARKET CAP | FORWARD PE RATIO |
|---|---|---|
| SoFi Technologies, Inc. (SOFI) | $23.88B | 29.73 |
| Synchrony Financial (SYF)vs › | $24.07B | 7.35 |
| Loews Corporation (L)vs › | $23.69B | N/A |
| Principal Financial Group, Inc. (PFG)vs › | $24.12B | 11.82 |
| Brown & Brown, Inc. (BRO)vs › | $22.99B | 15.17 |
| KeyCorp (KEY)vs › | $24.93B | 12.41 |
| T. Rowe Price Group, Inc. (TROW)vs › | $25.08B | 12.18 |
| Regions Financial Corporation (RF)vs › | $26.10B | 11.38 |
| W. R. Berkley Corporation (WRB)vs › | $26.74B | 15.24 |
| Cincinnati Financial Corporation (CINF)vs › | $27.14B | 20.90 |
Trailing vs Forward
Trailing P/E
40.1
reported TTM EPS
Forward P/E
29.7
consensus next-FY EPS
The gap between the two multiples is the consensus growth expectation: analysts' forward EPS of $0.60 implies +36.4% EPS growth vs the reported trailing $0.44.
Forward P/E by Fiscal Year
View All Analyst EstimatesAt today's $18.62 close, each upcoming fiscal year's consensus EPS implies a different multiple — how quickly the price is "paid down" by expected earnings if the estimates hold.
| Fiscal year end | Consensus EPS | Estimate range | Analysts | Implied P/E |
|---|---|---|---|---|
| 2026-12-31 | $0.60 | $0.57 – $0.62 | 13 | 31.2x |
| 2027-12-31 | $0.81 | $0.77 – $0.86 | 13 | 23.1x |
| 2028-12-31 | $1.02 | $0.81 – $1.15 | 10 | 18.2x |
Source: FMP analyst consensus estimates, refreshed with the daily precompute. "n/m" = the consensus EPS is not positive, so a multiple is undefined. There is no forward P/E history chart here because charting one would require the estimates as they stood in the past, which we do not store — see the trailing P/E history for how the realized multiple has moved.
Forward PE Ratio Formula & Definition
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Forward PE Ratio FAQ
- What is the forward PE ratio for SoFi Technologies, Inc. (SOFI)?
- The forward PE ratio for SOFI stock is 29.73.
Related Metrics
About SoFi Technologies, Inc.
SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Anthony J. Noto