Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The forward PE ratio is 8.50.
Forward PE Ratio (8.50) = Close Price ($79.47) / Consensus Forward EPS ($9.35)
FORWARD PE RATIO
8.50
SECTOR MEDIAN · FINANCIAL SERVICES
14.80
median of 83 covered companies
CURRENT VS SECTOR MEDIAN
-42.57%
vs the sector median at left
Synchrony Financial
Market Cap
$25.86B
Forward PE Ratio
8.50
| NAME | MARKET CAP | FORWARD PE RATIO |
|---|---|---|
| Synchrony Financial (SYF) | $25.86B | 8.50 |
| Cincinnati Financial Corporation (CINF)vs › | $25.83B | 20.11 |
| Regions Financial Corporation (RF)vs › | $25.95B | 11.53 |
| W. R. Berkley Corporation (WRB)vs › | $25.54B | 14.11 |
| Brown & Brown, Inc. (BRO)vs › | $24.40B | 16.24 |
| SoFi Technologies, Inc. (SOFI)vs › | $24.26B | 31.71 |
| T. Rowe Price Group, Inc. (TROW)vs › | $23.89B | 10.94 |
| Principal Financial Group, Inc. (PFG)vs › | $23.71B | 11.55 |
| KeyCorp (KEY)vs › | $23.61B | 11.97 |
| Circle Internet Group (CRCL)vs › | $23.52B | 84.60 |
Trailing P/E
8.1
reported TTM EPS
Forward P/E
8.5
consensus next-FY EPS
The gap between the two multiples is the consensus growth expectation: analysts' forward EPS of $9.35 implies -4.2% EPS decline vs the reported trailing $9.76.
At today's $79.47 close, each upcoming fiscal year's consensus EPS implies a different multiple — how quickly the price is "paid down" by expected earnings if the estimates hold.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| Fiscal year end |
|---|
| Consensus EPS |
|---|
| Estimate range |
|---|
| Analysts |
|---|
| Implied P/E |
|---|
| 2026-12-31 | $9.35 | $9.23 – $9.52 | 17 | 8.5x |
| 2027-12-31 | $10.44 | $10.00 – $10.90 | 18 | 7.6x |
| 2028-12-31 | $12.13 | $10.39 – $14.49 | 10 | 6.5x |
Source: FMP analyst consensus estimates, refreshed with the daily precompute. "n/m" = the consensus EPS is not positive, so a multiple is undefined. There is no forward P/E history chart here because charting one would require the estimates as they stood in the past, which we do not store — see the trailing P/E history for how the realized multiple has moved.
