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Synchrony Financial (SYF) Earnings Yield: 13.18%

Is Synchrony Financial’s earnings yield high or low?

Synchrony Financial's earnings yield of 13.18% is 14% below its 5-year average of 15.32%, around the middle of its 5-year range (7.10%–26.74%).

As of Sunday, June 14, 2026. 8.92% above its 12-month average of 12.10%.

SYF Earnings Yield Chart

SYF Earnings Yield
13.18%+11.13% 1Y
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SYF Average Earnings Yield Chart

SYF Current vs Average Earnings Yield Chart

SYF Earnings Yield Metrics

EARNINGS YIELD

13.18%

EARNINGS YIELD AVG TTM

12.10%

EARNINGS YIELD AVG 3Y

13.84%

EARNINGS YIELD AVG 5Y

15.32%

EARNINGS YIELD AVG 10Y

13.18%

EARNINGS YIELD AVG 15Y

N/A

EARNINGS YIELD AVG 20Y

N/A

CURRENT VS TTM AVG

+8.92%

CURRENT VS 3Y AVG

-4.79%

CURRENT VS 5Y AVG

-13.96%

CURRENT VS 10Y AVG

-0.03%

CURRENT VS 15Y AVG

N/A

CURRENT VS 20Y AVG

N/A

SYF Competitors' Earnings Yield

NAMEMARKET CAPEARNINGS YIELDTTM3Y5Y
Synchrony Financial (SYF)$24.68B13.18%12.10%13.84%15.32%
KeyCorp (KEY)vs ›$24.61B7.18%5.77%6.98%9.47%
Willis Towers Watson Public Limited Company (WTW)vs ›$24.80B6.53%4.62%4.25%6.54%
Principal Financial Group, Inc. (PFG)vs ›$24.00B6.28%6.61%7.48%10.54%
Cincinnati Financial Corporation (CINF)vs ›$26.14B10.35%8.33%9.36%9.74%
Loews Corporation (L)vs ›$22.25B7.26%6.79%7.00%7.70%
SoFi Technologies, Inc. (SOFI)vs ›$21.27B2.67%2.15%2.10%2.10%
Brown & Brown, Inc. (BRO)vs ›$20.33B5.52%4.30%3.75%3.66%
Franklin Resources, Inc. (BEN)vs ›$16.70B4.17%3.39%5.50%7.48%
Global Payments Inc. (GPN)vs ›$16.03BN/A8.06%5.63%3.86%

Earnings Yield vs P/E Ratio

Earnings Yield

13.18%

EPS ÷ Price

P/E Ratio

7.6

Price ÷ EPS

Formula: Earnings Yield = (EPS / Price) × 100

Earnings Yield is simply the inverse of P/E. A P/E of 20 equals a 5% earnings yield.

How earnings yield is used:

  • It expresses earnings relative to share price as a percentage
  • It can be compared with FCF yield and dividend yield
  • It can be compared with bond yields because both are percentages
  • It is mathematically the inverse of the P/E ratio

Synchrony Financial Earnings Yield Formula & Definition

Earnings Yield = EPS (TTM) / Share Price

Earnings yield is the inverse of the PE ratio, expressing trailing earnings as a percentage of price. Higher is cheaper.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

Synchrony Financial Earnings Yield FAQ

What is the earnings yield for Synchrony Financial (SYF)?
The earnings yield for SYF stock is 13.18%.
Is Synchrony Financial's earnings yield high or low?
Synchrony Financial's earnings yield of 13.18% is 14% below its 5-year average of 15.32%, around the middle of its 5-year range (7.10%–26.74%).
What is the TTM average earnings yield for Synchrony Financial (SYF)?
The TTM average earnings yield for SYF stock is 12.10%.
What is the 3Y average earnings yield for Synchrony Financial (SYF)?
The 3Y average earnings yield for SYF stock is 13.84%.
What is the 5Y average earnings yield for Synchrony Financial (SYF)?
The 5Y average earnings yield for SYF stock is 15.32%.
What is the 10Y average earnings yield for Synchrony Financial (SYF)?
The 10Y average earnings yield for SYF stock is 13.18%.

Synchrony Financial Earnings Yield History

DATEEARNINGS YIELD
2026-06-1213.18%
2026-06-1113.37%
2026-06-1013.91%
2026-06-0913.37%
2026-06-0813.70%
2026-06-0513.64%
2026-06-0413.66%
2026-06-0314.06%
2026-06-0213.62%
2026-06-0113.66%
2026-05-2913.53%
2026-05-2813.53%
2026-05-2713.40%
2026-05-2613.44%
2026-05-2213.46%
2026-05-2113.42%
2026-05-2013.42%
2026-05-1913.93%
2026-05-1813.61%
2026-05-1513.55%
2026-05-1413.57%
2026-05-1313.85%
2026-05-1213.64%
2026-05-1113.76%
2026-05-0813.23%
2026-05-0713.07%
2026-05-0612.87%
2026-05-0513.11%
2026-05-0413.02%
2026-05-0112.77%
2026-04-3012.69%
2026-04-2912.87%
2026-04-2812.67%
2026-04-2712.59%
2026-04-2412.67%
2026-04-2312.63%
2026-04-2211.81%
2026-04-2111.96%
2026-04-2011.82%
2026-04-1711.86%
2026-04-1612.36%
2026-04-1512.22%
2026-04-1412.30%
2026-04-1312.59%
2026-04-1012.84%
2026-04-0912.82%
2026-04-0812.90%
2026-04-0713.50%
2026-04-0613.40%
2026-04-0213.59%
2026-04-0113.61%
2026-03-3113.66%
2026-03-3014.06%
2026-03-2714.20%
2026-03-2613.91%
2026-03-2513.74%
2026-03-2413.81%
2026-03-2313.97%
2026-03-2014.04%
2026-03-1914.18%
2026-03-1814.25%
2026-03-1714.27%
2026-03-1614.51%
2026-03-1314.56%
2026-03-1214.51%
2026-03-1114.25%
2026-03-1014.18%
2026-03-0913.85%
2026-03-0613.93%
2026-03-0513.48%
2026-03-0413.40%
2026-03-0313.53%
2026-03-0213.53%
2026-02-2713.44%
2026-02-2612.56%
2026-02-2512.76%
2026-02-2413.12%
2026-02-2313.50%
2026-02-2012.66%
2026-02-1912.85%
2026-02-1812.76%
2026-02-1712.85%
2026-02-1313.02%
2026-02-1213.07%
2026-02-1112.74%
2026-02-1012.58%
2026-02-0912.56%
2026-02-0612.36%
2026-02-0512.38%
2026-02-0412.18%
2026-02-0312.39%
2026-02-0212.45%
2026-01-3012.61%
2026-01-2912.48%
2026-01-2812.47%
2026-01-2712.55%
2026-01-2611.82%
2026-01-2311.96%
2026-01-2211.72%
2026-01-2111.88%
2026-01-2012.03%
2026-01-1611.43%
2026-01-1511.79%
2026-01-1411.76%
2026-01-1311.74%
2026-01-1211.51%
2026-01-0910.54%
2026-01-0810.44%
2026-01-0710.48%
2026-01-0610.35%
2026-01-0510.56%
2026-01-0210.82%
2025-12-3110.98%
2025-12-3010.87%
2025-12-2910.81%
2025-12-2610.65%
2025-12-2410.64%
2025-12-2310.71%
2025-12-2210.67%
2025-12-1910.82%
2025-12-1810.94%
2025-12-1711.00%
2025-12-1610.99%
2025-12-1511.01%
2025-12-1210.88%
2025-12-1110.70%
2025-12-1010.83%
2025-12-0911.31%
2025-12-0811.48%
2025-12-0511.40%
2025-12-0411.39%
2025-12-0311.57%
2025-12-0211.61%
2025-12-0111.74%
2025-11-2811.83%
2025-11-2611.90%
2025-11-2511.98%
2025-11-2412.29%
2025-11-2112.27%
2025-11-2012.67%
2025-11-1912.63%
2025-11-1812.85%
2025-11-1713.00%
2025-11-1412.53%
2025-11-1312.41%
2025-11-1212.14%
2025-11-1112.32%
2025-11-1012.25%
2025-11-0712.52%
2025-11-0612.45%
2025-11-0512.32%
2025-11-0412.50%
2025-11-0312.38%
2025-10-3112.32%
2025-10-3012.45%
2025-10-2912.52%
2025-10-2812.25%
2025-10-2712.22%
2025-10-2412.24%
2025-10-2312.50%
2025-10-2212.55%
2025-10-2111.14%
2025-10-2011.40%
2025-10-1711.52%
2025-10-1611.72%
2025-10-1511.39%
2025-10-1411.31%
2025-10-1311.75%
2025-10-1012.12%
2025-10-0911.60%
2025-10-0811.61%
2025-10-0711.63%
2025-10-0611.55%
2025-10-0311.57%
2025-10-0211.72%
2025-10-0111.79%
2025-09-3011.60%
2025-09-2911.24%
2025-09-2611.05%
2025-09-2511.10%
2025-09-2411.04%
2025-09-2311.03%
2025-09-2210.91%
2025-09-1910.76%
2025-09-1810.76%
2025-09-1711.01%
2025-09-1611.06%
2025-09-1510.80%
2025-09-1210.93%
2025-09-1110.85%
2025-09-1011.03%
2025-09-0910.83%
2025-09-0810.96%
2025-09-0510.89%
2025-09-0410.72%
2025-09-0310.92%
2025-09-0210.89%
2025-08-2910.80%
2025-08-2810.76%
2025-08-2710.88%
2025-08-2610.94%
2025-08-2511.14%
2025-08-2211.26%
2025-08-2111.57%
2025-08-2011.51%
2025-08-1911.51%
2025-08-1811.48%
2025-08-1511.52%
2025-08-1411.31%
2025-08-1311.35%
2025-08-1211.39%
2025-08-1111.83%
2025-08-0811.86%
2025-08-0712.03%
2025-08-0611.86%
2025-08-0511.78%
2025-08-0411.90%
2025-08-0112.20%
2025-07-3111.82%
2025-07-3011.72%
2025-07-2911.56%
2025-07-2811.31%
2025-07-2511.30%
2025-07-2411.48%
2025-07-2311.43%
2025-07-2210.32%
2025-07-2110.49%
2025-07-1810.41%
2025-07-1710.38%
2025-07-1610.52%
2025-07-1510.64%
2025-07-1410.29%
2025-07-1110.32%
2025-07-1010.25%
2025-07-0910.40%
2025-07-0810.53%
2025-07-0710.46%
2025-07-0310.40%
2025-07-0210.49%
2025-07-0110.70%
2025-06-3010.92%
2025-06-2711.01%
2025-06-2611.07%
2025-06-2511.22%
2025-06-2411.26%
2025-06-2311.52%
2025-06-2011.70%
2025-06-1811.86%
2025-06-1712.09%
2025-06-1611.90%
2025-06-1312.18%
2025-06-1211.86%
2025-06-1111.79%
2025-06-1012.00%
2025-06-0911.99%
2025-06-0612.32%
2025-06-0512.69%
2025-06-0412.59%
2025-06-0312.35%
2025-06-0212.55%

Showing the most recent 260 of 2,985 data points. The chart above shows the full history.

About Synchrony Financial

Synchrony Financial, along with its various subsidiaries, functions as a leading provider of consumer financial services across the United States. The company offers a comprehensive range of credit products, encompassing diverse credit card options such as private label, co-branded, and general-purpose cards, alongside commercial credit solutions and consumer installment loans for both short and long durations. Additionally, Synchrony provides consumer banking services, including a variety of deposit products like certificates of deposit, individual retirement accounts, money market accounts, and savings accounts. These are made available to both individual consumers and commercial entities, with deposits also accepted via external securities brokerage firms. Beyond core credit and banking, Synchrony extends debt cancellation programs to its credit card clientele through online, mobile, and direct mail channels. It is also a significant player in specialized financing, offering healthcare payment and funding solutions under its CareCredit, Pets Best, and Walgreens brands. The firm further provides payment and financing options to industries like apparel, specialty retail, outdoor, music, and luxury, as well as point-of-sale consumer financing for audiology products and dental services. Synchrony delivers its credit offerings through collaborative programs established with a broad network of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers. Its deposit products reach customers through various avenues, including digital and print media. The company's services cater to a wide array of sectors, including digital, health and wellness, retail, home, auto, powersports, jewelry, and pet industries, among others. Established in 1932, Synchrony Financial's corporate headquarters are located in Stamford, Connecticut.

Stamford, CT
20,000 employees
Financial Services / Financial - Credit Services
Sector
Financial Services
Industry
Financial - Credit Services
CEO
Brian D. Doubles