SoFi Technologies, Inc. (SOFI) vs W. R. Berkley Corporation (WRB)
WRB leads on 9 of 12 compared metrics.
A side-by-side comparison of SoFi Technologies, Inc. and W. R. Berkley Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 15, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
SOFI
SoFi Technologies, Inc.
$16.58Financial Services
WRB
W. R. Berkley Corporation
$68.27Financial Services
Total return — SOFI vs WRB
growth of $100 · last 6ySOFI +58.2%WRB +135.8%WRB compounded faster
SOFI WRB
SOFI vs WRB: by the numbers
- •WRB is the larger company ($25.42B vs $21.27B market cap).
- •WRB trades at the lower earnings multiple (14.46 vs 37.47 P/E).
- •WRB converts more revenue to profit (12.64% vs 11.22% net margin).
- •SOFI grew revenue faster over the past five years (43.20% vs 11.95% CAGR).
- •WRB pays a dividend (2.72% yield) while SOFI does not currently pay one.
Which is better, SOFI or WRB?
Metric tally: SOFI 3 · WRB 9It depends on what you're optimizing for:
ValueWRB(lower P/E)
GrowthSOFI(faster 5Y revenue CAGR)
QualityWRB(higher ROIC)
Metrics side by side
Valuation
| Metric | SOFI | WRB |
|---|---|---|
| P/E ratio | 37.47 | 14.46● |
| Forward P/E | 27.78 | 14.58● |
| P/S ratio | 4.44 | 1.82● |
| P/B ratio | 2.11● | 2.77 |
| PEG ratio | — | 7.63 |
Profitability
| Metric | SOFI | WRB |
|---|---|---|
| Gross margin | 76.02%● | 26.14% |
| Operating margin | 12.56% | 16.24%● |
| Net margin | 11.22% | 12.64%● |
| ROE | 5.34% | 19.27%● |
| ROIC | 0.95% | 10.42%● |
Dividends
| Metric | SOFI | WRB |
|---|---|---|
| Dividend yield | — | 2.72% |
| Payout ratio | — | 41.52% |
Growth (annualized)
| Metric | SOFI | WRB |
|---|---|---|
| Revenue CAGR (5Y) | 43.20%● | 11.95% |
| EPS CAGR (5Y) | -15.53% | 28.88%● |
| Total return CAGR (5Y) | -5.84% | 17.46%● |
Frequently asked
- Which is better, SOFI or WRB?
- It depends on your goal. value: WRB (lower P/E); growth: SOFI (faster 5Y revenue CAGR); quality: WRB (higher ROIC). Across all compared metrics, WRB leads 9 to 3.
- Is SOFI or WRB cheaper?
- On trailing earnings, WRB is cheaper: SOFI trades at a 37.47 P/E and WRB at 14.46.
- Which has grown faster, SOFI or WRB?
- Over the past five years, SOFI grew revenue faster — SOFI at a 43.20% CAGR versus WRB at 11.95%.
- Does SOFI or WRB pay a bigger dividend?
- WRB pays a dividend (2.72% yield) while SOFI does not currently pay one.
- Is SOFI or WRB more profitable?
- WRB runs the higher net margin — SOFI at 11.22% versus WRB at 12.64%.
- Which has been the better investment, SOFI or WRB?
- Over the past 5-year, WRB delivered the higher annualized total return — SOFI at -5.84% versus WRB at 17.34%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
SoFi Technologies P/E ratioW. R. Berkley P/E ratioSoFi Technologies dividend yieldW. R. Berkley dividend yieldSoFi Technologies ROEW. R. Berkley ROESoFi Technologies operating marginW. R. Berkley operating marginSoFi Technologies revenue growthW. R. Berkley revenue growthSoFi Technologies free cash flowW. R. Berkley free cash flow
SoFi Technologies & W. R. Berkley appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 15, 2026.