SoFi Technologies, Inc. (SOFI) Free Cash Flow (FCF): $-3.98B
The free cash flow (FCF) for SoFi Technologies, Inc. (SOFI) is $-3.98B. It is below its 12-month average by 51.28% ($-2.63B).
SOFI Free Cash Flow (FCF) Chart
SOFI Average Free Cash Flow (FCF) Chart
SOFI Current vs Average Free Cash Flow (FCF) Chart
SOFI Free Cash Flow (FCF) Metrics
FREE CASH FLOW (FCF)
$-3.98B
FREE CASH FLOW (FCF) AVG TTM
$-2.63B
FREE CASH FLOW (FCF) AVG 3Y
$-4.99B
FREE CASH FLOW (FCF) AVG 5Y
$-3.65B
FREE CASH FLOW (FCF) AVG 10Y
$-2.32B
FREE CASH FLOW (FCF) AVG 15Y
$-2.32B
FREE CASH FLOW (FCF) AVG 20Y
$-2.32B
CURRENT VS TTM AVG
-51.28%
CURRENT VS 3Y AVG
+20.21%
CURRENT VS 5Y AVG
-9.26%
CURRENT VS 10Y AVG
-71.60%
CURRENT VS 15Y AVG
-71.60%
CURRENT VS 20Y AVG
-71.60%
FCF Analysis
Free Cash Flow (TTM)
$-3.98B
FCF Yield
82.93%
Price/FCF
1.2
Formula: FCF = Operating Cash Flow - Capital Expenditures
Why FCF matters:
- Shows actual cash available (not accounting earnings)
- Funds dividends, buybacks, and debt reduction
- Less susceptible to accounting manipulation than net income
- Key metric for DCF valuation models
SoFi Technologies, Inc. Free Cash Flow (FCF) Formula & Definition
Free Cash Flow represents the cash a company generates after accounting for capital expenditures. It's the cash available for dividends, buybacks, debt reduction, or reinvestment.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
SoFi Technologies, Inc. Free Cash Flow (FCF) FAQ
- What is the free cash flow (FCF) for SoFi Technologies, Inc. (SOFI)?
- The free cash flow (FCF) for SOFI stock is $-3.98B.
- What is the TTM average free cash flow (FCF) for SoFi Technologies, Inc. (SOFI)?
- The TTM average free cash flow (FCF) for SOFI stock is $-2.63B.
- What is the 3Y average free cash flow (FCF) for SoFi Technologies, Inc. (SOFI)?
- The 3Y average free cash flow (FCF) for SOFI stock is $-4.99B.
- What is the 5Y average free cash flow (FCF) for SoFi Technologies, Inc. (SOFI)?
- The 5Y average free cash flow (FCF) for SOFI stock is $-3.65B.
- What is the 10Y average free cash flow (FCF) for SoFi Technologies, Inc. (SOFI)?
- The 10Y average free cash flow (FCF) for SOFI stock is $-2.32B.
- What is the 15Y average free cash flow (FCF) for SoFi Technologies, Inc. (SOFI)?
- The 15Y average free cash flow (FCF) for SOFI stock is $-2.32B.
- What is the 20Y average free cash flow (FCF) for SoFi Technologies, Inc. (SOFI)?
- The 20Y average free cash flow (FCF) for SOFI stock is $-2.32B.
SoFi Technologies, Inc. Free Cash Flow (FCF) History
| DATE | FREE CASH FLOW (FCF) |
|---|---|
| 2025-12-31 | $-3.98B |
| 2024-12-31 | $-1.28B |
| 2023-12-31 | $-7.35B |
| 2022-12-31 | $-7.36B |
| 2021-12-31 | $-1.40B |
| 2020-12-31 | $-503.88M |
| 2019-12-31 | $-92.32M |
| 2018-12-31 | $1.01B |
| 2017-12-31 | $65.21M |
Related Metrics
About SoFi Technologies, Inc.
SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Anthony J. Noto