SoFi Technologies, Inc. (SOFI) Return on Equity (ROE): 5.34%
Is SoFi Technologies, Inc.’s return on equity (ROE) high or low?
SoFi Technologies, Inc.'s return on equity (ROE) of 5.34% is 293% above its 5-year average of -2.77%, near the high end of its 5-year range (-10.30%–7.64%).
The return on equity (ROE) for SoFi Technologies, Inc. (SOFI) is 5.34% as of Wednesday, June 10, 2026. It is below its 12-month average by 12.67% (6.12%).
SOFI Return on Equity (ROE) Chart
SOFI Average Return on Equity (ROE) Chart
SOFI Current vs Average Return on Equity (ROE) Chart
SOFI Return on Equity (ROE) Metrics
RETURN ON EQUITY (ROE)
5.34%
RETURN ON EQUITY (ROE) AVG TTM
6.12%
RETURN ON EQUITY (ROE) AVG 3Y
0.25%
RETURN ON EQUITY (ROE) AVG 5Y
-2.77%
RETURN ON EQUITY (ROE) AVG 10Y
-4.65%
RETURN ON EQUITY (ROE) AVG 15Y
-4.65%
RETURN ON EQUITY (ROE) AVG 20Y
-4.65%
CURRENT VS TTM AVG
-12.67%
CURRENT VS 3Y AVG
+1994.12%
CURRENT VS 5Y AVG
+292.78%
CURRENT VS 10Y AVG
+214.76%
CURRENT VS 15Y AVG
+214.76%
CURRENT VS 20Y AVG
+214.76%
SOFI Competitors' Return on Equity (ROE)
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| SoFi Technologies, Inc. (SOFI) | $20.36B | 5.34% | 6.12% | 0.25% | -2.77% |
| Brown & Brown, Inc. (BRO) | $20.70B | 9.12% | 11.91% | 13.50% | 13.47% |
| Loews Corporation (L) | $22.30B | 9.99% | 8.61% | 8.02% | 5.93% |
| Synchrony Financial (SYF) | $23.58B | 21.85% | 21.15% | 20.46% | 20.61% |
| Willis Towers Watson Public Limited Company (WTW) | $25.17B | 20.90% | 9.45% | 10.01% | 13.52% |
| Cincinnati Financial Corporation (CINF) | $25.81B | 17.54% | 15.74% | 10.53% | 12.67% |
| Global Payments Inc. (GPN) | $14.79B | -2.97% | 6.58% | 4.49% | 3.98% |
| Kinsale Capital Group, Inc. (KNSL) | $7.23B | 26.78% | 26.83% | 25.84% | 23.42% |
| The Hartford Financial Services Group, Inc. (HIG) | $35.74B | 21.50% | 19.57% | 17.20% | 15.24% |
| Main Street Capital Corporation (MAIN) | $4.82B | 13.78% | 17.32% | 15.85% | 13.97% |
Return Analysis
ROE
5.3%
ROA
1.1%
SoFi Technologies, Inc. Return on Equity (ROE) Formula & Definition
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
SoFi Technologies, Inc. Return on Equity (ROE) FAQ
- What is the return on equity (ROE) for SoFi Technologies, Inc. (SOFI)?
- The return on equity (ROE) for SOFI stock is 5.34%.
- Is SoFi Technologies, Inc.'s return on equity (ROE) high or low?
- SoFi Technologies, Inc.'s return on equity (ROE) of 5.34% is 293% above its 5-year average of -2.77%, near the high end of its 5-year range (-10.30%–7.64%).
- What is the TTM average return on equity (ROE) for SoFi Technologies, Inc. (SOFI)?
- The TTM average return on equity (ROE) for SOFI stock is 6.12%.
- What is the 3Y average return on equity (ROE) for SoFi Technologies, Inc. (SOFI)?
- The 3Y average return on equity (ROE) for SOFI stock is 0.25%.
- What is the 5Y average return on equity (ROE) for SoFi Technologies, Inc. (SOFI)?
- The 5Y average return on equity (ROE) for SOFI stock is -2.77%.
- What is the 10Y average return on equity (ROE) for SoFi Technologies, Inc. (SOFI)?
- The 10Y average return on equity (ROE) for SOFI stock is -4.65%.
- What is the 15Y average return on equity (ROE) for SoFi Technologies, Inc. (SOFI)?
- The 15Y average return on equity (ROE) for SOFI stock is -4.65%.
- What is the 20Y average return on equity (ROE) for SoFi Technologies, Inc. (SOFI)?
- The 20Y average return on equity (ROE) for SOFI stock is -4.65%.
SoFi Technologies, Inc. Return on Equity (ROE) History
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2025-12-31 | 4.59% |
| 2024-12-31 | 7.64% |
| 2023-12-31 | -5.41% |
| 2022-12-31 | -5.80% |
| 2021-12-31 | -10.30% |
| 2020-12-31 | -7.34% |
| 2019-12-31 | -11.41% |
| 2018-12-31 | -13.85% |
| 2017-12-31 | 0.00% |
Related Metrics
About SoFi Technologies, Inc.
SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Anthony J. Noto