Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on invested capital (ROIC) high or low?
The return on invested capital (ROIC) of 3.79% is 396% above its 5-year average of -1.28%, near the high end of its 5-year range (-5.39%–3.79%).
As of the fiscal period ended Wednesday, December 31, 2025. 23.25% above its 12-month average of 3.08%.
Annual fiscal-year return on invested capital; no daily interpolation.
RETURN ON INVESTED CAPITAL (ROIC)
3.79%
RETURN ON INVESTED CAPITAL (ROIC) AVG TTM
3.08%
RETURN ON INVESTED CAPITAL (ROIC) AVG 3Y
0.16%
RETURN ON INVESTED CAPITAL (ROIC) AVG 5Y
-1.28%
RETURN ON INVESTED CAPITAL (ROIC) AVG 10Y
N/A
RETURN ON INVESTED CAPITAL (ROIC) AVG 15Y
N/A
RETURN ON INVESTED CAPITAL (ROIC) AVG 20Y
N/A
CURRENT VS TTM AVG
+23.25%
CURRENT VS 3Y AVG
+2268.75%
CURRENT VS 5Y AVG
+396.09%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
5.98%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
-36.62%
vs the sector median at left
SoFi Technologies, Inc.
Market Cap
$20.92B
Return on Invested Capital (ROIC)
3.79%
TTM Avg
3.08%
3Y Avg
0.16%
5Y Avg
-1.28%
Market Cap
$20.87B
Return on Invested Capital (ROIC)
2.50%
TTM Avg
3.54%
3Y Avg
3.38%
5Y Avg
3.30%
Market Cap
$23.56B
Return on Invested Capital (ROIC)
5.87%
TTM Avg
7.48%
3Y Avg
7.73%
5Y Avg
7.95%
Market Cap
$23.87B
Return on Invested Capital (ROIC)
3.76%
TTM Avg
3.56%
3Y Avg
2.80%
5Y Avg
-579.32%
Market Cap
$23.94B
Return on Invested Capital (ROIC)
11.51%
TTM Avg
12.54%
3Y Avg
13.34%
5Y Avg
16.33%
Market Cap
$17.59B
Return on Invested Capital (ROIC)
1.38%
TTM Avg
1.18%
3Y Avg
2.62%
5Y Avg
3.62%
Market Cap
$24.38B
Return on Invested Capital (ROIC)
5.83%
TTM Avg
2.69%
3Y Avg
3.04%
5Y Avg
4.15%
Market Cap
$24.40B
Return on Invested Capital (ROIC)
0.39%
TTM Avg
0.45%
3Y Avg
-21.91%
5Y Avg
-14.38%
Market Cap
$24.66B
Return on Invested Capital (ROIC)
9.36%
TTM Avg
9.36%
3Y Avg
9.00%
5Y Avg
9.31%
| NAME | MARKET CAP | RETURN ON INVESTED CAPITAL (ROIC) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| SoFi Technologies, Inc. (SOFI) | $20.92B | 3.79% | 3.08% | 0.16% | -1.28% |
| Global Payments Inc. (GPN)vs › | $20.87B | 2.50% | 3.54% | 3.38% | 3.30% |
| Brown & Brown, Inc. (BRO)vs › | $23.56B | 5.87% | 7.48% | 7.73% | 7.95% |
| Loews Corporation (L)vs › | $23.87B | 3.76% | 3.56% | 2.80% | -579.32% |
| T. Rowe Price Group, Inc. (TROW)vs › | $23.94B | 11.51% | 12.54% | 13.34% | 16.33% |
| Franklin Resources, Inc. (BEN)vs › | $17.59B | 1.38% | 1.18% | 2.62% | 3.62% |
| KeyCorp (KEY)vs › | $24.38B | 5.83% | 2.69% | 3.04% | 4.15% |
| Principal Financial Group, Inc. (PFG)vs › | $24.40B | 0.39% | 0.45% | -21.91% | -14.38% |
| Synchrony Financial (SYF)vs › | $24.66B | 9.36% | 9.36% | 9.00% | 9.31% |
| WisdomTree U.S. Quality Dividend Growth Fund (DGRW)vs › | $16.84B | N/A | N/A | N/A | N/A |
ROIC
3.8%
ROE
7.2%
ROIC = NOPAT / Invested Capital
Return on invested capital measures the after-tax return a company earns on all capital (debt and equity) invested in the business.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON INVESTED CAPITAL (ROIC) |
|---|---|
| 2025-12-31 | 3.79% |
| 2024-12-31 | 2.36% |
| 2023-12-31 | -2.71% |
| 2022-12-31 | -2.80% |
| 2021-12-31 | -5.39% |
| 2020-12-31 | -2.93% |
| 2019-12-31 | -3.38% |
| 2018-12-31 | -2.94% |
| 2017-12-31 | 0.00% |
