SoFi Technologies, Inc. (SOFI) Return on Assets (ROA): 1.07%
Is SoFi Technologies, Inc.’s return on assets (ROA) high or low?
SoFi Technologies, Inc.'s return on assets (ROA) of 1.07% is 178% above its 5-year average of -1.38%, near the high end of its 5-year range (-5.27%–1.38%).
The return on assets (ROA) for SoFi Technologies, Inc. (SOFI) is 1.07% as of Wednesday, June 10, 2026. It is below its 12-month average by 8.15% (1.17%).
SOFI Return on Assets (ROA) Chart
SOFI Average Return on Assets (ROA) Chart
SOFI Current vs Average Return on Assets (ROA) Chart
SOFI Return on Assets (ROA) Metrics
RETURN ON ASSETS (ROA)
1.07%
RETURN ON ASSETS (ROA) AVG TTM
1.17%
RETURN ON ASSETS (ROA) AVG 3Y
-0.09%
RETURN ON ASSETS (ROA) AVG 5Y
-1.38%
RETURN ON ASSETS (ROA) AVG 10Y
-1.61%
RETURN ON ASSETS (ROA) AVG 15Y
-1.61%
RETURN ON ASSETS (ROA) AVG 20Y
-1.61%
CURRENT VS TTM AVG
-8.15%
CURRENT VS 3Y AVG
+1288.89%
CURRENT VS 5Y AVG
+177.82%
CURRENT VS 10Y AVG
+166.46%
CURRENT VS 15Y AVG
+166.46%
CURRENT VS 20Y AVG
+166.46%
SOFI Competitors' Return on Assets (ROA)
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| SoFi Technologies, Inc. (SOFI) | $20.36B | 1.07% | 1.17% | -0.09% | -1.38% |
| Brown & Brown, Inc. (BRO) | $20.70B | 3.87% | 4.57% | 4.95% | 5.19% |
| Loews Corporation (L) | $22.30B | 2.18% | 1.83% | 1.64% | 1.22% |
| Synchrony Financial (SYF) | $23.58B | 2.96% | 2.96% | 2.68% | 2.76% |
| Willis Towers Watson Public Limited Company (WTW) | $25.17B | 5.62% | 2.55% | 2.98% | 4.42% |
| Cincinnati Financial Corporation (CINF) | $25.81B | 6.69% | 6.06% | 4.03% | 5.00% |
| Global Payments Inc. (GPN) | $14.79B | -1.10% | 2.99% | 2.04% | 1.94% |
| Kinsale Capital Group, Inc. (KNSL) | $7.23B | 8.48% | 8.41% | 7.70% | 7.34% |
| The Hartford Financial Services Group, Inc. (HIG) | $35.74B | 4.71% | 4.15% | 3.59% | 3.30% |
| Main Street Capital Corporation (MAIN) | $4.82B | 7.31% | 9.28% | 8.47% | 7.32% |
Asset Efficiency
ROA
1.1%
ROE
5.3%
SoFi Technologies, Inc. Return on Assets (ROA) Formula & Definition
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
SoFi Technologies, Inc. Return on Assets (ROA) FAQ
- What is the return on assets (ROA) for SoFi Technologies, Inc. (SOFI)?
- The return on assets (ROA) for SOFI stock is 1.07%.
- Is SoFi Technologies, Inc.'s return on assets (ROA) high or low?
- SoFi Technologies, Inc.'s return on assets (ROA) of 1.07% is 178% above its 5-year average of -1.38%, near the high end of its 5-year range (-5.27%–1.38%).
- What is the TTM average return on assets (ROA) for SoFi Technologies, Inc. (SOFI)?
- The TTM average return on assets (ROA) for SOFI stock is 1.17%.
- What is the 3Y average return on assets (ROA) for SoFi Technologies, Inc. (SOFI)?
- The 3Y average return on assets (ROA) for SOFI stock is -0.09%.
- What is the 5Y average return on assets (ROA) for SoFi Technologies, Inc. (SOFI)?
- The 5Y average return on assets (ROA) for SOFI stock is -1.38%.
- What is the 10Y average return on assets (ROA) for SoFi Technologies, Inc. (SOFI)?
- The 10Y average return on assets (ROA) for SOFI stock is -1.61%.
- What is the 15Y average return on assets (ROA) for SoFi Technologies, Inc. (SOFI)?
- The 15Y average return on assets (ROA) for SOFI stock is -1.61%.
- What is the 20Y average return on assets (ROA) for SoFi Technologies, Inc. (SOFI)?
- The 20Y average return on assets (ROA) for SOFI stock is -1.61%.
SoFi Technologies, Inc. Return on Assets (ROA) History
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.95% |
| 2024-12-31 | 1.38% |
| 2023-12-31 | -1.00% |
| 2022-12-31 | -1.69% |
| 2021-12-31 | -5.27% |
| 2020-12-31 | -2.62% |
| 2019-12-31 | -3.29% |
| 2018-12-31 | -2.95% |
| 2017-12-31 | 0.00% |
Related Metrics
About SoFi Technologies, Inc.
SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Anthony J. Noto