SoFi Technologies, Inc. (SOFI) EPS CAGR:-8.70%(TTM)
EPS CAGR uses precomputed diluted earnings history where available.
Over longer horizons, SoFi Technologies, Inc.'s EPS CAGR averages -15.53% over 3 years and -15.53% over 5 years.The TTM figure compares the trailing 12 months (sum of the latest four quarters) with the 12 months before that. Rows in the history table compare fiscal years, and the quarterly table compares single quarters; the three measure different windows and will differ. EPS (Earnings Per Share) CAGR measures how SoFi Technologies, Inc.'s earnings per share have grown. This is a key metric for valuation and reflects profitability on a per-share basis.
SOFI EPS CAGR Chart
SoFi Technologies, Inc. (SOFI)
SOFI Quarterly EPS Growth (YoY)
EPS growth vs the same quarter one year earlier, last 17 quarters.
SOFI EPS CAGR History
| Year | Start EPS | End EPS | Change | % Change | CAGR |
|---|---|---|---|---|---|
| 2025 | $0.46 | $0.42 | $-0.04 | -8.70% | -8.70% |
| 2024 | $-0.36 | $0.46 | +$0.82 | N/A | N/A |
| 2023 | $-0.40 | $-0.36 | +$0.04 | N/A | N/A |
| 2022 | $-1.00 | $-0.40 | +$0.60 | N/A | N/A |
| 2021 | $-2.73 | $-1.00 | +$1.73 | N/A | N/A |
| 2020 | $-2.27 | $-2.73 | $-0.46 | N/A | N/A |
| 2019 | $-2.17 | $-2.27 | $-0.10 | N/A | N/A |
| 2018 | $1.62 | $-2.17 | $-3.79 | -234.14% | N/A |
Quarterly EPS: QoQ & YoY
| Quarter | Value | QoQ | YoY |
|---|---|---|---|
| Q1 2026 | $0.13 | -7.1% | +100.6% |
| Q4 2025 | $0.14 | +16.7% | -56.3% |
| Q3 2025 | $0.12 | +36.5% | +125.6% |
| Q2 2025 | $0.09 | +35.6% | — |
| Q1 2025 | $0.06 | -79.7% | -18.3% |
| Q4 2024 | $0.32 | +501.5% | +700.0% |
| Q3 2024 | $0.05 | — | — |
| Q2 2024 | $0.01 | -90.5% | — |
| Q1 2024 | $0.08 | +98.2% | — |
| Q4 2023 | $0.04 | — | — |
| Q3 2023 | $-0.29 | -383.3% | -222.2% |
| Q2 2023 | $-0.06 | -20.0% | +50.0% |
| Q1 2023 | $-0.05 | +8.1% | +64.3% |
| Q4 2022 | $-0.05 | +39.6% | +63.7% |
| Q3 2022 | $-0.09 | +25.0% | -80.0% |
| Q2 2022 | $-0.12 | +14.3% | +75.0% |
QoQ = change vs the prior quarter; YoY = change vs the same quarter a year earlier.
About SoFi Technologies, Inc.
SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Anthony J. Noto