Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the quick ratio (acid-test) high or low?
The quick ratio (acid-test) of 0.17 is 38% below its 5-year average of 0.27, near the low end of its 5-year range (0.15–1.11).
As of the fiscal period ended Tuesday, March 31, 2026. 4.25% below its 12-month average of 0.17.
Reported quarterly quick ratio; no daily interpolation.
QUICK RATIO (ACID-TEST)
0.17
QUICK RATIO (ACID-TEST) AVG TTM
0.17
QUICK RATIO (ACID-TEST) AVG 3Y
0.19
QUICK RATIO (ACID-TEST) AVG 5Y
0.18
QUICK RATIO (ACID-TEST) AVG 10Y
N/A
QUICK RATIO (ACID-TEST) AVG 15Y
N/A
QUICK RATIO (ACID-TEST) AVG 20Y
N/A
CURRENT VS TTM AVG
-4.25%
CURRENT VS 3Y AVG
-10.18%
CURRENT VS 5Y AVG
-8.31%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
0.90
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
-81.42%
vs the sector median at left
SoFi Technologies, Inc.
Market Cap
$21.11B
Quick Ratio (Acid-Test)
0.17
TTM Avg
0.17
3Y Avg
0.19
5Y Avg
0.18
Market Cap
$20.09B
Quick Ratio (Acid-Test)
1.69
TTM Avg
1.33
3Y Avg
1.14
5Y Avg
1.11
Market Cap
$22.93B
Quick Ratio (Acid-Test)
1.04
TTM Avg
1.07
3Y Avg
1.07
5Y Avg
1.13
Market Cap
$23.63B
Quick Ratio (Acid-Test)
3.21
TTM Avg
27.86
3Y Avg
29.64
5Y Avg
189.43
Market Cap
$23.71B
Quick Ratio (Acid-Test)
0.21
TTM Avg
0.21
3Y Avg
0.21
5Y Avg
0.22
Market Cap
$24.26B
Quick Ratio (Acid-Test)
0.48
TTM Avg
0.48
3Y Avg
3.87
5Y Avg
67.30
Market Cap
$24.96B
Quick Ratio (Acid-Test)
73.08
TTM Avg
40.55
3Y Avg
23.13
5Y Avg
18.11
Market Cap
$16.88B
Quick Ratio (Acid-Test)
2.71
TTM Avg
2.98
3Y Avg
3.45
5Y Avg
3.38
| NAME | MARKET CAP | QUICK RATIO (ACID-TEST) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| SoFi Technologies, Inc. (SOFI) | $21.11B | 0.17 | 0.17 | 0.19 | 0.18 |
| Global Payments Inc. (GPN)vs › | $20.09B | 1.69 | 1.33 | 1.14 | 1.11 |
| Brown & Brown, Inc. (BRO)vs › | $22.93B | 1.04 | 1.07 | 1.07 | 1.13 |
| Principal Financial Group, Inc. (PFG)vs › | $23.63B | 3.21 | 27.86 | 29.64 | 189.43 |
| Synchrony Financial (SYF)vs › | $23.71B | 0.21 | 0.21 | 0.21 | 0.22 |
| Loews Corporation (L)vs › | $24.26B | 0.48 | 0.48 | 3.87 | 67.30 |
| KeyCorp (KEY)vs › | $24.45B | 0.77 | 0.47 | 0.40 | 0.39 |
| T. Rowe Price Group, Inc. (TROW)vs › | $24.96B | 73.08 | 40.55 | 23.13 | 18.11 |
| Franklin Resources, Inc. (BEN)vs › | $16.88B | 2.71 | 2.98 | 3.45 | 3.38 |
| Circle Internet Group (CRCL)vs › | $16.67B | 1.03 | 1.03 | 1.03 | 1.02 |
Quick Ratio
0.17
Excludes inventory
Current Ratio
0.24
Includes inventory
Quick Ratio = (Current Assets − Inventory) / Current Liabilities
The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | QUICK RATIO (ACID-TEST) |
|---|---|
| 2026-03-31 | 0.17 |
| 2025-12-31 | 0.24 |
| 2025-09-30 | 0.17 |
| 2025-06-30 | 0.15 |
| 2025-03-31 | 0.15 |
| 2024-12-31 | 0.19 |
| 2024-09-30 | 0.15 |
| 2024-06-30 | 0.16 |
| 2024-03-31 | 0.20 |
| 2023-12-31 | 0.20 |
| 2023-09-30 | 0.19 |
| 2023-06-30 | 0.23 |
| 2023-03-31 | 0.21 |
| 2022-12-31 | 0.20 |
| 2022-09-30 | 0.15 |
| 2022-06-30 | 0.18 |
| 2022-03-31 | 0.54 |
| 2021-12-31 | 1.11 |
| 2021-09-30 | 0.48 |
| 2021-06-30 | 0.44 |
| 2021-03-31 | 0.15 |
| 2020-12-31 | 0.64 |
| 2020-09-30 | 0.00 |
| 2020-06-30 | 0.91 |
| 2020-03-31 | 0.00 |
| 2019-12-31 | 1.41 |
