Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the quick ratio (acid-test) high or low?
The quick ratio (acid-test) of 0.33 is 60% below its 5-year average of 0.81, near the low end of its 5-year range (0.26–9.75).
As of the fiscal period ended Tuesday, June 30, 2026. 86.28% below its 12-month average of 2.38.
Reported quarterly quick ratio; no daily interpolation.
QUICK RATIO (ACID-TEST)
0.33
QUICK RATIO (ACID-TEST) AVG TTM
2.38
QUICK RATIO (ACID-TEST) AVG 3Y
0.28
QUICK RATIO (ACID-TEST) AVG 5Y
0.31
QUICK RATIO (ACID-TEST) AVG 10Y
0.30
QUICK RATIO (ACID-TEST) AVG 15Y
0.29
QUICK RATIO (ACID-TEST) AVG 20Y
0.27
CURRENT VS TTM AVG
-86.28%
CURRENT VS 3Y AVG
+15.39%
CURRENT VS 5Y AVG
+4.28%
CURRENT VS 10Y AVG
+9.84%
CURRENT VS 15Y AVG
+13.21%
CURRENT VS 20Y AVG
+20.48%
SECTOR MEDIAN · FINANCIAL SERVICES
0.90
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
-63.71%
vs the sector median at left
Regions Financial Corporation
Market Cap
$26.40B
Quick Ratio (Acid-Test)
0.33
TTM Avg
2.38
3Y Avg
0.28
5Y Avg
0.31
Market Cap
$25.47B
Quick Ratio (Acid-Test)
73.08
TTM Avg
40.55
3Y Avg
23.13
5Y Avg
18.11
Market Cap
$25.05B
Quick Ratio (Acid-Test)
1.04
TTM Avg
1.07
3Y Avg
1.07
5Y Avg
1.13
Market Cap
$27.83B
Quick Ratio (Acid-Test)
1.29
TTM Avg
1.30
3Y Avg
1.28
5Y Avg
1.30
Market Cap
$28.16B
Quick Ratio (Acid-Test)
1.39
TTM Avg
1.38
3Y Avg
1.36
5Y Avg
1.37
Market Cap
$24.45B
Quick Ratio (Acid-Test)
3.21
TTM Avg
27.86
3Y Avg
29.64
5Y Avg
189.43
Market Cap
$24.39B
Quick Ratio (Acid-Test)
0.21
TTM Avg
0.21
3Y Avg
0.21
5Y Avg
0.22
| NAME | MARKET CAP | QUICK RATIO (ACID-TEST) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Regions Financial Corporation (RF) | $26.40B | 0.33 | 2.38 | 0.28 | 0.31 |
| T. Rowe Price Group, Inc. (TROW)vs › | $25.47B | 73.08 | 40.55 | 23.13 | 18.11 |
| Brown & Brown, Inc. (BRO)vs › | $25.05B | 1.04 | 1.07 | 1.07 | 1.13 |
| Cincinnati Financial Corporation (CINF)vs › | $27.83B | 1.29 | 1.30 | 1.28 | 1.30 |
| W. R. Berkley Corporation (WRB)vs › | $28.16B | 1.39 | 1.38 | 1.36 | 1.37 |
| Loews Corporation (L)vs › | $24.47B | 0.48 | 0.48 | 3.87 | 67.30 |
| Principal Financial Group, Inc. (PFG)vs › | $24.45B | 3.21 | 27.86 | 29.64 | 189.43 |
| Synchrony Financial (SYF)vs › | $24.39B | 0.21 | 0.21 | 0.21 | 0.22 |
| KeyCorp (KEY)vs › | $23.94B | 0.77 | 0.47 | 0.40 | 0.39 |
| Willis Towers Watson Public Limited Company (WTW)vs › | $29.84B | 1.20 | 1.20 | 1.13 | 1.14 |
Quick Ratio
0.33
Excludes inventory
Current Ratio
0.30
Includes inventory
Quick Ratio = (Current Assets − Inventory) / Current Liabilities
The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | QUICK RATIO (ACID-TEST) |
|---|---|
| 2026-06-30 | 0.33 |
| 2026-03-31 | 1.25 |
| 2025-12-31 | 0.30 |
| 2025-09-30 | 9.75 |
| 2025-06-30 | 0.27 |
| 2025-03-31 | 0.29 |
| 2024-12-31 | 0.27 |
| 2024-09-30 | 0.29 |
| 2024-06-30 | 0.28 |
| 2024-03-31 | 0.29 |
| 2023-12-31 | 0.28 |
| 2023-09-30 | 0.26 |
| 2023-06-30 | 0.27 |
| 2023-03-31 | 0.26 |
| 2022-12-31 | 0.30 |
| 2022-09-30 | 0.31 |
| 2022-06-30 | 0.34 |
| 2022-03-31 | 0.39 |
| 2021-12-31 | 0.42 |
| 2021-09-30 | 0.41 |
| 2021-06-30 | 0.40 |
| 2021-03-31 | 0.39 |
| 2020-12-31 | 0.37 |
| 2020-09-30 | 0.33 |
| 2020-06-30 | 0.31 |
| 2020-03-31 | 0.27 |
| 2019-12-31 | 0.27 |
| 2019-09-30 | 0.27 |
| 2019-06-30 | 0.26 |
| 2019-03-31 | 0.27 |
| 2018-12-31 | 0.28 |
| 2018-09-30 | 0.27 |
| 2018-06-30 | 0.29 |
| 2018-03-31 | 0.27 |
| 2017-12-31 | 0.29 |
| 2017-09-30 | 0.28 |
| 2017-06-30 | 0.29 |
| 2017-03-31 | 0.28 |
| 2016-12-31 | 0.30 |
| 2016-09-30 | 0.29 |
| 2016-06-30 | 0.29 |
| 2016-03-31 | 0.28 |
| 2015-12-31 | 0.29 |
| 2015-09-30 | 0.29 |
| 2015-06-30 | 0.27 |
| 2015-03-31 | 0.29 |
| 2014-12-31 | 0.27 |
| 2014-09-30 | 0.29 |
| 2014-06-30 | 0.28 |
| 2014-03-31 | 0.29 |
| 2013-12-31 | 0.29 |
| 2013-09-30 | 0.28 |
| 2013-06-30 | 0.28 |
| 2013-03-31 | 0.34 |
| 2012-12-31 | 0.34 |
| 2012-09-30 | 0.04 |
| 2012-06-30 | 0.04 |
| 2012-03-31 | 0.08 |
| 2011-12-31 | 0.32 |
| 2011-09-30 | 0.09 |
| 2011-06-30 | 0.08 |
| 2011-03-31 | 0.07 |
| 2010-12-31 | 0.31 |
| 2010-09-30 | 0.06 |
| 2010-06-30 | 0.07 |
| 2010-03-31 | 0.07 |
| 2009-12-31 | 0.31 |
| 2009-09-30 | 0.08 |
| 2009-06-30 | 0.06 |
| 2009-03-31 | 0.05 |
| 2008-12-31 | 0.28 |
| 2008-09-30 | 0.04 |
| 2008-06-30 | 0.04 |
| 2008-03-31 | 0.04 |
| 2007-12-31 | 0.20 |
| 2007-09-30 | 0.04 |
| 2007-06-30 | 0.04 |
| 2007-03-31 | 0.04 |
| 2006-12-31 | 0.21 |
| 2006-09-30 | 0.05 |
| 2006-06-30 | 0.05 |
| 2006-03-31 | 0.05 |
| 2005-12-31 | 0.24 |
| 2005-09-30 | 0.05 |
| 2005-06-30 | 0.05 |
| 2005-03-31 | 0.05 |
| 2004-12-31 | 0.04 |
| 2004-09-30 | 0.04 |
| 2004-06-30 | 0.05 |
| 2004-03-31 | 0.05 |
| 2003-12-31 | 0.06 |
| 2003-09-30 | 0.06 |
| 2003-06-30 | 0.06 |
| 2003-03-31 | 0.06 |
| 2002-12-31 | 0.07 |
| 2002-09-30 | 0.06 |