Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the quick ratio (acid-test) high or low?
The quick ratio (acid-test) of 1.03 is 44% above its 2-year average of 0.72, near the high end of its 2-year range (0.00–1.03).
As of the fiscal period ended Tuesday, June 30, 2026. 0.36% above its 12-month average of 1.03.
Reported quarterly quick ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 1.03.
QUICK RATIO (ACID-TEST)
1.03
QUICK RATIO (ACID-TEST) AVG TTM
1.03
QUICK RATIO (ACID-TEST) AVG 3Y
N/A
QUICK RATIO (ACID-TEST) AVG 5Y
N/A
QUICK RATIO (ACID-TEST) AVG 10Y
N/A
QUICK RATIO (ACID-TEST) AVG 15Y
N/A
QUICK RATIO (ACID-TEST) AVG 20Y
N/A
CURRENT VS TTM AVG
+0.36%
CURRENT VS 3Y AVG
N/A
CURRENT VS 5Y AVG
N/A
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.12
median of 102 covered companies
CURRENT VS SECTOR MEDIAN
-7.60%
vs the sector median at left
Circle Internet Group
Market Cap
$24.22B
Quick Ratio (Acid-Test)
1.03
TTM Avg
1.03
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$24.72B
Quick Ratio (Acid-Test)
3.72
TTM Avg
0.21
3Y Avg
0.21
5Y Avg
0.22
Market Cap
$24.87B
Quick Ratio (Acid-Test)
0.30
TTM Avg
4.22
3Y Avg
4.60
5Y Avg
172.74
Market Cap
$22.77B
Quick Ratio (Acid-Test)
2.18
TTM Avg
40.55
3Y Avg
23.13
5Y Avg
18.11
Market Cap
$25.71B
Quick Ratio (Acid-Test)
0.33
TTM Avg
0.29
3Y Avg
0.29
5Y Avg
0.32
Market Cap
$26.02B
Quick Ratio (Acid-Test)
1.37
TTM Avg
1.38
3Y Avg
1.36
5Y Avg
1.37
Market Cap
$22.39B
Quick Ratio (Acid-Test)
0.59
TTM Avg
0.48
3Y Avg
3.87
5Y Avg
67.30
Market Cap
$26.06B
Quick Ratio (Acid-Test)
1.90
TTM Avg
1.30
3Y Avg
1.28
5Y Avg
1.30
| NAME | MARKET CAP | QUICK RATIO (ACID-TEST) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Circle Internet Group (CRCL) | $24.22B | 1.03 | 1.03 | N/A | N/A |
| Synchrony Financial (SYF)vs › | $24.72B | 3.72 | 0.21 | 0.21 | 0.22 |
| KeyCorp (KEY)vs › | $23.57B | 0.35 | 0.47 | 0.40 | 0.39 |
| Principal Financial Group, Inc. (PFG)vs › | $24.87B | 0.30 | 4.22 | 4.60 | 172.74 |
| T. Rowe Price Group, Inc. (TROW)vs › | $22.77B | 2.18 | 40.55 | 23.13 | 18.11 |
| Regions Financial Corporation (RF)vs › | $25.71B | 0.33 | 0.29 | 0.29 | 0.32 |
| W. R. Berkley Corporation (WRB)vs › | $26.02B | 1.37 | 1.38 | 1.36 | 1.37 |
| Loews Corporation (L)vs › | $22.39B | 0.59 | 0.48 | 3.87 | 67.30 |
| Cincinnati Financial Corporation (CINF)vs › | $26.06B | 1.90 | 1.30 | 1.28 | 1.30 |
| SoFi Technologies, Inc. (SOFI)vs › | $22.22B | 0.16 | 0.21 | 0.21 | 0.43 |
Quick Ratio
1.03
Excludes inventory
Current Ratio
1.03
Includes inventory
Quick Ratio = (Current Assets − Inventory) / Current Liabilities
The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | QUICK RATIO (ACID-TEST) |
|---|---|
| 2026-06-30 | 1.03 |
| 2026-03-31 | 1.03 |
| 2025-12-31 | 1.03 |
| 2025-09-30 | 1.03 |
| 2025-06-30 | 1.03 |
| 2025-03-31 | 1.02 |
| 2024-12-31 | 1.03 |
| 2024-09-30 | 0.00 |
| 2024-06-30 | 0.00 |
| 2024-03-31 | 0.00 |
