SoFi Technologies, Inc. (SOFI) Quick Ratio (Acid-Test): 0.00
Is SoFi Technologies, Inc.’s quick ratio (acid-test) high or low?
SoFi Technologies, Inc.'s quick ratio (acid-test) of 0.00 is 100% below its 5-year average of 0.63, near the low end of its 5-year range (0.19–1.41).
The quick ratio (acid-test) for SoFi Technologies, Inc. (SOFI) is 0.00 as of Wednesday, June 10, 2026. It is below its 12-month average by 100.00% (0.20).
SOFI Quick Ratio (Acid-Test) Chart
SOFI Average Quick Ratio (Acid-Test) Chart
SOFI Current vs Average Quick Ratio (Acid-Test) Chart
SOFI Quick Ratio (Acid-Test) Metrics
QUICK RATIO (ACID-TEST)
0.00
QUICK RATIO (ACID-TEST) AVG TTM
0.20
QUICK RATIO (ACID-TEST) AVG 3Y
0.42
QUICK RATIO (ACID-TEST) AVG 5Y
0.63
QUICK RATIO (ACID-TEST) AVG 10Y
6.87
QUICK RATIO (ACID-TEST) AVG 15Y
6.87
QUICK RATIO (ACID-TEST) AVG 20Y
6.87
CURRENT VS TTM AVG
-100.00%
CURRENT VS 3Y AVG
-100.00%
CURRENT VS 5Y AVG
-100.00%
CURRENT VS 10Y AVG
-100.00%
CURRENT VS 15Y AVG
-100.00%
CURRENT VS 20Y AVG
-100.00%
SOFI Competitors' Quick Ratio (Acid-Test)
| NAME | MARKET CAP | QUICK RATIO (ACID-TEST) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| SoFi Technologies, Inc. (SOFI) | — | 0.00 | 0.20 | 0.42 | 0.63 |
| Loews Corporation (L) | $22.01B | 0.48 | 0.48 | 3.87 | 67.30 |
| Brown & Brown, Inc. (BRO) | $20.04B | 1.04 | 1.07 | 1.07 | 1.13 |
| Willis Towers Watson Public Limited Company (WTW) | $24.67B | 1.20 | 1.20 | 1.13 | 1.14 |
| Cincinnati Financial Corporation (CINF) | $25.34B | 1.29 | 1.30 | 1.28 | 1.30 |
| Global Payments Inc. (GPN) | $15.10B | 1.69 | 1.33 | 1.14 | 1.11 |
| The Hartford Financial Services Group, Inc. (HIG) | $35.35B | 17.65 | 17.17 | 14.87 | 14.87 |
| Prudential Financial, Inc. (PRU) | $36.02B | 0.61 | 1.24 | 1.51 | 1.52 |
| PayPal Holdings, Inc. (PYPL) | $36.57B | 1.29 | 1.27 | 1.28 | 1.28 |
| Main Street Capital Corporation (MAIN) | $4.78B | 449.84 | 226.86 | 114.79 | 77.09 |
Liquidity Comparison
Quick Ratio
0.00
Excludes inventory
Current Ratio
0.00
Includes inventory
SoFi Technologies, Inc. Quick Ratio (Acid-Test) Formula & Definition
Quick Ratio = (Current Assets − Inventory) / Current Liabilities
The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
SoFi Technologies, Inc. Quick Ratio (Acid-Test) FAQ
- What is the quick ratio (acid-test) for SoFi Technologies, Inc. (SOFI)?
- The quick ratio (acid-test) for SOFI stock is 0.00.
- Is SoFi Technologies, Inc.'s quick ratio (acid-test) high or low?
- SoFi Technologies, Inc.'s quick ratio (acid-test) of 0.00 is 100% below its 5-year average of 0.63, near the low end of its 5-year range (0.19–1.41).
- What is the TTM average quick ratio (acid-test) for SoFi Technologies, Inc. (SOFI)?
- The TTM average quick ratio (acid-test) for SOFI stock is 0.20.
- What is the 3Y average quick ratio (acid-test) for SoFi Technologies, Inc. (SOFI)?
- The 3Y average quick ratio (acid-test) for SOFI stock is 0.42.
- What is the 5Y average quick ratio (acid-test) for SoFi Technologies, Inc. (SOFI)?
- The 5Y average quick ratio (acid-test) for SOFI stock is 0.63.
- What is the 10Y average quick ratio (acid-test) for SoFi Technologies, Inc. (SOFI)?
- The 10Y average quick ratio (acid-test) for SOFI stock is 6.87.
- What is the 15Y average quick ratio (acid-test) for SoFi Technologies, Inc. (SOFI)?
- The 15Y average quick ratio (acid-test) for SOFI stock is 6.87.
- What is the 20Y average quick ratio (acid-test) for SoFi Technologies, Inc. (SOFI)?
- The 20Y average quick ratio (acid-test) for SOFI stock is 6.87.
SoFi Technologies, Inc. Quick Ratio (Acid-Test) History
| DATE | QUICK RATIO (ACID-TEST) |
|---|---|
| 2024-12-31 | 0.19 |
| 2023-12-31 | 0.20 |
| 2022-12-31 | 0.20 |
| 2021-12-31 | 1.11 |
| 2020-12-31 | 0.64 |
| 2019-12-31 | 1.41 |
| 2018-12-31 | 44.32 |
Related Metrics
About SoFi Technologies, Inc.
SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Anthony J. Noto