Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the quick ratio (acid-test) high or low?
The quick ratio (acid-test) of 0.95 is 25% below its 5-year average of 1.27, near the low end of its 5-year range (0.95–2.75).
As of the fiscal period ended Tuesday, March 31, 2026. 33.53% below its 12-month average of 1.42.
Reported quarterly quick ratio; no daily interpolation.
QUICK RATIO (ACID-TEST)
0.95
QUICK RATIO (ACID-TEST) AVG TTM
1.42
QUICK RATIO (ACID-TEST) AVG 3Y
1.10
QUICK RATIO (ACID-TEST) AVG 5Y
1.12
QUICK RATIO (ACID-TEST) AVG 10Y
1.17
QUICK RATIO (ACID-TEST) AVG 15Y
1.18
QUICK RATIO (ACID-TEST) AVG 20Y
1.18
CURRENT VS TTM AVG
-33.53%
CURRENT VS 3Y AVG
-13.86%
CURRENT VS 5Y AVG
-15.79%
CURRENT VS 10Y AVG
-19.16%
CURRENT VS 15Y AVG
-20.11%
CURRENT VS 20Y AVG
-19.64%
SECTOR MEDIAN · FINANCIAL SERVICES
0.90
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
+5.09%
vs the sector median at left
Brown & Brown, Inc.
Market Cap
$22.93B
Quick Ratio (Acid-Test)
0.95
TTM Avg
1.42
3Y Avg
1.10
5Y Avg
1.12
Market Cap
$23.63B
Quick Ratio (Acid-Test)
3.21
TTM Avg
27.86
3Y Avg
29.64
5Y Avg
189.43
Market Cap
$23.71B
Quick Ratio (Acid-Test)
0.21
TTM Avg
0.21
3Y Avg
0.21
5Y Avg
0.22
Market Cap
$24.26B
Quick Ratio (Acid-Test)
0.48
TTM Avg
0.48
3Y Avg
3.87
5Y Avg
67.30
Market Cap
$21.11B
Quick Ratio (Acid-Test)
0.24
TTM Avg
0.21
3Y Avg
0.21
5Y Avg
0.43
Market Cap
$24.96B
Quick Ratio (Acid-Test)
73.08
TTM Avg
40.55
3Y Avg
23.13
5Y Avg
18.11
Market Cap
$20.09B
Quick Ratio (Acid-Test)
1.69
TTM Avg
1.33
3Y Avg
1.14
5Y Avg
1.11
Market Cap
$26.34B
Quick Ratio (Acid-Test)
0.30
TTM Avg
0.29
3Y Avg
0.29
5Y Avg
0.32
| NAME | MARKET CAP | QUICK RATIO (ACID-TEST) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Brown & Brown, Inc. (BRO) | $22.93B | 0.95 | 1.42 | 1.10 | 1.12 |
| Principal Financial Group, Inc. (PFG)vs › | $23.63B | 3.21 | 27.86 | 29.64 | 189.43 |
| Synchrony Financial (SYF)vs › | $23.71B | 0.21 | 0.21 | 0.21 | 0.22 |
| Loews Corporation (L)vs › | $24.26B | 0.48 | 0.48 | 3.87 | 67.30 |
| KeyCorp (KEY)vs › | $24.45B | 0.77 | 0.47 | 0.40 | 0.39 |
| SoFi Technologies, Inc. (SOFI)vs › | $21.11B | 0.24 | 0.21 | 0.21 | 0.43 |
| T. Rowe Price Group, Inc. (TROW)vs › | $24.96B | 73.08 | 40.55 | 23.13 | 18.11 |
| Global Payments Inc. (GPN)vs › | $20.09B | 1.69 | 1.33 | 1.14 | 1.11 |
| Regions Financial Corporation (RF)vs › | $26.34B | 0.30 | 0.29 | 0.29 | 0.32 |
| Willis Towers Watson Public Limited Company (WTW)vs › | $27.87B | 1.20 | 1.20 | 1.13 | 1.14 |
Quick Ratio
0.95
Excludes inventory
Current Ratio
1.04
Includes inventory
Quick Ratio = (Current Assets − Inventory) / Current Liabilities
The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | QUICK RATIO (ACID-TEST) |
|---|---|
| 2026-03-31 | 0.95 |
| 2025-12-31 | 1.04 |
| 2025-09-30 | 1.18 |
| 2025-06-30 | 2.75 |
| 2025-03-31 | 1.20 |
| 2024-12-31 | 1.10 |
| 2024-09-30 | 1.15 |
| 2024-06-30 | 1.13 |
| 2024-03-31 | 1.03 |
| 2023-12-31 | 1.04 |
| 2023-09-30 | 1.06 |
| 2023-06-30 | 1.18 |
| 2023-03-31 | 1.14 |
| 2022-12-31 | 1.09 |
| 2022-09-30 | 1.14 |
| 2022-06-30 | 1.84 |
| 2022-03-31 | 1.77 |
| 2021-12-31 | 1.25 |
| 2021-09-30 | 1.18 |
| 2021-06-30 | 1.14 |
| 2021-03-31 | 1.25 |
| 2020-12-31 | 1.26 |
| 2020-09-30 | 1.41 |
| 2020-06-30 | 1.20 |
| 2020-03-31 | 1.21 |
| 2019-12-31 | 1.22 |
| 2019-09-30 | 1.21 |
| 2019-06-30 | 1.20 |
| 2019-03-31 | 1.21 |
| 2018-12-31 | 1.22 |
| 2018-09-30 | 1.23 |
| 2018-06-30 | 1.23 |
| 2018-03-31 | 1.27 |
| 2017-12-31 | 1.13 |
| 2017-09-30 | 1.08 |
| 2017-06-30 | 1.25 |
| 2017-03-31 | 1.27 |
| 2016-12-31 | 1.20 |
| 2016-09-30 | 1.16 |
| 2016-06-30 | 1.13 |
| 2016-03-31 | 1.17 |
| 2015-12-31 | 1.16 |
| 2015-09-30 | 1.22 |
| 2015-06-30 | 1.16 |
| 2015-03-31 | 1.19 |
| 2014-12-31 | 1.24 |
| 2014-09-30 | 1.18 |
| 2014-06-30 | 1.15 |
| 2014-03-31 | 1.22 |
| 2013-12-31 | 1.02 |
| 2013-09-30 | 0.98 |
| 2013-06-30 | 1.47 |
| 2013-03-31 | 1.43 |
| 2012-12-31 | 1.34 |
| 2012-09-30 | 1.26 |
| 2012-06-30 | 1.17 |
| 2012-03-31 | 1.16 |
| 2011-12-31 | 1.47 |
| 2011-09-30 | 1.50 |
| 2011-06-30 | 1.39 |
| 2011-03-31 | 1.42 |
| 2010-12-31 | 1.39 |
| 2010-09-30 | 1.13 |
| 2010-06-30 | 1.41 |
| 2010-03-31 | 1.37 |
| 2009-12-31 | 1.28 |
| 2009-09-30 | 1.24 |
| 2009-06-30 | 1.12 |
| 2009-03-31 | 1.05 |
| 2008-12-31 | 1.00 |
| 2008-09-30 | 1.00 |
| 2008-06-30 | 0.95 |
| 2008-03-31 | 1.08 |
| 2007-12-31 | 1.06 |
| 2007-09-30 | 1.12 |
| 2007-06-30 | 1.07 |
| 2007-03-31 | 0.70 |
| 2006-12-31 | 1.10 |
| 2006-09-30 | 1.00 |
| 2006-06-30 | 1.01 |
| 2006-03-31 | 0.99 |
| 2005-12-31 | 1.06 |
| 2005-09-30 | 1.08 |
| 2005-06-30 | 1.01 |
| 2005-03-31 | 1.04 |
| 2004-12-31 | 1.48 |
| 2004-09-30 | 1.43 |
| 2004-06-30 | 0.91 |
| 2004-03-31 | 0.94 |
| 2003-12-31 | 1.14 |
| 2003-09-30 | 1.11 |
| 2003-06-30 | 1.08 |
| 2003-03-31 | 1.00 |
| 2002-12-31 | 1.12 |
| 2002-09-30 | 1.35 |
| 2002-06-30 | 1.34 |