Cincinnati Financial Corporation (CINF) Quick Ratio (Acid-Test): 1.29
Is Cincinnati Financial Corporation’s quick ratio (acid-test) high or low?
Cincinnati Financial Corporation's quick ratio (acid-test) of 1.29 is in line with its 5-year average of 1.30, near the low end of its 5-year range (1.26–1.38).
The quick ratio (acid-test) for Cincinnati Financial Corporation (CINF) is 1.29 as of Wednesday, June 10, 2026. It is below its 12-month average by 0.77% (1.30).
CINF Quick Ratio (Acid-Test) Chart
CINF Average Quick Ratio (Acid-Test) Chart
CINF Current vs Average Quick Ratio (Acid-Test) Chart
CINF Quick Ratio (Acid-Test) Metrics
QUICK RATIO (ACID-TEST)
1.29
QUICK RATIO (ACID-TEST) AVG TTM
1.30
QUICK RATIO (ACID-TEST) AVG 3Y
1.28
QUICK RATIO (ACID-TEST) AVG 5Y
1.30
QUICK RATIO (ACID-TEST) AVG 10Y
1.30
QUICK RATIO (ACID-TEST) AVG 15Y
1.30
QUICK RATIO (ACID-TEST) AVG 20Y
1.30
CURRENT VS TTM AVG
-0.77%
CURRENT VS 3Y AVG
+0.78%
CURRENT VS 5Y AVG
-0.77%
CURRENT VS 10Y AVG
-0.77%
CURRENT VS 15Y AVG
-0.77%
CURRENT VS 20Y AVG
-0.77%
CINF Competitors' Quick Ratio (Acid-Test)
| NAME | MARKET CAP | QUICK RATIO (ACID-TEST) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Cincinnati Financial Corporation (CINF) | — | 1.29 | 1.30 | 1.28 | 1.30 |
| Willis Towers Watson Public Limited Company (WTW) | $25.17B | 1.20 | 1.20 | 1.13 | 1.14 |
| Synchrony Financial (SYF) | $23.58B | 0.21 | 0.21 | 0.21 | 0.22 |
| Loews Corporation (L) | $22.30B | 0.48 | 0.48 | 3.87 | 67.30 |
| Brown & Brown, Inc. (BRO) | $20.70B | 1.04 | 1.07 | 1.07 | 1.13 |
| SoFi Technologies, Inc. (SOFI) | $20.36B | 0.00 | 0.20 | 0.42 | 0.63 |
| The Hartford Financial Services Group, Inc. (HIG) | $35.74B | 17.65 | 17.17 | 14.87 | 14.87 |
| PayPal Holdings, Inc. (PYPL) | $35.90B | 1.29 | 1.27 | 1.28 | 1.28 |
| Global Payments Inc. (GPN) | $15.10B | 1.69 | 1.33 | 1.14 | 1.11 |
| Prudential Financial, Inc. (PRU) | $36.78B | 0.61 | 1.24 | 1.51 | 1.52 |
Liquidity Comparison
Quick Ratio
1.29
Excludes inventory
Current Ratio
1.29
Includes inventory
Cincinnati Financial Corporation Quick Ratio (Acid-Test) Formula & Definition
Quick Ratio = (Current Assets − Inventory) / Current Liabilities
The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Cincinnati Financial Corporation Quick Ratio (Acid-Test) FAQ
- What is the quick ratio (acid-test) for Cincinnati Financial Corporation (CINF)?
- The quick ratio (acid-test) for CINF stock is 1.29.
- Is Cincinnati Financial Corporation's quick ratio (acid-test) high or low?
- Cincinnati Financial Corporation's quick ratio (acid-test) of 1.29 is in line with its 5-year average of 1.30, near the low end of its 5-year range (1.26–1.38).
- What is the TTM average quick ratio (acid-test) for Cincinnati Financial Corporation (CINF)?
- The TTM average quick ratio (acid-test) for CINF stock is 1.30.
- What is the 3Y average quick ratio (acid-test) for Cincinnati Financial Corporation (CINF)?
- The 3Y average quick ratio (acid-test) for CINF stock is 1.28.
- What is the 5Y average quick ratio (acid-test) for Cincinnati Financial Corporation (CINF)?
- The 5Y average quick ratio (acid-test) for CINF stock is 1.30.
- What is the 10Y average quick ratio (acid-test) for Cincinnati Financial Corporation (CINF)?
- The 10Y average quick ratio (acid-test) for CINF stock is 1.30.
- What is the 15Y average quick ratio (acid-test) for Cincinnati Financial Corporation (CINF)?
- The 15Y average quick ratio (acid-test) for CINF stock is 1.30.
- What is the 20Y average quick ratio (acid-test) for Cincinnati Financial Corporation (CINF)?
- The 20Y average quick ratio (acid-test) for CINF stock is 1.30.
Cincinnati Financial Corporation Quick Ratio (Acid-Test) History
| DATE | QUICK RATIO (ACID-TEST) |
|---|---|
| 2025-12-31 | 1.29 |
| 2024-12-31 | 1.31 |
| 2023-12-31 | 1.26 |
| 2022-12-31 | 1.26 |
| 2021-12-31 | 1.38 |
Related Metrics
About Cincinnati Financial Corporation
Cincinnati Financial Corporation, operating through its various subsidiaries, delivers a range of property and casualty insurance offerings across the United States. Its operations are organized into five distinct divisions: Commercial Lines, Personal Lines, Excess and Surplus Lines, Life Insurance, and Investments. The Commercial Lines division safeguards businesses against risks such as commercial casualty, property damage, vehicle incidents, and workers' compensation claims; it also offers specialized protection including director and officer liability, various surety and fidelity bonds, and coverage for machinery and equipment. For individual clients, the Personal Lines segment provides essential coverages like personal auto and homeowner policies, alongside dwelling fire, inland marine, personal umbrella liability, and watercraft protection. The Excess and Surplus Lines segment specializes in commercial casualty insurance, protecting companies from third-party liabilities stemming from on-site incidents, operational activities, or product-related injuries; this segment also delivers commercial property insurance, securing assets like buildings, inventory, and equipment, as well as business income, against a broad spectrum of perils including fire, wind, hail, water damage, theft, and vandalism. Through its Life Insurance division, the company offers a comprehensive suite of life policies, encompassing term life, universal life, worksite-based term life, and whole life insurance options. The Investments segment manages a portfolio including fixed-maturity assets like taxable and tax-exempt bonds, along with redeemable preferred stocks, and equity holdings such as common and non-redeemable preferred stocks. Beyond insurance, Cincinnati Financial Corporation extends its services to include commercial leasing and financing, as well as insurance brokerage. Established in 1950, Cincinnati Financial Corporation's corporate headquarters are situated in Fairfield, Ohio.
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
- CEO
- Stephen Michael Spray