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SoFi Technologies, Inc. (SOFI) Current Ratio: 0.00

Is SoFi Technologies, Inc.’s current ratio high or low?

SoFi Technologies, Inc.'s current ratio of 0.00 is 100% below its 5-year average of 0.63, near the low end of its 5-year range (0.00–1.41).

As of Friday, June 12, 2026. 100.00% below its 12-month average of 0.20.

SOFI Current Ratio Chart

SOFI Current Ratio
0.19-5.00% 1Y
Zoom

SOFI Average Current Ratio Chart

SOFI Current vs Average Current Ratio Chart

SOFI Current Ratio Metrics

CURRENT RATIO

0.00

CURRENT RATIO AVG TTM

0.20

CURRENT RATIO AVG 3Y

0.42

CURRENT RATIO AVG 5Y

0.63

CURRENT RATIO AVG 10Y

6.87

CURRENT RATIO AVG 15Y

6.87

CURRENT RATIO AVG 20Y

6.87

CURRENT VS TTM AVG

-100.00%

CURRENT VS 3Y AVG

-100.00%

CURRENT VS 5Y AVG

-100.00%

CURRENT VS 10Y AVG

-100.00%

CURRENT VS 15Y AVG

-100.00%

CURRENT VS 20Y AVG

-100.00%

SOFI Competitors' Current Ratio

NAMEMARKET CAPCURRENT RATIOTTM3Y5Y
SoFi Technologies, Inc. (SOFI)$21.38B0.000.200.420.63
Loews Corporation (L)$22.09B0.480.483.8767.30
Brown & Brown, Inc. (BRO)$20.32B1.041.071.071.13
Synchrony Financial (SYF)$24.33B0.210.210.210.22
Willis Towers Watson Public Limited Company (WTW)$24.63B1.201.201.131.14
Cincinnati Financial Corporation (CINF)$26.03B1.291.301.281.30
Global Payments Inc. (GPN)$15.75B1.691.331.141.11
Sunbelt Rentals Holdings Inc (SUNB)$33.66B1.291.211.131.13
The Hartford Financial Services Group, Inc. (HIG)$35.20B17.6517.1714.8714.87
Kinsale Capital Group, Inc. (KNSL)$7.16B0.841.071.201.22

Liquidity Analysis

Current Ratio

0.00

Quick Ratio

0.00

SoFi Technologies, Inc. Current Ratio Formula & Definition

Current Ratio = Current Assets / Current Liabilities

The current ratio measures short-term liquidity — a company's ability to cover current liabilities with current assets. Above 1.0 indicates positive working capital.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

SoFi Technologies, Inc. Current Ratio FAQ

What is the current ratio for SoFi Technologies, Inc. (SOFI)?
The current ratio for SOFI stock is 0.00.
Is SoFi Technologies, Inc.'s current ratio high or low?
SoFi Technologies, Inc.'s current ratio of 0.00 is 100% below its 5-year average of 0.63, near the low end of its 5-year range (0.00–1.41).
What is the TTM average current ratio for SoFi Technologies, Inc. (SOFI)?
The TTM average current ratio for SOFI stock is 0.20.
What is the 3Y average current ratio for SoFi Technologies, Inc. (SOFI)?
The 3Y average current ratio for SOFI stock is 0.42.
What is the 5Y average current ratio for SoFi Technologies, Inc. (SOFI)?
The 5Y average current ratio for SOFI stock is 0.63.
What is the 10Y average current ratio for SoFi Technologies, Inc. (SOFI)?
The 10Y average current ratio for SOFI stock is 6.87.
What is the 15Y average current ratio for SoFi Technologies, Inc. (SOFI)?
The 15Y average current ratio for SOFI stock is 6.87.
What is the 20Y average current ratio for SoFi Technologies, Inc. (SOFI)?
The 20Y average current ratio for SOFI stock is 6.87.

SoFi Technologies, Inc. Current Ratio History

DATECURRENT RATIO
2024-12-310.19
2023-12-310.20
2022-12-310.20
2021-12-311.11
2020-12-310.64
2019-12-311.41
2018-12-3144.32

About SoFi Technologies, Inc.

SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.

San Francisco, CA
5,000 employees
Financial Services / Financial - Credit Services
Sector
Financial Services
Industry
Financial - Credit Services
CEO
Anthony J. Noto