SoFi Technologies, Inc. (SOFI) PB Ratio: 2.26
Is SoFi Technologies, Inc.’s P/B ratio high or low?
SoFi Technologies, Inc.'s P/B ratio of 2.26 is 14% above its 5-year average of 1.97, around the middle of its 5-year range (0.72–5.46).
34.30% below its 12-month average of 3.44.
SOFI PB Ratio Chart
SOFI Average PB Ratio Chart
SOFI Current vs Average PB Ratio Chart
SOFI PB Ratio Metrics
PB RATIO
2.26
PB RATIO AVG TTM
3.44
PB RATIO AVG 3Y
2.26
PB RATIO AVG 5Y
1.89
PB RATIO AVG 10Y
N/A
PB RATIO AVG 15Y
N/A
PB RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-34.30%
CURRENT VS 3Y AVG
-0.21%
CURRENT VS 5Y AVG
+19.42%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SOFI Competitors' PB Ratio
| NAME | MARKET CAP | PB RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| SoFi Technologies, Inc. (SOFI) | $23.52B | 2.26 | 3.44 | 2.26 | 1.89 |
| Principal Financial Group, Inc. (PFG)vs › | $24.01B | 2.07 | 1.70 | 1.72 | 1.66 |
| Willis Towers Watson Public Limited Company (WTW)vs › | $24.52B | 3.12 | 3.84 | 3.42 | 3.04 |
| KeyCorp (KEY)vs › | $24.67B | 1.23 | 1.09 | 0.97 | 1.04 |
| Loews Corporation (L)vs › | $22.36B | 1.20 | 1.18 | 1.10 | 1.02 |
| Regions Financial Corporation (RF)vs › | $24.78B | 1.34 | 1.26 | 1.15 | 1.16 |
| Synchrony Financial (SYF)vs › | $25.33B | 1.58 | 1.61 | 1.37 | 1.41 |
| W. R. Berkley Corporation (WRB)vs › | $25.50B | 2.77 | 2.95 | 2.90 | 2.78 |
| Circle Internet Group (CRCL)vs › | $21.48B | 5.63 | 6.45 | 6.45 | 6.45 |
| Cincinnati Financial Corporation (CINF)vs › | $26.57B | 1.71 | 1.67 | 1.60 | 1.62 |
P/B vs. its own history
At 2.26, P/B is richer than usual, sitting higher than 65% of its 6-year history.
6-year low
0.38
median
1.58
6-year high
149720.69
Book Value Analysis
P/B Ratio
2.26
Market Price / Book Value per Share
SoFi Technologies, Inc. PB Ratio Formula & Definition
PB Ratio = Market Cap / Total Shareholders' Equity
The price-to-book ratio compares market capitalization to book value (shareholders' equity). Lower values can indicate a cheaper valuation relative to net assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
SoFi Technologies, Inc. PB Ratio FAQ
- What is the P/B ratio for SoFi Technologies, Inc. (SOFI)?
- The P/B ratio for SOFI stock is 2.26.
- Is SoFi Technologies, Inc.'s P/B ratio high or low?
- SoFi Technologies, Inc.'s P/B ratio of 2.26 is 14% above its 5-year average of 1.97, around the middle of its 5-year range (0.72–5.46).
- What is the TTM average P/B ratio for SoFi Technologies, Inc. (SOFI)?
- The TTM average P/B ratio for SOFI stock is 3.44.
- What is the 3Y average P/B ratio for SoFi Technologies, Inc. (SOFI)?
- The 3Y average P/B ratio for SOFI stock is 2.26.
- What is the 5Y average P/B ratio for SoFi Technologies, Inc. (SOFI)?
- The 5Y average P/B ratio for SOFI stock is 1.89.
SoFi Technologies, Inc. PB Ratio History
| DATE | PB RATIO |
|---|---|
| 2026-06-16 | 2.26 |
| 2026-06-15 | 2.18 |
| 2026-06-12 | 2.11 |
| 2026-06-11 | 2.12 |
| 2026-06-10 | 2.02 |
| 2026-06-09 | 2.10 |
| 2026-06-08 | 2.10 |
| 2026-06-05 | 2.04 |
| 2026-06-04 | 2.19 |
| 2026-06-03 | 2.13 |
| 2026-06-02 | 2.26 |
| 2026-06-01 | 2.37 |
| 2026-05-29 | 2.32 |
| 2026-05-28 | 2.16 |
| 2026-05-27 | 2.06 |
| 2026-05-26 | 2.04 |
| 2026-05-22 | 1.99 |
| 2026-05-21 | 1.99 |
| 2026-05-20 | 2.00 |
| 2026-05-19 | 1.94 |
| 2026-05-18 | 2.00 |
| 2026-05-15 | 1.99 |
| 2026-05-14 | 2.04 |
| 2026-05-13 | 1.95 |
| 2026-05-12 | 2.03 |
| 2026-05-11 | 2.07 |
| 2026-05-08 | 2.01 |
| 2026-05-07 | 2.04 |
| 2026-05-06 | 2.09 |
| 2026-05-05 | 2.06 |
| 2026-05-04 | 2.08 |
| 2026-05-01 | 2.11 |
| 2026-04-30 | 2.07 |
| 2026-04-29 | 1.99 |
| 2026-04-28 | 2.36 |
| 2026-04-27 | 2.41 |
| 2026-04-24 | 2.37 |
| 2026-04-23 | 2.35 |
| 2026-04-22 | 2.45 |
| 2026-04-21 | 2.42 |
| 2026-04-20 | 2.50 |
| 2026-04-17 | 2.49 |
| 2026-04-16 | 2.44 |
| 2026-04-15 | 2.41 |
| 2026-04-14 | 2.30 |
| 2026-04-13 | 2.19 |
| 2026-04-10 | 2.08 |
| 2026-04-09 | 2.09 |
| 2026-04-08 | 2.12 |
| 2026-04-07 | 2.07 |
| 2026-04-06 | 2.09 |
| 2026-04-02 | 2.03 |
| 2026-04-01 | 2.01 |
| 2026-03-31 | 2.04 |
| 2026-03-30 | 1.94 |
| 2026-03-27 | 1.95 |
| 2026-03-26 | 2.04 |
| 2026-03-25 | 2.13 |
| 2026-03-24 | 2.14 |
| 2026-03-23 | 2.20 |
| 2026-03-20 | 2.17 |
| 2026-03-19 | 2.19 |
| 2026-03-18 | 2.20 |
| 2026-03-17 | 2.23 |
| 2026-03-16 | 2.26 |
| 2026-03-13 | 2.28 |
| 2026-03-12 | 2.27 |
| 2026-03-11 | 2.38 |
| 2026-03-10 | 2.35 |
| 2026-03-09 | 2.41 |
| 2026-03-06 | 2.43 |
| 2026-03-05 | 2.47 |
| 2026-03-04 | 2.40 |
| 2026-03-03 | 2.39 |
| 2026-03-02 | 2.36 |
| 2026-02-27 | 2.28 |
| 2026-02-26 | 2.45 |
| 2026-02-25 | 2.48 |
| 2026-02-24 | 2.39 |
| 2026-02-23 | 2.34 |
| 2026-02-20 | 2.44 |
| 2026-02-19 | 2.48 |
| 2026-02-18 | 2.51 |
| 2026-02-17 | 2.50 |
| 2026-02-13 | 2.88 |
| 2026-02-12 | 2.84 |
| 2026-02-11 | 3.02 |
| 2026-02-10 | 3.11 |
| 2026-02-09 | 3.14 |
| 2026-02-06 | 3.07 |
| 2026-02-05 | 2.86 |
| 2026-02-04 | 3.05 |
| 2026-02-03 | 3.20 |
| 2026-02-02 | 3.25 |
| 2026-01-30 | 3.35 |
| 2026-01-29 | 3.58 |
| 2026-01-28 | 3.62 |
| 2026-01-27 | 3.74 |
| 2026-01-26 | 3.79 |
| 2026-01-23 | 3.80 |
| 2026-01-22 | 3.84 |
| 2026-01-21 | 3.77 |
| 2026-01-20 | 3.75 |
| 2026-01-16 | 3.84 |
| 2026-01-15 | 3.89 |
| 2026-01-14 | 3.92 |
| 2026-01-13 | 3.99 |
| 2026-01-12 | 3.91 |
| 2026-01-09 | 4.03 |
| 2026-01-08 | 4.08 |
| 2026-01-07 | 3.97 |
| 2026-01-06 | 3.97 |
| 2026-01-05 | 4.31 |
| 2026-01-02 | 4.04 |
| 2025-12-31 | 3.85 |
| 2025-12-30 | 3.91 |
| 2025-12-29 | 3.94 |
| 2025-12-26 | 3.98 |
| 2025-12-24 | 4.04 |
| 2025-12-23 | 4.00 |
| 2025-12-22 | 4.02 |
| 2025-12-19 | 4.01 |
| 2025-12-18 | 3.87 |
| 2025-12-17 | 3.72 |
| 2025-12-16 | 3.91 |
| 2025-12-15 | 3.80 |
| 2025-12-12 | 4.01 |
| 2025-12-11 | 3.98 |
| 2025-12-10 | 3.98 |
| 2025-12-09 | 3.95 |
| 2025-12-08 | 4.06 |
| 2025-12-05 | 4.08 |
| 2025-12-04 | 4.35 |
| 2025-12-03 | 4.27 |
| 2025-12-02 | 4.34 |
| 2025-12-01 | 4.27 |
| 2025-11-28 | 4.37 |
| 2025-11-26 | 4.19 |
| 2025-11-25 | 4.17 |
| 2025-11-24 | 4.03 |
| 2025-11-21 | 3.70 |
| 2025-11-20 | 3.66 |
| 2025-11-19 | 3.93 |
| 2025-11-18 | 3.86 |
| 2025-11-17 | 3.98 |
| 2025-11-14 | 4.09 |
| 2025-11-13 | 4.17 |
| 2025-11-12 | 4.74 |
| 2025-11-11 | 4.55 |
| 2025-11-10 | 4.49 |
| 2025-11-07 | 4.15 |
| 2025-11-06 | 3.99 |
| 2025-11-05 | 5.19 |
| 2025-11-04 | 5.07 |
| 2025-11-03 | 5.29 |
| 2025-10-31 | 5.12 |
| 2025-10-30 | 5.01 |
| 2025-10-29 | 5.33 |
| 2025-10-28 | 5.46 |
| 2025-10-27 | 5.18 |
| 2025-10-24 | 5.01 |
| 2025-10-23 | 4.85 |
| 2025-10-22 | 4.69 |
| 2025-10-21 | 4.96 |
| 2025-10-20 | 4.95 |
| 2025-10-17 | 4.58 |
| 2025-10-16 | 4.59 |
| 2025-10-15 | 4.84 |
| 2025-10-14 | 4.81 |
| 2025-10-13 | 4.68 |
| 2025-10-10 | 4.52 |
| 2025-10-09 | 4.91 |
| 2025-10-08 | 4.84 |
| 2025-10-07 | 4.86 |
| 2025-10-06 | 4.55 |
| 2025-10-03 | 4.36 |
| 2025-10-02 | 4.48 |
| 2025-10-01 | 4.45 |
| 2025-09-30 | 4.56 |
| 2025-09-29 | 4.76 |
| 2025-09-26 | 4.83 |
| 2025-09-25 | 4.85 |
| 2025-09-24 | 4.91 |
| 2025-09-23 | 5.02 |
| 2025-09-22 | 5.15 |
| 2025-09-19 | 5.09 |
| 2025-09-18 | 4.85 |
| 2025-09-17 | 4.68 |
| 2025-09-16 | 4.73 |
| 2025-09-15 | 4.78 |
| 2025-09-12 | 4.58 |
| 2025-09-11 | 4.48 |
| 2025-09-10 | 4.40 |
| 2025-09-09 | 4.48 |
| 2025-09-08 | 4.48 |
| 2025-09-05 | 4.42 |
| 2025-09-04 | 4.38 |
| 2025-09-03 | 4.23 |
| 2025-09-02 | 4.30 |
| 2025-08-29 | 4.41 |
| 2025-08-28 | 4.49 |
| 2025-08-27 | 4.31 |
| 2025-08-26 | 4.42 |
| 2025-08-25 | 4.51 |
| 2025-08-22 | 4.32 |
| 2025-08-21 | 4.03 |
| 2025-08-20 | 3.89 |
| 2025-08-19 | 3.93 |
| 2025-08-18 | 4.18 |
| 2025-08-15 | 4.10 |
| 2025-08-14 | 4.02 |
| 2025-08-13 | 4.11 |
| 2025-08-12 | 4.08 |
| 2025-08-11 | 3.87 |
| 2025-08-08 | 3.81 |
| 2025-08-07 | 3.81 |
| 2025-08-06 | 3.81 |
| 2025-08-05 | 3.82 |
| 2025-08-04 | 3.87 |
| 2025-08-01 | 3.77 |
| 2025-07-31 | 4.01 |
| 2025-07-30 | 3.88 |
| 2025-07-29 | 3.98 |
| 2025-07-28 | 3.73 |
| 2025-07-25 | 3.76 |
| 2025-07-24 | 3.82 |
| 2025-07-23 | 3.83 |
| 2025-07-22 | 3.72 |
| 2025-07-21 | 3.76 |
| 2025-07-18 | 3.87 |
| 2025-07-17 | 3.92 |
| 2025-07-16 | 3.80 |
| 2025-07-15 | 3.72 |
| 2025-07-14 | 3.79 |
| 2025-07-11 | 3.76 |
| 2025-07-10 | 3.72 |
| 2025-07-09 | 3.59 |
| 2025-07-08 | 3.54 |
| 2025-07-07 | 3.42 |
| 2025-07-03 | 3.30 |
| 2025-07-02 | 3.22 |
| 2025-07-01 | 3.13 |
| 2025-06-30 | 3.23 |
| 2025-06-27 | 3.05 |
| 2025-06-26 | 2.98 |
| 2025-06-25 | 2.85 |
| 2025-06-24 | 2.81 |
| 2025-06-23 | 2.73 |
| 2025-06-20 | 2.70 |
| 2025-06-18 | 2.73 |
| 2025-06-17 | 2.56 |
| 2025-06-16 | 2.64 |
| 2025-06-13 | 2.50 |
| 2025-06-12 | 2.64 |
| 2025-06-11 | 2.67 |
| 2025-06-10 | 2.55 |
| 2025-06-09 | 2.50 |
| 2025-06-06 | 2.53 |
| 2025-06-05 | 2.43 |
| 2025-06-04 | 2.39 |
Showing the most recent 260 of 1,392 data points. The chart above shows the full history.
Related Metrics
About SoFi Technologies, Inc.
SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Anthony J. Noto