Cincinnati Financial (CINF) Gross Profit Margin: History & Chart

Cincinnati Financial Corporation(CINF)

Insurance - Property & Casualty · Fairfield, OH

$169.68-1.09 (-0.64%)

Delayed quote: Sep 17, 2026, 3:50 PM EDT

About Cincinnati Financial Corporation

Cincinnati Financial Corporation, operating through its various subsidiaries, delivers a range of property and casualty insurance offerings across the United States. Its operations are organized into five distinct divisions: Commercial Lines, Personal Lines, Excess and Surplus Lines, Life Insurance, and Investments. The Commercial Lines division safeguards businesses against risks such as commercial casualty, property damage, vehicle incidents, and workers' compensation claims; it also offers specialized protection including director and officer liability, various surety and fidelity bonds, and coverage for machinery and equipment. For individual clients, the Personal Lines segment provides essential coverages like personal auto and homeowner policies, alongside dwelling fire, inland marine, personal umbrella liability, and watercraft protection. The Excess and Surplus Lines segment specializes in commercial casualty insurance, protecting companies from third-party liabilities stemming from on-site incidents, operational activities, or product-related injuries; this segment also delivers commercial property insurance, securing assets like buildings, inventory, and equipment, as well as business income, against a broad spectrum of perils including fire, wind, hail, water damage, theft, and vandalism. Through its Life Insurance division, the company offers a comprehensive suite of life policies, encompassing term life, universal life, worksite-based term life, and whole life insurance options. The Investments segment manages a portfolio including fixed-maturity assets like taxable and tax-exempt bonds, along with redeemable preferred stocks, and equity holdings such as common and non-redeemable preferred stocks. Beyond insurance, Cincinnati Financial Corporation extends its services to include commercial leasing and financing, as well as insurance brokerage. Established in 1950, Cincinnati Financial Corporation's corporate headquarters are situated in Fairfield, Ohio.

Fairfield, OH

5,705 employees

www.cinfin.com

Financial Services / Insurance - Property & Casualty

Sector: Financial Services
Industry: Insurance - Property & Casualty
CEO: Stephen Michael Spray

View full financials

CINF Gross Margin Metrics

GROSS MARGIN

52.29%

GROSS MARGIN AVG TTM

50.89%

GROSS MARGIN AVG 3Y

49.13%

GROSS MARGIN AVG 5Y

47.23%

GROSS MARGIN AVG 10Y

47.74%

GROSS MARGIN AVG 15Y

46.20%

GROSS MARGIN AVG 20Y

45.02%

CURRENT VS TTM AVG

+2.75%

CURRENT VS 3Y AVG

+6.44%

CURRENT VS 5Y AVG

+10.72%

CURRENT VS 10Y AVG

+9.52%

CURRENT VS 15Y AVG

+13.18%

CURRENT VS 20Y AVG

+16.14%

SECTOR MEDIAN · FINANCIAL SERVICES

58.58%

median of 102 covered companies

CURRENT VS SECTOR MEDIAN

-10.73%

vs the sector median at left

NAME	MARKET CAP	GROSS MARGIN	TTM	3Y	5Y
Cincinnati Financial Corporation (CINF)	$26.04B	52.29%	50.89%	49.13%	47.23%
W. R. Berkley Corporation (WRB)vs ›	$26.15B	19.81%	21.35%	21.74%	20.83%
Principal Financial Group, Inc. (PFG)vs ›	$24.86B	48.54%	45.39%	49.23%	48.30%
Regions Financial Corporation (RF)vs ›	$24.30B	76.85%	72.50%	78.47%	82.29%
Synchrony Financial (SYF)vs ›	$24.27B	52.26%	48.14%	50.84%	55.56%
Cboe Global Markets, Inc. (CBOE)vs ›	$27.88B	52.29%	49.77%	48.59%	45.54%
Citizens Financial Group, Inc. (CFG)vs ›	$28.43B	72.37%	63.66%	68.09%	73.72%
Willis Towers Watson Public Limited Company (WTW)vs ›	$28.92B	42.06%	43.33%	43.29%	42.49%
Circle Internet Group (CRCL)vs ›	$22.76B	8.67%	16.13%	23.51%	2.92%
KeyCorp (KEY)vs ›	$22.55B	64.48%	53.55%	61.38%	70.63%

NAME

MARKET CAP

GROSS MARGIN

TTM

Cincinnati Financial Corporation (CINF)

$26.04B

52.29%

50.89%

49.13%

47.23%

W. R. Berkley Corporation (WRB)vs ›

$26.15B

19.81%

21.35%

21.74%

20.83%

Principal Financial Group, Inc. (PFG)vs ›

$24.86B

48.54%

45.39%

49.23%

48.30%

Regions Financial Corporation (RF)vs ›

$24.30B

76.85%

72.50%

78.47%

82.29%

Synchrony Financial (SYF)vs ›

$24.27B

52.26%

48.14%

50.84%

55.56%

Cboe Global Markets, Inc. (CBOE)vs ›

$27.88B

52.29%

49.77%

48.59%

45.54%

Citizens Financial Group, Inc. (CFG)vs ›

$28.43B

72.37%

63.66%

68.09%

73.72%

Willis Towers Watson Public Limited Company (WTW)vs ›

$28.92B

42.06%

43.33%

43.29%

42.49%

Circle Internet Group (CRCL)vs ›

$22.76B

8.67%

16.13%

23.51%

2.92%

KeyCorp (KEY)vs ›

$22.55B

64.48%

53.55%

61.38%

70.63%

Gross Margin FAQ

What is the gross margin for Cincinnati Financial Corporation (CINF)?

The gross margin for CINF stock is 52.29%.

Is Cincinnati Financial Corporation's gross margin high or low?

The gross margin of 52.29% is 11% above its 5-year average of 47.23%, near the high end of its 5-year range (-61.22%–71.53%).

What is the TTM average gross margin for Cincinnati Financial Corporation (CINF)?

The TTM average gross margin for CINF stock is 50.89%.

What is the 3Y average gross margin for Cincinnati Financial Corporation (CINF)?

The 3Y average gross margin for CINF stock is 49.13%.

What is the 5Y average gross margin for Cincinnati Financial Corporation (CINF)?

The 5Y average gross margin for CINF stock is 47.23%.

What is the 10Y average gross margin for Cincinnati Financial Corporation (CINF)?

The 10Y average gross margin for CINF stock is 47.74%.

What is the 15Y average gross margin for Cincinnati Financial Corporation (CINF)?

The 15Y average gross margin for CINF stock is 46.20%.

What is the 20Y average gross margin for Cincinnati Financial Corporation (CINF)?

The 20Y average gross margin for CINF stock is 45.02%.

DATE	GROSS MARGIN
2026-06-30	55.69%
2026-03-31	38.84%
2025-12-31	52.38%
2025-09-30	58.67%
2025-06-30	48.89%
2025-03-31	23.30%
2024-12-31	47.60%
2024-09-30	52.47%
2024-06-30	41.82%
2024-03-31	54.04%
2023-12-31	64.12%
2023-09-30	26.45%
2023-06-30	48.56%
2023-03-31	37.62%
2022-12-31	59.99%
2022-09-30	-0.57%
2022-06-30	-61.22%
2022-03-31	15.27%
2021-12-31	71.53%
2021-09-30	39.94%
2021-06-30	60.13%
2021-03-31	54.96%
2020-12-31	66.52%
2020-09-30	48.68%
2020-06-30	59.99%
2020-03-31	1113.13%
2019-12-31	57.71%
2019-09-30	45.18%
2019-06-30	51.07%
2019-03-31	60.17%
2018-12-31	-23.10%
2018-09-30	54.10%
2018-06-30	43.32%
2018-03-31	30.23%
2017-12-31	42.66%
2017-09-30	38.10%
2017-06-30	38.38%
2017-03-31	43.99%
2016-12-31	100.00%
2016-09-30	46.29%
2016-06-30	40.12%
2016-03-31	46.92%
2015-12-31	46.40%
2015-09-30	47.57%
2015-06-30	45.90%
2015-03-31	41.71%
2014-12-31	46.51%
2014-09-30	46.41%
2014-06-30	37.15%
2014-03-31	38.44%
2013-12-31	43.34%
2013-09-30	44.27%
2013-06-30	42.84%
2013-03-31	48.50%
2012-12-31	100.00%
2012-09-30	44.83%
2012-06-30	32.65%
2012-03-31	40.97%
2011-12-31	48.48%
2011-09-30	30.51%
2011-06-30	17.85%
2011-03-31	38.11%
2010-12-31	401.28%
2010-09-30	46.31%
2010-06-30	32.23%
2010-03-31	41.83%
2009-12-31	342.72%
2009-09-30	50.55%
2009-06-30	24.71%
2009-03-31	35.51%
2008-12-31	100.00%
2008-09-30	52.61%
2008-06-30	36.31%
2008-03-31	24.72%
2007-12-31	55.12%
2007-09-30	42.46%
2007-06-30	61.97%
2007-03-31	54.51%
2006-12-31	45.88%
2006-09-30	43.74%
2006-06-30	45.06%
2006-03-31	69.70%
2005-12-31	54.76%
2005-09-30	44.60%
2005-06-30	51.70%
2005-03-31	48.69%
2004-12-31	55.31%
2004-09-30	39.59%
2004-06-30	48.86%
2004-03-31	48.05%
2003-12-31	354.83%
2003-09-30	40.91%
2003-06-30	39.35%
2003-03-31	39.75%
2002-12-31	365.79%
2002-09-30	39.95%

DATE

GROSS MARGIN

2026-06-30

55.69%

2026-03-31

38.84%

2025-12-31

52.38%

2025-09-30

58.67%

2025-06-30

48.89%

2025-03-31

23.30%

2024-12-31

47.60%

2024-09-30

52.47%

2024-06-30

41.82%

2024-03-31

54.04%

2023-12-31

64.12%

2023-09-30

26.45%

2023-06-30

48.56%

2023-03-31

37.62%

2022-12-31

59.99%

2022-09-30

-0.57%

2022-06-30

-61.22%

2022-03-31

15.27%

2021-12-31

71.53%

2021-09-30

39.94%

2021-06-30

60.13%

2021-03-31

54.96%

2020-12-31

66.52%

2020-09-30

48.68%

2020-06-30

59.99%

2020-03-31

1113.13%

2019-12-31

57.71%

2019-09-30

45.18%

2019-06-30

51.07%

2019-03-31

60.17%

2018-12-31

-23.10%

2018-09-30

54.10%

2018-06-30

43.32%

2018-03-31

30.23%

2017-12-31

42.66%

2017-09-30

38.10%

2017-06-30

38.38%

2017-03-31

43.99%

2016-12-31

100.00%

2016-09-30

46.29%

2016-06-30

40.12%

2016-03-31

46.92%

2015-12-31

46.40%

2015-09-30

47.57%

2015-06-30

45.90%

2015-03-31

41.71%

2014-12-31

46.51%

2014-09-30

46.41%

2014-06-30

37.15%

2014-03-31

38.44%

2013-12-31

43.34%

2013-09-30

44.27%

2013-06-30

42.84%

2013-03-31

48.50%

2012-12-31

100.00%

2012-09-30

44.83%

2012-06-30

32.65%

2012-03-31

40.97%

2011-12-31

48.48%

2011-09-30

30.51%

2011-06-30

17.85%

2011-03-31

38.11%

2010-12-31

401.28%

2010-09-30

46.31%

2010-06-30

32.23%

2010-03-31

41.83%

2009-12-31

342.72%

2009-09-30

50.55%

2009-06-30

24.71%

2009-03-31

35.51%

2008-12-31

100.00%

2008-09-30

52.61%

2008-06-30

36.31%

2008-03-31

24.72%

2007-12-31

55.12%

2007-09-30

42.46%

2007-06-30

61.97%

2007-03-31

54.51%

2006-12-31

45.88%

2006-09-30

43.74%

2006-06-30

45.06%

2006-03-31

69.70%

2005-12-31

54.76%

2005-09-30

44.60%

2005-06-30

51.70%

2005-03-31

48.69%

2004-12-31

55.31%

2004-09-30

39.59%

2004-06-30

48.86%

2004-03-31

48.05%

2003-12-31

354.83%

2003-09-30

40.91%

2003-06-30

39.35%

2003-03-31

39.75%

2002-12-31

365.79%

2002-09-30

39.95%

Gross Margin: 52.29%

CINF Gross Margin

CINF Average Gross Margin Chart

CINF Current vs Average Gross Margin Chart

CINF Gross Margin Metrics

CINF Competitors' Gross Margin

Gross Margin Analysis

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CINF Gross Margin History

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