Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the gross margin high or low?
The gross margin of 55.69% is 40% above its 5-year average of 39.79%, near the high end of its 5-year range (-61.22%–71.53%).
As of the fiscal period ended Tuesday, June 30, 2026. 9.42% above its 12-month average of 50.89%.
Reported quarterly gross margin; no daily interpolation.
GROSS MARGIN
55.69%
GROSS MARGIN AVG TTM
50.89%
GROSS MARGIN AVG 3Y
49.13%
GROSS MARGIN AVG 5Y
47.23%
GROSS MARGIN AVG 10Y
47.74%
GROSS MARGIN AVG 15Y
46.20%
GROSS MARGIN AVG 20Y
45.02%
CURRENT VS TTM AVG
+9.42%
CURRENT VS 3Y AVG
+13.35%
CURRENT VS 5Y AVG
+17.91%
CURRENT VS 10Y AVG
+16.63%
CURRENT VS 15Y AVG
+20.53%
CURRENT VS 20Y AVG
+23.68%
SECTOR MEDIAN · FINANCIAL SERVICES
57.83%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
-3.71%
vs the sector median at left
Cincinnati Financial Corporation
Market Cap
$27.27B
Gross Margin
55.69%
TTM Avg
50.89%
3Y Avg
49.13%
5Y Avg
47.23%
Market Cap
$27.00B
Gross Margin
19.81%
TTM Avg
21.35%
3Y Avg
21.74%
5Y Avg
20.83%
Market Cap
$26.41B
Gross Margin
76.85%
TTM Avg
72.50%
3Y Avg
78.47%
5Y Avg
82.29%
Market Cap
$24.66B
Gross Margin
51.04%
TTM Avg
48.14%
3Y Avg
50.84%
5Y Avg
55.56%
Market Cap
$24.40B
Gross Margin
48.54%
TTM Avg
45.39%
3Y Avg
49.23%
5Y Avg
48.30%
Market Cap
$30.30B
Gross Margin
72.37%
TTM Avg
63.66%
3Y Avg
68.09%
5Y Avg
73.72%
Market Cap
$23.94B
Gross Margin
62.67%
TTM Avg
57.30%
3Y Avg
54.80%
5Y Avg
56.34%
| NAME | MARKET CAP | GROSS MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Cincinnati Financial Corporation (CINF) | $27.27B | 55.69% | 50.89% | 49.13% | 47.23% |
| W. R. Berkley Corporation (WRB)vs › | $27.00B | 19.81% | 21.35% | 21.74% | 20.83% |
| Regions Financial Corporation (RF)vs › | $26.41B | 76.85% | 72.50% | 78.47% | 82.29% |
| Synchrony Financial (SYF)vs › | $24.66B | 51.04% | 48.14% | 50.84% | 55.56% |
| Principal Financial Group, Inc. (PFG)vs › | $24.40B | 48.54% | 45.39% | 49.23% | 48.30% |
| KeyCorp (KEY)vs › | $24.38B | 64.48% | 53.55% | 61.38% | 70.63% |
| Citizens Financial Group, Inc. (CFG)vs › | $30.30B | 72.37% | 63.66% | 68.09% | 73.72% |
| T. Rowe Price Group, Inc. (TROW)vs › | $23.94B | 62.67% | 57.30% | 54.80% | 56.34% |
| Loews Corporation (L)vs › | $23.87B | 46.05% | 44.30% | 43.77% | 43.78% |
| Brown & Brown, Inc. (BRO)vs › | $23.56B | 87.68% | 68.27% | 58.37% | 54.11% |
Gross Margin
55.7%
(Revenue - COGS) / Revenue
Gross Margin = Gross Profit / Revenue
Gross margin is the percentage of revenue remaining after the cost of goods sold, reflecting core product profitability.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | GROSS MARGIN |
|---|---|
| 2026-06-30 | 55.69% |
| 2026-03-31 | 38.84% |
| 2025-12-31 | 52.38% |
| 2025-09-30 | 58.67% |
| 2025-06-30 | 48.89% |
| 2025-03-31 | 23.30% |
| 2024-12-31 | 47.60% |
| 2024-09-30 | 52.47% |
| 2024-06-30 | 41.82% |
| 2024-03-31 | 54.04% |
| 2023-12-31 | 64.12% |
| 2023-09-30 | 26.45% |
| 2023-06-30 | 48.56% |
| 2023-03-31 | 37.62% |
| 2022-12-31 | 59.99% |
| 2022-09-30 | -0.57% |
| 2022-06-30 | -61.22% |
| 2022-03-31 | 15.27% |
| 2021-12-31 | 71.53% |
| 2021-09-30 | 39.94% |
| 2021-06-30 | 60.13% |
| 2021-03-31 | 54.96% |
| 2020-12-31 | 66.52% |
| 2020-09-30 | 48.68% |
| 2020-06-30 | 59.99% |
| 2020-03-31 | 1113.13% |
| 2019-12-31 | 57.71% |
| 2019-09-30 | 45.18% |
| 2019-06-30 | 51.07% |
| 2019-03-31 | 60.17% |
| 2018-12-31 | -23.10% |
| 2018-09-30 | 54.10% |
| 2018-06-30 | 43.32% |
| 2018-03-31 | 30.23% |
| 2017-12-31 | 42.66% |
| 2017-09-30 | 38.10% |
| 2017-06-30 | 38.38% |
| 2017-03-31 | 43.99% |
| 2016-12-31 | 100.00% |
| 2016-09-30 | 46.29% |
| 2016-06-30 | 40.12% |
| 2016-03-31 | 46.92% |
| 2015-12-31 | 46.40% |
| 2015-09-30 | 47.57% |
| 2015-06-30 | 45.90% |
| 2015-03-31 | 41.71% |
| 2014-12-31 | 46.51% |
| 2014-09-30 | 46.41% |
| 2014-06-30 | 37.15% |
| 2014-03-31 | 38.44% |
| 2013-12-31 | 43.34% |
| 2013-09-30 | 44.27% |
| 2013-06-30 | 42.84% |
| 2013-03-31 | 48.50% |
| 2012-12-31 | 100.00% |
| 2012-09-30 | 44.83% |
| 2012-06-30 | 32.65% |
| 2012-03-31 | 40.97% |
| 2011-12-31 | 48.48% |
| 2011-09-30 | 30.51% |
| 2011-06-30 | 17.85% |
| 2011-03-31 | 38.11% |
| 2010-12-31 | 401.28% |
| 2010-09-30 | 46.31% |
| 2010-06-30 | 32.23% |
| 2010-03-31 | 41.83% |
| 2009-12-31 | 342.72% |
| 2009-09-30 | 50.55% |
| 2009-06-30 | 24.71% |
| 2009-03-31 | 35.51% |
| 2008-12-31 | 100.00% |
| 2008-09-30 | 52.61% |
| 2008-06-30 | 36.31% |
| 2008-03-31 | 24.72% |
| 2007-12-31 | 55.12% |
| 2007-09-30 | 42.46% |
| 2007-06-30 | 61.97% |
| 2007-03-31 | 54.51% |
| 2006-12-31 | 45.88% |
| 2006-09-30 | 43.74% |
| 2006-06-30 | 45.06% |
| 2006-03-31 | 69.70% |
| 2005-12-31 | 54.76% |
| 2005-09-30 | 44.60% |
| 2005-06-30 | 51.70% |
| 2005-03-31 | 48.69% |
| 2004-12-31 | 55.31% |
| 2004-09-30 | 39.59% |
| 2004-06-30 | 48.86% |
| 2004-03-31 | 48.05% |
| 2003-12-31 | 354.83% |
| 2003-09-30 | 40.91% |
| 2003-06-30 | 39.35% |
| 2003-03-31 | 39.75% |
| 2002-12-31 | 365.79% |
| 2002-09-30 | 39.95% |
