Regions Financial Corporation (RF) Gross Margin: 75.81%
Is Regions Financial Corporation’s gross margin high or low?
Regions Financial Corporation's gross margin of 75.81% is in line with its 5-year average of 82.29%, near the low end of its 5-year range (70.37%–105.41%).
As of Monday, June 15, 2026. 4.56% above its 12-month average of 72.50%.
RF Gross Margin Chart
RF Average Gross Margin Chart
RF Current vs Average Gross Margin Chart
RF Gross Margin Metrics
GROSS MARGIN
75.81%
GROSS MARGIN AVG TTM
72.50%
GROSS MARGIN AVG 3Y
78.47%
GROSS MARGIN AVG 5Y
82.29%
GROSS MARGIN AVG 10Y
84.99%
GROSS MARGIN AVG 15Y
84.46%
GROSS MARGIN AVG 20Y
77.92%
CURRENT VS TTM AVG
+4.56%
CURRENT VS 3Y AVG
-3.39%
CURRENT VS 5Y AVG
-7.87%
CURRENT VS 10Y AVG
-10.80%
CURRENT VS 15Y AVG
-10.24%
CURRENT VS 20Y AVG
-2.71%
RF Competitors' Gross Margin
| NAME | MARKET CAP | GROSS MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Regions Financial Corporation (RF) | $24.98B | 75.81% | 72.50% | 78.47% | 82.29% |
| Willis Towers Watson Public Limited Company (WTW)vs › | $24.80B | 38.16% | 43.33% | 43.29% | 42.49% |
| Synchrony Financial (SYF)vs › | $24.68B | 61.08% | 48.14% | 50.84% | 55.56% |
| KeyCorp (KEY)vs › | $24.61B | 64.18% | 53.55% | 61.38% | 70.63% |
| W. R. Berkley Corporation (WRB)vs › | $25.42B | 26.14% | 21.35% | 21.74% | 20.83% |
| Principal Financial Group, Inc. (PFG)vs › | $24.00B | 48.68% | 45.39% | 49.23% | 48.30% |
| Cincinnati Financial Corporation (CINF)vs › | $26.14B | 50.29% | 49.76% | 42.59% | 45.82% |
| Loews Corporation (L)vs › | $22.25B | 46.05% | 44.30% | 43.77% | 43.78% |
| SoFi Technologies, Inc. (SOFI)vs › | $21.27B | 76.02% | 72.40% | 75.46% | 77.83% |
| Circle Internet Group (CRCL)vs › | $20.81B | 7.17% | 16.13% | 23.51% | 2.92% |
Gross Margin Analysis
Gross Margin
75.8%
(Revenue - COGS) / Revenue
Regions Financial Corporation Gross Margin Formula & Definition
Gross Margin = Gross Profit / Revenue
Gross margin is the percentage of revenue remaining after the cost of goods sold, reflecting core product profitability.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Regions Financial Corporation Gross Margin FAQ
- What is the gross margin for Regions Financial Corporation (RF)?
- The gross margin for RF stock is 75.81%.
- Is Regions Financial Corporation's gross margin high or low?
- Regions Financial Corporation's gross margin of 75.81% is in line with its 5-year average of 82.29%, near the low end of its 5-year range (70.37%–105.41%).
- What is the TTM average gross margin for Regions Financial Corporation (RF)?
- The TTM average gross margin for RF stock is 72.50%.
- What is the 3Y average gross margin for Regions Financial Corporation (RF)?
- The 3Y average gross margin for RF stock is 78.47%.
- What is the 5Y average gross margin for Regions Financial Corporation (RF)?
- The 5Y average gross margin for RF stock is 82.29%.
- What is the 10Y average gross margin for Regions Financial Corporation (RF)?
- The 10Y average gross margin for RF stock is 84.99%.
- What is the 15Y average gross margin for Regions Financial Corporation (RF)?
- The 15Y average gross margin for RF stock is 84.46%.
- What is the 20Y average gross margin for Regions Financial Corporation (RF)?
- The 20Y average gross margin for RF stock is 77.92%.
Regions Financial Corporation Gross Margin History
| DATE | GROSS MARGIN |
|---|---|
| 2025-12-31 | 74.64% |
| 2024-12-31 | 70.37% |
| 2023-12-31 | 76.73% |
| 2022-12-31 | 92.15% |
| 2021-12-31 | 105.41% |
| 2020-12-31 | 74.44% |
| 2019-12-31 | 81.60% |
| 2018-12-31 | 86.97% |
| 2017-12-31 | 91.45% |
| 2016-12-31 | 89.83% |
| 2015-12-31 | 91.26% |
| 2014-12-31 | 93.40% |
| 2013-12-31 | 91.00% |
| 2012-12-31 | 85.99% |
| 2011-12-31 | 61.60% |
| 2010-12-31 | 40.19% |
| 2009-12-31 | 30.65% |
| 2008-12-31 | 50.31% |
| 2007-12-31 | 61.27% |
| 2006-12-31 | 67.66% |
| 2005-12-31 | 72.20% |
| 2004-12-31 | 78.97% |
| 2003-12-31 | 76.06% |
| 2002-12-31 | 69.26% |
| 2001-12-31 | 55.78% |
| 2000-12-31 | 48.52% |
| 1999-12-31 | 54.52% |
| 1998-12-31 | 56.60% |
| 1997-12-31 | 55.76% |
| 1996-12-31 | 57.01% |
Related Metrics
About Regions Financial Corporation
Regions Financial Corporation (RF) operates as a financial holding company, delivering a comprehensive array of banking and related services to both individual consumers and corporate entities. The firm's operations are strategically divided into three principal divisions: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment specializes in commercial banking solutions. Its extensive offerings include various lending options such as commercial and industrial loans, commercial real estate financing, and investor real estate credit. Furthermore, it provides equipment lease financing, manages diverse deposit products, and offers sophisticated capital markets services like securities underwriting and placement, loan syndication, foreign exchange, derivatives, and merger and acquisition advisory, along with other consulting services. This segment primarily serves corporate clients, middle-market businesses, and developers and investors in commercial real estate. Focusing on individual customers, the Consumer Bank segment delivers a range of personal financial products. These include residential first mortgages, home equity lines of credit and loans, consumer credit cards, and other personal lending facilities, in addition to deposit accounts. The Wealth Management division offers extensive financial planning and asset management services. Its provisions encompass credit-related products, retirement and savings solutions, trust and investment management, and estate planning expertise. Its diverse clientele includes individuals, businesses, governmental organizations, and non-profit entities. Beyond these core banking functions, Regions Financial Corporation also provides investment and insurance products, facilitates the syndication of corporate funds for low-income housing tax credits, and engages in various other specialized financing activities. As of March 1, 2022, the company maintained a significant physical presence, operating through a network of 1,300 banking branches and approximately 2,000 automated teller machines across the Southern, Midwestern, and Texas regions of the United States. Regions Financial Corporation was established in 1971 and its corporate headquarters are located in Birmingham, Alabama.
- Sector
- Financial Services
- Industry
- Banks - Regional
- CEO
- John Turner Jr.