Which has the lower trailing P/E, CFG or CRCL?

CFG has the lower trailing P/E: CFG trades at 15.17 and CRCL at 47.15. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, CFG or CRCL?

Over the past five years, CRCL grew revenue faster — CFG at a 9.71% CAGR versus CRCL at 181.89%.

Does CFG or CRCL pay a bigger dividend?

CFG pays a dividend (2.64% yield), while CRCL has no payments in the available dividend history.

Is CFG or CRCL more profitable?

CFG runs the higher net margin — CFG at 18.54% versus CRCL at 15.53%.

Citizens Financial Group, Inc. (CFG) vs Circle Internet Group (CRCL)

A side-by-side comparison of Citizens Financial Group, Inc. and Circle Internet Group across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 3, 2026. Differences are shown without an overall score or investment verdict.

CFG

Citizens Financial Group, Inc.

$30.01B

$70.96Financial ServicesDelayed quote: Sep 3, 2026, 12:55 PM EDT

CRCL

Circle Internet Group

$27.24B

$101.90Financial ServicesDelayed quote: Sep 3, 2026, 12:55 PM EDT

Total return — CFG vs CRCL

growth of $100 · dividends reinvested · last 1y

CFG +77.6% (+77.6%/yr)CRCL +185.9% (+185.9%/yr)CRCL compounded faster over this window

CFG CRCL

CFG vs CRCL: by the numbers

•CFG is the larger company ($30.01B vs $27.24B market cap).
•CFG trades at the lower trailing earnings multiple (15.17 vs 47.15 P/E), one valuation lens rather than an overall verdict.
•CFG converts more revenue to profit (18.54% vs 15.53% net margin).
•CRCL grew revenue faster over the past five years (181.89% vs 9.71% CAGR).
•CFG pays a dividend (2.64% yield), while CRCL has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	CFG	CRCL
P/E ratio	15.17	47.15
Forward P/E	13.14	84.42
P/S ratio	2.60	8.20
P/B ratio	1.14	6.79

Profitability

Metric	CFG	CRCL
Gross margin	72.37%	8.67%
Operating margin	23.64%	-3.32%
Net margin	18.54%	15.53%
ROE	8.12%	12.86%

Dividends

Metric	CFG	CRCL
Dividend yield	2.64%	N/A
Payout ratio	47.18%	N/A

Growth (annualized)

Metric	CFG	CRCL
Revenue CAGR (5Y)	9.71%	181.89%
EPS CAGR (5Y)	11.93%	N/A
Total return CAGR (5Y)	14.54%	N/A

Frequently asked

Which has the lower trailing P/E, CFG or CRCL?: CFG has the lower trailing P/E: CFG trades at 15.17 and CRCL at 47.15. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CFG or CRCL?: Over the past five years, CRCL grew revenue faster — CFG at a 9.71% CAGR versus CRCL at 181.89%.
Does CFG or CRCL pay a bigger dividend?: CFG pays a dividend (2.64% yield), while CRCL has no payments in the available dividend history.
Is CFG or CRCL more profitable?: CFG runs the higher net margin — CFG at 18.54% versus CRCL at 15.53%.

Go deeper

Full CFG analysis Full CRCL analysis Interactive comparison tool

Dig into the metrics

Citizens Financial P/E ratio Circle Internet P/E ratio Citizens Financial dividend yield Citizens Financial ROE Circle Internet ROE Citizens Financial operating margin Circle Internet operating margin Citizens Financial revenue growth Circle Internet revenue growth

Citizens Financial & Circle Internet appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest FCF Yield Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 3, 2026.