Citizens Financial Group, Inc. (CFG) vs Huntington Bancshares Incorporated (HBAN)
A side-by-side comparison of Citizens Financial Group, Inc. and Huntington Bancshares Incorporated across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 5, 2026. Differences are shown without an overall score or investment verdict.
CFG
Citizens Financial Group, Inc.
$73.60Financial ServicesDelayed quote: Aug 5, 2026, 4:00 PM EDT
HBAN
Huntington Bancshares Incorporated
$17.60Financial ServicesDelayed quote: Aug 5, 2026, 4:00 PM EDT
Total return — CFG vs HBAN
growth of $100 · dividends reinvested · last 12yCFG +381.5%HBAN +175.0%CFG compounded faster
CFG HBAN
CFG vs HBAN: by the numbers
- •HBAN is the larger company ($35.56B vs $31.12B market cap).
- •HBAN trades at the lower trailing earnings multiple (13.10 vs 16.02 P/E), one valuation lens rather than an overall verdict.
- •CFG converts more revenue to profit (18.54% vs 16.64% net margin).
- •HBAN grew revenue faster over the past five years (22.35% vs 9.71% CAGR).
- •HBAN pays the higher dividend yield (3.53% vs 2.44%).
Metrics side by side
Valuation
| Metric | CFG | HBAN |
|---|---|---|
| P/E ratio | 16.02 | 13.10 |
| Forward P/E | 13.89 | 12.50 |
| P/S ratio | 2.74 | 2.41 |
| P/B ratio | 1.20 | 1.06 |
| PEG ratio | 0.53 | 0.90 |
Profitability
| Metric | CFG | HBAN |
|---|---|---|
| Gross margin | 72.37% | 63.73% |
| Operating margin | 23.64% | 20.36% |
| Net margin | 18.54% | 16.64% |
| ROE | 8.12% | 7.35% |
| ROIC | 4.25% | -2.03% |
Dividends
| Metric | CFG | HBAN |
|---|---|---|
| Dividend yield | 2.44% | 3.53% |
| Payout ratio | 46.15% | 43.97% |
Growth (annualized)
| Metric | CFG | HBAN |
|---|---|---|
| Revenue CAGR (5Y) | 9.71% | 22.35% |
| EPS CAGR (5Y) | 11.93% | 15.04% |
| Total return CAGR (5Y) | 16.52% | 9.00% |
Frequently asked
- Which has the lower trailing P/E, CFG or HBAN?
- HBAN has the lower trailing P/E: CFG trades at 16.02 and HBAN at 13.10. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CFG or HBAN?
- Over the past five years, HBAN grew revenue faster — CFG at a 9.71% CAGR versus HBAN at 22.35%.
- Does CFG or HBAN pay a bigger dividend?
- CFG yields 2.44% and HBAN yields 3.53% based on trailing dividends and the latest price.
- Is CFG or HBAN more profitable?
- CFG runs the higher net margin — CFG at 18.54% versus HBAN at 16.64%.
- How have CFG and HBAN total returns compared?
- Over the past 10 years, CFG delivered 16.85% and HBAN delivered 11.03% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Citizens Financial P/E ratioHuntington Bancshares P/E ratioCitizens Financial dividend yieldHuntington Bancshares dividend yieldCitizens Financial ROEHuntington Bancshares ROECitizens Financial operating marginHuntington Bancshares operating marginCitizens Financial revenue growthHuntington Bancshares revenue growthCitizens Financial free cash flowHuntington Bancshares free cash flow
Citizens Financial & Huntington Bancshares appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 5, 2026.