Citizens Financial Group, Inc. (CFG) vs Huntington Bancshares Incorporated (HBAN)
A side-by-side comparison of Citizens Financial Group, Inc. and Huntington Bancshares Incorporated across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.
CFG
Citizens Financial Group, Inc.
$67.04Financial ServicesDelayed quote: Sep 18, 2026, 4:00 PM EDT
HBAN
Huntington Bancshares Incorporated
$15.88Financial ServicesDelayed quote: Sep 18, 2026, 4:00 PM EDT
Total return — CFG vs HBAN
growth of $100 · dividends reinvested · last 10yCFG +316.7% (+15.3%/yr)HBAN +158.4% (+10.0%/yr)CFG compounded faster over this window
CFG HBAN
CFG vs HBAN: by the numbers
- •HBAN is the larger company ($32.08B vs $28.35B market cap).
- •HBAN trades at the lower trailing earnings multiple (11.85 vs 14.57 P/E), one valuation lens rather than an overall verdict.
- •CFG converts more revenue to profit (18.54% vs 16.64% net margin).
- •HBAN grew revenue faster over the past five years (22.35% vs 9.71% CAGR).
- •HBAN pays the higher dividend yield (3.68% vs 2.61%).
Metrics side by side
Valuation
| Metric | CFG | HBAN |
|---|---|---|
| P/E ratio | 14.57 | 11.85 |
| Forward P/E | 12.64 | 11.51 |
| P/S ratio | 2.47 | 2.23 |
| P/B ratio | 1.08 | 0.98 |
Profitability
| Metric | CFG | HBAN |
|---|---|---|
| Gross margin | 72.37% | 63.73% |
| Operating margin | 23.64% | 20.36% |
| Net margin | 18.54% | 16.64% |
| ROE | 8.12% | 7.35% |
Dividends
| Metric | CFG | HBAN |
|---|---|---|
| Dividend yield | 2.61% | 3.68% |
| Payout ratio | 40.00% | 46.27% |
Growth (annualized)
| Metric | CFG | HBAN |
|---|---|---|
| Revenue CAGR (5Y) | 9.71% | 22.35% |
| EPS CAGR (5Y) | 11.93% | 15.04% |
| Total return CAGR (5Y) | 15.10% | 6.54% |
Frequently asked
- Which has the lower trailing P/E, CFG or HBAN?
- HBAN has the lower trailing P/E: CFG trades at 14.57 and HBAN at 11.85. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CFG or HBAN?
- Over the past five years, HBAN grew revenue faster — CFG at a 9.71% CAGR versus HBAN at 22.35%.
- Does CFG or HBAN pay a bigger dividend?
- CFG yields 2.61% and HBAN yields 3.68% based on trailing dividends and the latest price.
- Is CFG or HBAN more profitable?
- CFG runs the higher net margin — CFG at 18.54% versus HBAN at 16.64%.
- How have CFG and HBAN total returns compared?
- Over the past 10 years, CFG delivered 15.24% and HBAN delivered 9.99% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Citizens Financial P/E ratioHuntington Bancshares P/E ratioCitizens Financial dividend yieldHuntington Bancshares dividend yieldCitizens Financial ROEHuntington Bancshares ROECitizens Financial operating marginHuntington Bancshares operating marginCitizens Financial revenue growthHuntington Bancshares revenue growth
Citizens Financial & Huntington Bancshares appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.