Citizens Financial Group, Inc. (CFG) vs Huntington Bancshares Incorporated (HBAN)

A side-by-side comparison of Citizens Financial Group, Inc. and Huntington Bancshares Incorporated across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 5, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnCFG vs HBAN

growth of $100 · dividends reinvested · last 12y
CFG +381.5%HBAN +175.0%CFG compounded faster
100200300400500Start $100201620182020202220242026$481$275
CFG HBAN

CFG vs HBAN: by the numbers

  • HBAN is the larger company ($35.56B vs $31.12B market cap).
  • HBAN trades at the lower trailing earnings multiple (13.10 vs 16.02 P/E), one valuation lens rather than an overall verdict.
  • CFG converts more revenue to profit (18.54% vs 16.64% net margin).
  • HBAN grew revenue faster over the past five years (22.35% vs 9.71% CAGR).
  • HBAN pays the higher dividend yield (3.53% vs 2.44%).

Metrics side by side

Valuation

MetricCFGHBAN
P/E ratio16.0213.10
Forward P/E13.8912.50
P/S ratio2.742.41
P/B ratio1.201.06
PEG ratio0.530.90

Profitability

MetricCFGHBAN
Gross margin72.37%63.73%
Operating margin23.64%20.36%
Net margin18.54%16.64%
ROE8.12%7.35%
ROIC4.25%-2.03%

Dividends

MetricCFGHBAN
Dividend yield2.44%3.53%
Payout ratio46.15%43.97%

Growth (annualized)

MetricCFGHBAN
Revenue CAGR (5Y)9.71%22.35%
EPS CAGR (5Y)11.93%15.04%
Total return CAGR (5Y)16.52%9.00%

Frequently asked

Which has the lower trailing P/E, CFG or HBAN?
HBAN has the lower trailing P/E: CFG trades at 16.02 and HBAN at 13.10. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CFG or HBAN?
Over the past five years, HBAN grew revenue faster — CFG at a 9.71% CAGR versus HBAN at 22.35%.
Does CFG or HBAN pay a bigger dividend?
CFG yields 2.44% and HBAN yields 3.53% based on trailing dividends and the latest price.
Is CFG or HBAN more profitable?
CFG runs the higher net margin — CFG at 18.54% versus HBAN at 16.64%.
How have CFG and HBAN total returns compared?
Over the past 10 years, CFG delivered 16.85% and HBAN delivered 11.03% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 5, 2026.