Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 21.50% is in line with its 5-year average of 23.25%, around the middle of its 5-year range (-0.07%–36.40%).
As of the fiscal period ended Tuesday, June 30, 2026. 4.63% above its 12-month average of 20.55%.
Reported quarterly operating margin; no daily interpolation.
OPERATING MARGIN
21.50%
OPERATING MARGIN AVG TTM
20.55%
OPERATING MARGIN AVG 3Y
20.84%
OPERATING MARGIN AVG 5Y
24.42%
OPERATING MARGIN AVG 10Y
25.97%
OPERATING MARGIN AVG 15Y
27.28%
OPERATING MARGIN AVG 20Y
23.89%
CURRENT VS TTM AVG
+4.63%
CURRENT VS 3Y AVG
+3.19%
CURRENT VS 5Y AVG
-11.94%
CURRENT VS 10Y AVG
-17.21%
CURRENT VS 15Y AVG
-21.18%
CURRENT VS 20Y AVG
-9.99%
SECTOR MEDIAN · FINANCIAL SERVICES
22.96%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
-6.35%
vs the sector median at left
Huntington Bancshares Incorporated
Market Cap
$35.56B
Operating Margin
21.50%
TTM Avg
20.55%
3Y Avg
20.84%
5Y Avg
24.42%
Market Cap
$34.68B
Operating Margin
28.66%
TTM Avg
23.30%
3Y Avg
20.62%
5Y Avg
18.97%
Market Cap
$34.62B
Operating Margin
27.38%
TTM Avg
25.31%
3Y Avg
22.05%
5Y Avg
20.79%
Market Cap
$36.51B
Operating Margin
33.19%
TTM Avg
27.34%
3Y Avg
28.64%
5Y Avg
30.53%
Market Cap
$33.73B
Operating Margin
19.83%
TTM Avg
16.52%
3Y Avg
16.98%
5Y Avg
20.79%
Market Cap
$39.37B
Operating Margin
15.21%
TTM Avg
15.71%
3Y Avg
13.62%
5Y Avg
13.05%
Market Cap
$39.55B
Operating Margin
19.99%
TTM Avg
27.57%
3Y Avg
-8.73%
5Y Avg
6.06%
Market Cap
$31.40B
Operating Margin
22.23%
TTM Avg
14.66%
3Y Avg
14.25%
5Y Avg
15.24%
Market Cap
$31.12B
Operating Margin
23.64%
TTM Avg
18.09%
3Y Avg
20.53%
5Y Avg
23.61%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Huntington Bancshares Incorporated (HBAN) | $35.56B | 21.50% | 20.55% | 20.84% | 24.42% |
| Raymond James Financial, Inc. (RJF)vs › | $34.68B | 28.66% | 23.30% | 20.62% | 18.97% |
| Arch Capital Group Ltd. (ACGL)vs › | $34.62B | 27.38% | 25.31% | 22.05% | 20.79% |
| M&T Bank Corporation (MTB)vs › | $36.51B | 33.19% | 27.34% | 28.64% | 30.53% |
| Northern Trust Corporation (NTRS)vs › | $33.73B | 19.83% | 16.52% | 16.98% | 20.79% |
| The Hartford Insurance Group, Inc. (HIG)vs › | $39.37B | 15.21% | 15.71% | 13.62% | 13.05% |
| Coinbase Global, Inc. (COIN)vs › | $39.55B | 19.99% | 27.57% | -8.73% | 6.06% |
| Willis Towers Watson Public Limited Company (WTW)vs › | $31.40B | 22.23% | 14.66% | 14.25% | 15.24% |
| Citizens Financial Group, Inc. (CFG)vs › | $31.12B | 23.64% | 18.09% | 20.53% | 23.61% |
| Cboe Global Markets, Inc. (CBOE)vs › | $29.80B | 35.18% | 29.47% | 24.84% | 23.62% |
Gross Margin
63.7%
Operating Margin
21.5%
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 21.50% |
| 2026-03-31 | 17.01% |
| 2025-12-31 | 19.43% |
| 2025-09-30 | 23.73% |
| 2025-06-30 | 21.08% |
| 2025-03-31 | 21.89% |
| 2024-12-31 | 21.80% |
| 2024-09-30 | 20.73% |
| 2024-06-30 | 19.75% |
| 2024-03-31 | 17.91% |
| 2023-12-31 | 8.97% |
| 2023-09-30 | 24.38% |
| 2023-06-30 | 25.70% |
| 2023-03-31 | 29.53% |
| 2022-12-31 | 33.70% |
| 2022-09-30 | 35.60% |
| 2022-06-30 | 36.40% |
| 2022-03-31 | 33.47% |
| 2021-12-31 | 28.87% |
| 2021-09-30 | 26.90% |
| 2021-06-30 | -0.07% |
| 2021-03-31 | 50.16% |
| 2020-12-31 | 29.02% |
| 2020-09-30 | 27.08% |
| 2020-06-30 | 14.00% |
| 2020-03-31 | 4.34% |
| 2019-12-31 | 26.90% |
| 2019-09-30 | 30.46% |
| 2019-06-30 | 29.92% |
| 2019-03-31 | 30.31% |
| 2018-12-31 | 28.23% |
| 2018-09-30 | 32.62% |
| 2018-06-30 | 31.50% |
| 2018-03-31 | 31.35% |
| 2017-12-31 | 33.46% |
| 2017-09-30 | 30.34% |
| 2017-06-30 | 29.97% |
| 2017-03-31 | 23.63% |
| 2016-12-31 | 27.23% |
| 2016-09-30 | 15.22% |
| 2016-06-30 | 27.35% |
| 2016-03-31 | 28.32% |
| 2015-12-31 | 28.65% |
| 2015-09-30 | 25.21% |
| 2015-06-30 | 32.07% |
| 2015-03-31 | 29.97% |
| 2014-12-31 | 29.80% |
| 2014-09-30 | 27.91% |
| 2014-06-30 | 29.80% |
| 2014-03-31 | 27.91% |
| 2013-12-31 | 28.88% |
| 2013-09-30 | 34.03% |
| 2013-06-30 | 28.87% |
| 2013-03-31 | 28.87% |
| 2012-12-31 | 29.01% |
| 2012-09-30 | 26.32% |
| 2012-06-30 | 27.25% |
| 2012-03-31 | 26.85% |
| 2011-12-31 | 23.60% |
| 2011-09-30 | 24.28% |
| 2011-06-30 | 26.05% |
| 2011-03-31 | 21.69% |
| 2010-12-31 | 20.24% |
| 2010-09-30 | 16.24% |
| 2010-06-30 | 7.68% |
| 2010-03-31 | 0.21% |
| 2009-12-31 | -78.22% |
| 2009-09-30 | -31.06% |
| 2009-06-30 | -16.25% |
| 2009-03-31 | -330.27% |
| 2008-12-31 | -94.20% |
| 2008-09-30 | 10.79% |
| 2008-06-30 | 13.68% |
| 2008-03-31 | 15.51% |
| 2007-12-31 | -40.42% |
| 2007-09-30 | 17.69% |
| 2007-06-30 | 15.00% |
| 2007-03-31 | 19.00% |
| 2006-12-31 | 17.05% |
| 2006-09-30 | 15.17% |
| 2006-06-30 | 22.94% |
| 2006-03-31 | 23.27% |
| 2005-12-31 | 22.01% |
| 2005-09-30 | 26.07% |
| 2005-06-30 | 24.54% |
| 2005-03-31 | 22.99% |
| 2004-12-31 | 23.67% |
| 2004-09-30 | 24.96% |
| 2004-06-30 | 28.31% |
| 2004-03-31 | 25.12% |
| 2003-12-31 | 21.84% |
| 2003-09-30 | 23.34% |
| 2003-06-30 | 22.41% |
| 2003-03-31 | 20.64% |
| 2002-12-31 | 16.36% |
| 2002-09-30 | 18.64% |
