Huntington Bancshares Incorporated (HBAN) compounding analysis
Full-size annual and quarterly year-over-year growth charts for revenue, EPS, operating cash flow, EBITDA, and free cash flow against the 15%, 20%, and 30% bars over 3-, 5-, and 10-year windows, with each metric's valuation multiple vs its own history.
Revenue · 5YDoes not currently clear the 15%+, 20%+, or 30%+ revenue bars over 5Y.
- Score
- 45/100
- 5Y CAGR
- 19%
- Median YoY
- 18.5%
- YoY volatility
- σ 15.4pp· uneven
- Quarters ≥ 20%
- 9 of 20
- Negative quarters
- 0
- Valuation vs own 5Y history
- P/S 2.6x · 5Y median 2.1x · 67th percentile
How this score is computed
- Quarters at or above 20%: 9 of 20 → 18 of 40 pts
- Steadiness (typical swing 15.4pp) → 14 of 25 pts
- Pace (median 18.5% YoY) → 4.7 of 20 pts
- Latest quarter (26.3% YoY) → 8.5 of 15 pts
- Score: 45 of 100
Annual revenue · last 11 fiscal years
Quarterly YoY revenue growth vs the 20% line · 5Y
P/S multiple vs its 5Y median · context only
Across metrics · 5Y
| Metric | 5Y CAGR | Median YoY | YoY σ | Qtrs ≥ 20% | Neg. qtrs |
|---|---|---|---|---|---|
| RevenueRevenue | 19% | 18.5% | 15.4pp | 9 of 20 | 0 |
| EPSEPS | 15% | -3.7% | 345.2pp | 7 of 19 | 10 |
| Op cash flowOperating cash flow | 14% | 6.4% | 198.7pp | 7 of 17 | 6 |
| EBITDAEBITDA | 20.8% | 7.7% | 66.7pp | 8 of 20 | 8 |
| FCFFree cash flow | 13.6% | 2% | 359.6pp | 8 of 17 | 7 |
Reported figures over 5Y: annual-series CAGR, median and standard deviation (σ, percentage points) of quarterly year-over-year growth, quarters at or above 20%, and quarters with negative YoY. “—” means the window needs more comparable data.
Scores, qualification bars, and the 0–100 consistency methodology are documented on the compounders list page →
See also: HBAN on the compounders surface · All compounders, ranked
About Huntington Bancshares Incorporated
Huntington Bancshares Incorporated, established in Columbus, Ohio, in 1866, operates as the bank holding company for The Huntington National Bank, providing a comprehensive suite of commercial, consumer, and mortgage banking services across the United States. Its operations are organized into four key segments. The Consumer and Business Banking segment offers essential financial products to individuals and small businesses, including checking, savings, money market, and certificate of deposit accounts, along with credit cards, various loans, and investment opportunities. This segment also facilitates mortgages, insurance, interest rate risk protection, foreign exchange, and provides convenient access through ATMs, online, mobile, and telephone banking. For larger entities, the Commercial Banking segment delivers specialized financial solutions to middle-market businesses, government and public sector organizations, and commercial real estate developers/REITs. It extends tailored services to industries such as healthcare, technology, telecommunications, franchise finance, sponsor finance, and global services, encompassing asset finance, capital raising, sales and trading, corporate risk management, institutional banking, and treasury management. The Vehicle Finance segment aids consumers in financing purchases of automobiles, light-duty trucks, recreational vehicles, and marine craft through dealerships, while also offering inventory financing for new and used vehicles to franchised dealerships. Finally, the Regional Banking and The Huntington Private Client Group segment focuses on delivering private banking, wealth and investment management, and retirement planning services. As of March 18, 2022, Huntington Bancshares maintained a significant footprint with approximately 1,000 branches operating across 11 states.
- Sector
- Financial Services
- Industry
- Banks - Regional
- CEO
- Stephen D. Steinour