Citizens Financial Group, Inc. (CFG) vs W. R. Berkley Corporation (WRB)
A side-by-side comparison of Citizens Financial Group, Inc. and W. R. Berkley Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.
CFG
Citizens Financial Group, Inc.
$65.53Financial ServicesDelayed quote: Sep 25, 2026, 4:00 PM EDT
WRB
W. R. Berkley Corporation
$66.82Financial ServicesDelayed quote: Sep 25, 2026, 4:00 PM EDT
Total return — CFG vs WRB
growth of $100 · dividends reinvested · last 10yCFG +318.4% (+15.4%/yr)WRB +398.1% (+17.4%/yr)WRB compounded faster over this window
CFG WRB
CFG vs WRB: by the numbers
- •CFG is the larger company ($27.71B vs $24.88B market cap).
- •WRB trades at the lower trailing earnings multiple (13.72 vs 14.25 P/E), one valuation lens rather than an overall verdict.
- •CFG converts more revenue to profit (18.54% vs 10.71% net margin).
- •WRB grew revenue faster over the past five years (15.38% vs 9.71% CAGR).
- •WRB pays the higher dividend yield (2.67% vs 2.61%).
Metrics side by side
Valuation
| Metric | CFG | WRB |
|---|---|---|
| P/E ratio | 14.25 | 13.72 |
| Forward P/E | 12.35 | 13.71 |
| P/S ratio | 2.42 | 1.38 |
| P/B ratio | 1.06 | 2.44 |
Profitability
| Metric | CFG | WRB |
|---|---|---|
| Gross margin | 72.37% | 19.81% |
| Operating margin | 23.64% | 13.69% |
| Net margin | 18.54% | 10.71% |
| ROE | 8.12% | 18.89% |
Dividends
| Metric | CFG | WRB |
|---|---|---|
| Dividend yield | 2.61% | 2.67% |
| Payout ratio | 40.00% | 38.40% |
Growth (annualized)
| Metric | CFG | WRB |
|---|---|---|
| Revenue CAGR (5Y) | 9.71% | 15.38% |
| EPS CAGR (5Y) | 11.93% | 28.88% |
| Total return CAGR (5Y) | 15.10% | 19.50% |
Frequently asked
- Which has the lower trailing P/E, CFG or WRB?
- WRB has the lower trailing P/E: CFG trades at 14.25 and WRB at 13.72. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CFG or WRB?
- Over the past five years, WRB grew revenue faster — CFG at a 9.71% CAGR versus WRB at 15.38%.
- Does CFG or WRB pay a bigger dividend?
- CFG yields 2.61% and WRB yields 2.67% based on trailing dividends and the latest price.
- Is CFG or WRB more profitable?
- CFG runs the higher net margin — CFG at 18.54% versus WRB at 10.71%.
- How have CFG and WRB total returns compared?
- Over the past 10 years, CFG delivered 15.24% and WRB delivered 17.76% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Citizens Financial P/E ratioW. R. Berkley P/E ratioCitizens Financial dividend yieldW. R. Berkley dividend yieldCitizens Financial ROEW. R. Berkley ROECitizens Financial operating marginW. R. Berkley operating marginCitizens Financial revenue growthW. R. Berkley revenue growth
Citizens Financial & W. R. Berkley appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.