Citizens Financial Group, Inc. (CFG) vs W. R. Berkley Corporation (WRB)

WRB leads on 8 of 14 compared metrics.

A side-by-side comparison of Citizens Financial Group, Inc. and W. R. Berkley Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 29, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Compare

Total return — CFG vs WRB

growth of $100 · last 12y
CFG +205.0%WRB +399.4%WRB compounded faster
100200300400500Start $100201620182020202220242026$305$499
CFG WRB

CFG vs WRB: by the numbers

  • CFG is the larger company ($29.77B vs $26.53B market cap).
  • WRB trades at the lower earnings multiple (15.10 vs 16.68 P/E).
  • CFG converts more revenue to profit (17.51% vs 12.64% net margin).
  • WRB grew revenue faster over the past five years (11.95% vs 8.62% CAGR).
  • WRB pays the higher dividend yield (3.37% vs 2.61%).

Which is better, CFG or WRB?

Metric tally: CFG 6 · WRB 8

It depends on what you're optimizing for:

ValueWRB(lower P/E)
GrowthWRB(faster 5Y revenue CAGR)
IncomeWRB(higher dividend yield)
QualityWRB(higher ROIC)

Metrics side by side

Valuation

MetricCFGWRB
P/E ratio16.6815.10
Forward P/E13.5615.22
P/S ratio2.681.90
P/B ratio1.162.89
PEG ratio0.537.63

Profitability

MetricCFGWRB
Gross margin71.13%26.14%
Operating margin22.26%16.24%
Net margin17.51%12.64%
ROE7.55%19.27%
ROIC4.25%10.42%

Dividends

MetricCFGWRB
Dividend yield2.61%3.37%
Payout ratio47.18%53.57%

Growth (annualized)

MetricCFGWRB
Revenue CAGR (5Y)8.62%11.95%
EPS CAGR (5Y)11.93%28.88%
Total return CAGR (5Y)12.87%18.87%

Frequently asked

Which is better, CFG or WRB?
It depends on your goal. value: WRB (lower P/E); growth: WRB (faster 5Y revenue CAGR); income: WRB (higher dividend yield); quality: WRB (higher ROIC). Across all compared metrics, WRB leads 8 to 6.
Is CFG or WRB cheaper?
On trailing earnings, WRB is cheaper: CFG trades at a 16.68 P/E and WRB at 15.10.
Which has grown faster, CFG or WRB?
Over the past five years, WRB grew revenue faster — CFG at a 8.62% CAGR versus WRB at 11.95%.
Does CFG or WRB pay a bigger dividend?
CFG yields 2.61% and WRB yields 3.37% based on trailing dividends and the latest price.
Is CFG or WRB more profitable?
CFG runs the higher net margin — CFG at 17.51% versus WRB at 12.64%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 29, 2026.