Citizens Financial Group, Inc. (CFG) vs W. R. Berkley Corporation (WRB)
WRB leads on 8 of 14 compared metrics.
A side-by-side comparison of Citizens Financial Group, Inc. and W. R. Berkley Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 29, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
CFG
Citizens Financial Group, Inc.
$70.40Financial Services
WRB
W. R. Berkley Corporation
$71.27Financial Services
Total return — CFG vs WRB
growth of $100 · last 12yCFG +205.0%WRB +399.4%WRB compounded faster
CFG WRB
CFG vs WRB: by the numbers
- •CFG is the larger company ($29.77B vs $26.53B market cap).
- •WRB trades at the lower earnings multiple (15.10 vs 16.68 P/E).
- •CFG converts more revenue to profit (17.51% vs 12.64% net margin).
- •WRB grew revenue faster over the past five years (11.95% vs 8.62% CAGR).
- •WRB pays the higher dividend yield (3.37% vs 2.61%).
Which is better, CFG or WRB?
Metric tally: CFG 6 · WRB 8It depends on what you're optimizing for:
ValueWRB(lower P/E)
GrowthWRB(faster 5Y revenue CAGR)
IncomeWRB(higher dividend yield)
QualityWRB(higher ROIC)
Metrics side by side
Valuation
| Metric | CFG | WRB |
|---|---|---|
| P/E ratio | 16.68 | 15.10● |
| Forward P/E | 13.56● | 15.22 |
| P/S ratio | 2.68 | 1.90● |
| P/B ratio | 1.16● | 2.89 |
| PEG ratio | 0.53● | 7.63 |
Profitability
| Metric | CFG | WRB |
|---|---|---|
| Gross margin | 71.13%● | 26.14% |
| Operating margin | 22.26%● | 16.24% |
| Net margin | 17.51%● | 12.64% |
| ROE | 7.55% | 19.27%● |
| ROIC | 4.25% | 10.42%● |
Dividends
| Metric | CFG | WRB |
|---|---|---|
| Dividend yield | 2.61% | 3.37%● |
| Payout ratio | 47.18% | 53.57% |
Growth (annualized)
| Metric | CFG | WRB |
|---|---|---|
| Revenue CAGR (5Y) | 8.62% | 11.95%● |
| EPS CAGR (5Y) | 11.93% | 28.88%● |
| Total return CAGR (5Y) | 12.87% | 18.87%● |
Frequently asked
- Which is better, CFG or WRB?
- It depends on your goal. value: WRB (lower P/E); growth: WRB (faster 5Y revenue CAGR); income: WRB (higher dividend yield); quality: WRB (higher ROIC). Across all compared metrics, WRB leads 8 to 6.
- Is CFG or WRB cheaper?
- On trailing earnings, WRB is cheaper: CFG trades at a 16.68 P/E and WRB at 15.10.
- Which has grown faster, CFG or WRB?
- Over the past five years, WRB grew revenue faster — CFG at a 8.62% CAGR versus WRB at 11.95%.
- Does CFG or WRB pay a bigger dividend?
- CFG yields 2.61% and WRB yields 3.37% based on trailing dividends and the latest price.
- Is CFG or WRB more profitable?
- CFG runs the higher net margin — CFG at 17.51% versus WRB at 12.64%.
Go deeper
Dig into the metrics
Citizens Financial P/E ratioW. R. Berkley P/E ratioCitizens Financial dividend yieldW. R. Berkley dividend yieldCitizens Financial ROEW. R. Berkley ROECitizens Financial operating marginW. R. Berkley operating marginCitizens Financial revenue growthW. R. Berkley revenue growthCitizens Financial free cash flowW. R. Berkley free cash flow
Citizens Financial & W. R. Berkley appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 29, 2026.