Citizens Financial Group, Inc. (CFG) vs W. R. Berkley Corporation (WRB)

A side-by-side comparison of Citizens Financial Group, Inc. and W. R. Berkley Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CFG vs WRB

growth of $100 · dividends reinvested · last 10y
CFG +318.4% (+15.4%/yr)WRB +398.1% (+17.4%/yr)WRB compounded faster over this window
100200300400500Start $10020182020202220242026$418$498
CFG WRB

CFG vs WRB: by the numbers

  • •CFG is the larger company ($27.71B vs $24.88B market cap).
  • •WRB trades at the lower trailing earnings multiple (13.72 vs 14.25 P/E), one valuation lens rather than an overall verdict.
  • •CFG converts more revenue to profit (18.54% vs 10.71% net margin).
  • •WRB grew revenue faster over the past five years (15.38% vs 9.71% CAGR).
  • •WRB pays the higher dividend yield (2.67% vs 2.61%).

Metrics side by side

Valuation

MetricCFGWRB
P/E ratio14.2513.72
Forward P/E12.3513.71
P/S ratio2.421.38
P/B ratio1.062.44

Profitability

MetricCFGWRB
Gross margin72.37%19.81%
Operating margin23.64%13.69%
Net margin18.54%10.71%
ROE8.12%18.89%

Dividends

MetricCFGWRB
Dividend yield2.61%2.67%
Payout ratio40.00%38.40%

Growth (annualized)

MetricCFGWRB
Revenue CAGR (5Y)9.71%15.38%
EPS CAGR (5Y)11.93%28.88%
Total return CAGR (5Y)15.10%19.50%

Frequently asked

Which has the lower trailing P/E, CFG or WRB?
WRB has the lower trailing P/E: CFG trades at 14.25 and WRB at 13.72. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CFG or WRB?
Over the past five years, WRB grew revenue faster — CFG at a 9.71% CAGR versus WRB at 15.38%.
Does CFG or WRB pay a bigger dividend?
CFG yields 2.61% and WRB yields 2.67% based on trailing dividends and the latest price.
Is CFG or WRB more profitable?
CFG runs the higher net margin — CFG at 18.54% versus WRB at 10.71%.
How have CFG and WRB total returns compared?
Over the past 10 years, CFG delivered 15.24% and WRB delivered 17.76% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.