Citizens Financial Group, Inc. (CFG) vs W. R. Berkley Corporation (WRB)

A side-by-side comparison of Citizens Financial Group, Inc. and W. R. Berkley Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 13, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnCFG vs WRB

growth of $100 · dividends reinvested · last 10y
CFG +359.9% (+16.5%/yr)WRB +397.1% (+17.4%/yr)WRB compounded faster over this window
100200300400500Start $10020182020202220242026$460$497
CFG WRB

CFG vs WRB: by the numbers

  • CFG is the larger company ($31.26B vs $25.96B market cap).
  • WRB trades at the lower trailing earnings multiple (14.32 vs 16.07 P/E), one valuation lens rather than an overall verdict.
  • CFG converts more revenue to profit (18.54% vs 10.71% net margin).
  • WRB grew revenue faster over the past five years (15.38% vs 9.71% CAGR).
  • CFG pays the higher dividend yield (3.06% vs 2.68%).

Metrics side by side

Valuation

MetricCFGWRB
P/E ratio16.0714.32
Forward P/E13.9414.41
P/S ratio2.751.52
P/B ratio1.202.68

Profitability

MetricCFGWRB
Gross margin72.37%19.81%
Operating margin23.64%13.69%
Net margin18.54%10.71%
ROE8.12%18.89%
ROIC4.25%10.42%

Dividends

MetricCFGWRB
Dividend yield3.06%2.68%
Payout ratio57.95%41.74%

Growth (annualized)

MetricCFGWRB
Revenue CAGR (5Y)9.71%15.38%
EPS CAGR (5Y)11.93%28.88%
Total return CAGR (5Y)14.92%19.19%

Frequently asked

Which has the lower trailing P/E, CFG or WRB?
WRB has the lower trailing P/E: CFG trades at 16.07 and WRB at 14.32. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CFG or WRB?
Over the past five years, WRB grew revenue faster — CFG at a 9.71% CAGR versus WRB at 15.38%.
Does CFG or WRB pay a bigger dividend?
CFG yields 3.06% and WRB yields 2.68% based on trailing dividends and the latest price.
Is CFG or WRB more profitable?
CFG runs the higher net margin — CFG at 18.54% versus WRB at 10.71%.
How have CFG and WRB total returns compared?
Over the past 10 years, CFG delivered 16.55% and WRB delivered 17.51% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 13, 2026.