Citizens Financial Group, Inc. (CFG) vs Principal Financial Group, Inc. (PFG)

A side-by-side comparison of Citizens Financial Group, Inc. and Principal Financial Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CFG vs PFG

growth of $100 · dividends reinvested · last 10y
CFG +316.7% (+15.3%/yr)PFG +243.9% (+13.1%/yr)CFG compounded faster over this window
100200300400Start $10020182020202220242026$417$344
CFG PFG

CFG vs PFG: by the numbers

  • •CFG is the larger company ($27.71B vs $24.57B market cap).
  • •CFG trades at the lower trailing earnings multiple (14.25 vs 16.33 P/E), one valuation lens rather than an overall verdict.
  • •CFG converts more revenue to profit (18.54% vs 9.86% net margin).
  • •CFG grew revenue faster over the past five years (9.71% vs 2.57% CAGR).
  • •PFG pays the higher dividend yield (2.75% vs 2.61%).

Metrics side by side

Valuation

MetricCFGPFG
P/E ratio14.2516.33
Forward P/E12.3511.96
P/S ratio2.421.57
P/B ratio1.062.02

Profitability

MetricCFGPFG
Gross margin72.37%48.54%
Operating margin23.64%12.13%
Net margin18.54%9.86%
ROE8.12%12.74%

Dividends

MetricCFGPFG
Dividend yield2.61%2.75%
Payout ratio40.00%45.38%

Growth (annualized)

MetricCFGPFG
Revenue CAGR (5Y)9.71%2.57%
EPS CAGR (5Y)11.93%0.93%
Total return CAGR (5Y)15.10%16.37%

Frequently asked

Which has the lower trailing P/E, CFG or PFG?
CFG has the lower trailing P/E: CFG trades at 14.25 and PFG at 16.33. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CFG or PFG?
Over the past five years, CFG grew revenue faster — CFG at a 9.71% CAGR versus PFG at 2.57%.
Does CFG or PFG pay a bigger dividend?
CFG yields 2.61% and PFG yields 2.75% based on trailing dividends and the latest price.
Is CFG or PFG more profitable?
CFG runs the higher net margin — CFG at 18.54% versus PFG at 9.86%.
How have CFG and PFG total returns compared?
Over the past 10 years, CFG delivered 15.24% and PFG delivered 13.28% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.