Citizens Financial Group, Inc. (CFG) vs Principal Financial Group, Inc. (PFG)
A side-by-side comparison of Citizens Financial Group, Inc. and Principal Financial Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.
CFG
Citizens Financial Group, Inc.
$65.53Financial ServicesDelayed quote: Sep 25, 2026, 4:00 PM EDT
PFG
Principal Financial Group, Inc.
$114.77Financial ServicesDelayed quote: Sep 25, 2026, 4:00 PM EDT
Total return — CFG vs PFG
growth of $100 · dividends reinvested · last 10yCFG +316.7% (+15.3%/yr)PFG +243.9% (+13.1%/yr)CFG compounded faster over this window
CFG PFG
CFG vs PFG: by the numbers
- •CFG is the larger company ($27.71B vs $24.57B market cap).
- •CFG trades at the lower trailing earnings multiple (14.25 vs 16.33 P/E), one valuation lens rather than an overall verdict.
- •CFG converts more revenue to profit (18.54% vs 9.86% net margin).
- •CFG grew revenue faster over the past five years (9.71% vs 2.57% CAGR).
- •PFG pays the higher dividend yield (2.75% vs 2.61%).
Metrics side by side
Valuation
| Metric | CFG | PFG |
|---|---|---|
| P/E ratio | 14.25 | 16.33 |
| Forward P/E | 12.35 | 11.96 |
| P/S ratio | 2.42 | 1.57 |
| P/B ratio | 1.06 | 2.02 |
Profitability
| Metric | CFG | PFG |
|---|---|---|
| Gross margin | 72.37% | 48.54% |
| Operating margin | 23.64% | 12.13% |
| Net margin | 18.54% | 9.86% |
| ROE | 8.12% | 12.74% |
Dividends
| Metric | CFG | PFG |
|---|---|---|
| Dividend yield | 2.61% | 2.75% |
| Payout ratio | 40.00% | 45.38% |
Growth (annualized)
| Metric | CFG | PFG |
|---|---|---|
| Revenue CAGR (5Y) | 9.71% | 2.57% |
| EPS CAGR (5Y) | 11.93% | 0.93% |
| Total return CAGR (5Y) | 15.10% | 16.37% |
Frequently asked
- Which has the lower trailing P/E, CFG or PFG?
- CFG has the lower trailing P/E: CFG trades at 14.25 and PFG at 16.33. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CFG or PFG?
- Over the past five years, CFG grew revenue faster — CFG at a 9.71% CAGR versus PFG at 2.57%.
- Does CFG or PFG pay a bigger dividend?
- CFG yields 2.61% and PFG yields 2.75% based on trailing dividends and the latest price.
- Is CFG or PFG more profitable?
- CFG runs the higher net margin — CFG at 18.54% versus PFG at 9.86%.
- How have CFG and PFG total returns compared?
- Over the past 10 years, CFG delivered 15.24% and PFG delivered 13.28% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Citizens Financial P/E ratioPrincipal Financial P/E ratioCitizens Financial dividend yieldPrincipal Financial dividend yieldCitizens Financial ROEPrincipal Financial ROECitizens Financial operating marginPrincipal Financial operating marginCitizens Financial revenue growthPrincipal Financial revenue growth
Citizens Financial & Principal Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.