Arch Capital Group Ltd. (ACGL) vs The Hartford Insurance Group, Inc. (HIG)

ACGL leads on 7 of 12 compared metrics.

A side-by-side comparison of Arch Capital Group Ltd. and The Hartford Insurance Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 25, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Compare

Total return — ACGL vs HIG

growth of $100 · last 30y
ACGL +4314.9%HIG +393.5%ACGL compounded faster
Log scale — wide-divergence pair
101001k10kStart $100200120062011201620212026$4,415$494
ACGL HIG

ACGL vs HIG: by the numbers

  • HIG is the larger company ($36.27B vs $33.16B market cap).
  • ACGL trades at the lower earnings multiple (7.29 vs 9.31 P/E).
  • ACGL converts more revenue to profit (24.73% vs 14.13% net margin).
  • ACGL grew revenue faster over the past five years (17.23% vs 6.85% CAGR).
  • HIG pays a dividend (1.75% yield) while ACGL does not currently pay one.

Which is better, ACGL or HIG?

Metric tally: ACGL 7 · HIG 5

It depends on what you're optimizing for:

ValueACGL(lower P/E)
GrowthACGL(faster 5Y revenue CAGR)
QualityHIG(higher ROIC)

Metrics side by side

Valuation

MetricACGLHIG
P/E ratio7.299.31
Forward P/E10.2210.29
P/S ratio1.731.30
P/B ratio1.411.98
PEG ratio2.510.36

Profitability

MetricACGLHIG
Gross margin42.83%47.02%
Operating margin27.65%17.51%
Net margin24.73%14.13%
ROE20.14%21.50%
ROIC7.12%28.21%

Dividends

MetricACGLHIG
Dividend yield1.75%
Payout ratio17.17%

Growth (annualized)

MetricACGLHIG
Revenue CAGR (5Y)17.23%6.85%
EPS CAGR (5Y)28.50%23.05%
Total return CAGR (5Y)20.78%18.65%

Frequently asked

Which is better, ACGL or HIG?
It depends on your goal. value: ACGL (lower P/E); growth: ACGL (faster 5Y revenue CAGR); quality: HIG (higher ROIC). Across all compared metrics, ACGL leads 7 to 5.
Is ACGL or HIG cheaper?
On trailing earnings, ACGL is cheaper: ACGL trades at a 7.29 P/E and HIG at 9.31.
Which has grown faster, ACGL or HIG?
Over the past five years, ACGL grew revenue faster — ACGL at a 17.23% CAGR versus HIG at 6.85%.
Does ACGL or HIG pay a bigger dividend?
HIG pays a dividend (1.75% yield) while ACGL does not currently pay one.
Is ACGL or HIG more profitable?
ACGL runs the higher net margin — ACGL at 24.73% versus HIG at 14.13%.
Which has been the better investment, ACGL or HIG?
Over the past 10-year, ACGL delivered the higher annualized total return — ACGL at 15.81% versus HIG at 14.49%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 25, 2026.