Arch Capital Group Ltd. (ACGL) vs The Hartford Insurance Group, Inc. (HIG)
A side-by-side comparison of Arch Capital Group Ltd. and The Hartford Insurance Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.
ACGL
Arch Capital Group Ltd.
$94.95Financial ServicesDelayed quote: Sep 22, 2026, 4:00 PM EDT
HIG
The Hartford Insurance Group, Inc.
$128.73Financial ServicesDelayed quote: Sep 22, 2026, 4:00 PM EDT
Total return — ACGL vs HIG
growth of $100 · dividends reinvested · last 10yACGL +276.7% (+14.2%/yr)HIG +312.2% (+15.2%/yr)HIG compounded faster over this window
ACGL HIG
ACGL vs HIG: by the numbers
- •HIG is the larger company ($35.29B vs $33.17B market cap).
- •ACGL trades at the lower trailing earnings multiple (7.42 vs 8.38 P/E), one valuation lens rather than an overall verdict.
- •ACGL converts more revenue to profit (24.44% vs 15.03% net margin).
- •ACGL grew revenue faster over the past five years (16.36% vs 6.62% CAGR).
- •HIG pays a dividend (1.70% yield), while ACGL is a former payer with no current dividend run rate.
Metrics side by side
Valuation
| Metric | ACGL | HIG |
|---|---|---|
| P/E ratio | 7.42 | 8.38 |
| Forward P/E | 10.11 | 10.11 |
| P/S ratio | 1.73 | 1.22 |
| P/B ratio | 1.38 | 1.80 |
Profitability
| Metric | ACGL | HIG |
|---|---|---|
| Gross margin | 37.16% | 43.95% |
| Operating margin | 27.38% | 15.21% |
| Net margin | 24.44% | 15.03% |
| ROE | 19.53% | 22.23% |
Dividends
| Metric | ACGL | HIG |
|---|---|---|
| Dividend yield | N/A | 1.70% |
| Payout ratio | N/A | 15.09% |
Growth (annualized)
| Metric | ACGL | HIG |
|---|---|---|
| Revenue CAGR (5Y) | 16.36% | 6.62% |
| EPS CAGR (5Y) | 28.50% | 23.05% |
| Total return CAGR (5Y) | 21.00% | 16.91% |
Frequently asked
- Which has the lower trailing P/E, ACGL or HIG?
- ACGL has the lower trailing P/E: ACGL trades at 7.42 and HIG at 8.38. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, ACGL or HIG?
- Over the past five years, ACGL grew revenue faster — ACGL at a 16.36% CAGR versus HIG at 6.62%.
- Does ACGL or HIG pay a bigger dividend?
- HIG pays a dividend (1.70% yield), while ACGL is a former payer with no current dividend run rate.
- Is ACGL or HIG more profitable?
- ACGL runs the higher net margin — ACGL at 24.44% versus HIG at 15.03%.
- How have ACGL and HIG total returns compared?
- Over the past 10 years, ACGL delivered 14.16% and HIG delivered 15.19% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Arch Capital P/E ratioHartford Insurance P/E ratioHartford Insurance dividend yieldArch Capital ROEHartford Insurance ROEArch Capital operating marginHartford Insurance operating marginArch Capital revenue growthHartford Insurance revenue growth
Arch Capital & Hartford Insurance appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.