Arch Capital Group Ltd. (ACGL) vs The Hartford Insurance Group, Inc. (HIG)

A side-by-side comparison of Arch Capital Group Ltd. and The Hartford Insurance Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnACGL vs HIG

growth of $100 · dividends reinvested · last 10y
ACGL +276.7% (+14.2%/yr)HIG +312.2% (+15.2%/yr)HIG compounded faster over this window
100200300400Start $10020182020202220242026$377$412
ACGL HIG

ACGL vs HIG: by the numbers

  • HIG is the larger company ($35.29B vs $33.17B market cap).
  • ACGL trades at the lower trailing earnings multiple (7.42 vs 8.38 P/E), one valuation lens rather than an overall verdict.
  • ACGL converts more revenue to profit (24.44% vs 15.03% net margin).
  • ACGL grew revenue faster over the past five years (16.36% vs 6.62% CAGR).
  • HIG pays a dividend (1.70% yield), while ACGL is a former payer with no current dividend run rate.

Metrics side by side

Valuation

MetricACGLHIG
P/E ratio7.428.38
Forward P/E10.1110.11
P/S ratio1.731.22
P/B ratio1.381.80

Profitability

MetricACGLHIG
Gross margin37.16%43.95%
Operating margin27.38%15.21%
Net margin24.44%15.03%
ROE19.53%22.23%

Dividends

MetricACGLHIG
Dividend yieldN/A1.70%
Payout ratioN/A15.09%

Growth (annualized)

MetricACGLHIG
Revenue CAGR (5Y)16.36%6.62%
EPS CAGR (5Y)28.50%23.05%
Total return CAGR (5Y)21.00%16.91%

Frequently asked

Which has the lower trailing P/E, ACGL or HIG?
ACGL has the lower trailing P/E: ACGL trades at 7.42 and HIG at 8.38. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ACGL or HIG?
Over the past five years, ACGL grew revenue faster — ACGL at a 16.36% CAGR versus HIG at 6.62%.
Does ACGL or HIG pay a bigger dividend?
HIG pays a dividend (1.70% yield), while ACGL is a former payer with no current dividend run rate.
Is ACGL or HIG more profitable?
ACGL runs the higher net margin — ACGL at 24.44% versus HIG at 15.03%.
How have ACGL and HIG total returns compared?
Over the past 10 years, ACGL delivered 14.16% and HIG delivered 15.19% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.