Arch Capital Group Ltd. (ACGL) vs The Hartford Insurance Group, Inc. (HIG)
ACGL leads on 7 of 12 compared metrics.
A side-by-side comparison of Arch Capital Group Ltd. and The Hartford Insurance Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 25, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
ACGL
Arch Capital Group Ltd.
$94.92Financial Services
HIG
The Hartford Insurance Group, Inc.
$132.32Financial Services
Total return — ACGL vs HIG
growth of $100 · last 30yACGL +4314.9%HIG +393.5%ACGL compounded faster
Log scale — wide-divergence pair
ACGL HIG
ACGL vs HIG: by the numbers
- •HIG is the larger company ($36.27B vs $33.16B market cap).
- •ACGL trades at the lower earnings multiple (7.29 vs 9.31 P/E).
- •ACGL converts more revenue to profit (24.73% vs 14.13% net margin).
- •ACGL grew revenue faster over the past five years (17.23% vs 6.85% CAGR).
- •HIG pays a dividend (1.75% yield) while ACGL does not currently pay one.
Which is better, ACGL or HIG?
Metric tally: ACGL 7 · HIG 5It depends on what you're optimizing for:
ValueACGL(lower P/E)
GrowthACGL(faster 5Y revenue CAGR)
QualityHIG(higher ROIC)
Metrics side by side
Valuation
| Metric | ACGL | HIG |
|---|---|---|
| P/E ratio | 7.29● | 9.31 |
| Forward P/E | 10.22 | 10.29 |
| P/S ratio | 1.73 | 1.30● |
| P/B ratio | 1.41● | 1.98 |
| PEG ratio | 2.51 | 0.36● |
Profitability
| Metric | ACGL | HIG |
|---|---|---|
| Gross margin | 42.83% | 47.02%● |
| Operating margin | 27.65%● | 17.51% |
| Net margin | 24.73%● | 14.13% |
| ROE | 20.14% | 21.50%● |
| ROIC | 7.12% | 28.21%● |
Dividends
| Metric | ACGL | HIG |
|---|---|---|
| Dividend yield | — | 1.75% |
| Payout ratio | — | 17.17% |
Growth (annualized)
| Metric | ACGL | HIG |
|---|---|---|
| Revenue CAGR (5Y) | 17.23%● | 6.85% |
| EPS CAGR (5Y) | 28.50%● | 23.05% |
| Total return CAGR (5Y) | 20.78%● | 18.65% |
Frequently asked
- Which is better, ACGL or HIG?
- It depends on your goal. value: ACGL (lower P/E); growth: ACGL (faster 5Y revenue CAGR); quality: HIG (higher ROIC). Across all compared metrics, ACGL leads 7 to 5.
- Is ACGL or HIG cheaper?
- On trailing earnings, ACGL is cheaper: ACGL trades at a 7.29 P/E and HIG at 9.31.
- Which has grown faster, ACGL or HIG?
- Over the past five years, ACGL grew revenue faster — ACGL at a 17.23% CAGR versus HIG at 6.85%.
- Does ACGL or HIG pay a bigger dividend?
- HIG pays a dividend (1.75% yield) while ACGL does not currently pay one.
- Is ACGL or HIG more profitable?
- ACGL runs the higher net margin — ACGL at 24.73% versus HIG at 14.13%.
- Which has been the better investment, ACGL or HIG?
- Over the past 10-year, ACGL delivered the higher annualized total return — ACGL at 15.81% versus HIG at 14.49%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Arch Capital P/E ratioHartford Insurance P/E ratioArch Capital dividend yieldHartford Insurance dividend yieldArch Capital ROEHartford Insurance ROEArch Capital operating marginHartford Insurance operating marginArch Capital revenue growthHartford Insurance revenue growthArch Capital free cash flowHartford Insurance free cash flow
Arch Capital & Hartford Insurance appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 25, 2026.