Arch Capital Group Ltd. (ACGL) vs The Hartford Insurance Group, Inc. (HIG)

A side-by-side comparison of Arch Capital Group Ltd. and The Hartford Insurance Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 9, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnACGL vs HIG

growth of $100 · dividends reinvested · last 30y
ACGL +5183.5%HIG +892.7%ACGL compounded faster
Log scale — wide-divergence pair
101001k10kStart $100200120062011201620212026$5,284$993
ACGL HIG

ACGL vs HIG: by the numbers

  • HIG is the larger company ($39.28B vs $34.41B market cap).
  • ACGL trades at the lower trailing earnings multiple (7.70 vs 9.32 P/E), one valuation lens rather than an overall verdict.
  • ACGL converts more revenue to profit (24.44% vs 15.03% net margin).
  • ACGL grew revenue faster over the past five years (16.36% vs 6.62% CAGR).
  • HIG pays a dividend (1.62% yield), while ACGL is a former payer with no current dividend run rate.

Metrics side by side

Valuation

MetricACGLHIG
P/E ratio7.709.32
Forward P/E10.5111.23
P/S ratio1.791.39
P/B ratio1.432.06
PEG ratio2.510.36

Profitability

MetricACGLHIG
Gross margin37.16%43.95%
Operating margin27.38%15.21%
Net margin24.44%15.03%
ROE19.53%22.23%
ROIC7.12%28.21%

Dividends

MetricACGLHIG
Dividend yieldN/A1.62%
Payout ratioN/A17.17%

Growth (annualized)

MetricACGLHIG
Revenue CAGR (5Y)16.36%6.62%
EPS CAGR (5Y)28.50%23.05%
Total return CAGR (5Y)20.60%18.99%

Frequently asked

Which has the lower trailing P/E, ACGL or HIG?
ACGL has the lower trailing P/E: ACGL trades at 7.70 and HIG at 9.32. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ACGL or HIG?
Over the past five years, ACGL grew revenue faster — ACGL at a 16.36% CAGR versus HIG at 6.62%.
Does ACGL or HIG pay a bigger dividend?
HIG pays a dividend (1.62% yield), while ACGL is a former payer with no current dividend run rate.
Is ACGL or HIG more profitable?
ACGL runs the higher net margin — ACGL at 24.44% versus HIG at 15.03%.
How have ACGL and HIG total returns compared?
Over the past 10 years, ACGL delivered 15.35% and HIG delivered 15.88% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 9, 2026.