M&T Bank (MTB) Gross Profit Margin: History & Chart

M&T Bank Corporation(MTB)

Banks - Regional · Buffalo, NY

$221.60+2.94 (+1.34%)

Delayed quote: Sep 25, 2026, 3:45 PM EDT

About M&T Bank Corporation

M&T Bank Corporation functions as a bank holding entity, delivering a broad spectrum of financial solutions to both commercial enterprises and individual consumers. Its Business Banking division caters to small businesses and professionals, providing essential services such as deposit accounts, credit facilities, and treasury management solutions. The Commercial Banking arm extends its reach to middle-market and large corporate clients, supplying a robust suite of offerings including deposit products, commercial loans and leases, letters of credit, and sophisticated cash management tools. Dedicated to Commercial Real Estate, the company engages in the origination, sale, and servicing of commercial property loans, alongside offering deposit services tailored for this sector. The Discretionary Portfolio segment focuses on internal financial management, overseeing deposits, investment securities, residential real estate loans, and other assets, while also managing short- and long-term borrowed funds and foreign exchange operations. Through its Residential Mortgage Banking segment, M&T originates home loans for consumers, subsequently selling these loans in the secondary market. It also acquires servicing rights for loans initially originated by other institutions. The Retail Banking segment serves individual customers with a diverse array of financial products, including demand, savings, and time deposit accounts; various consumer installment loans such as automobile and recreational vehicle financing; home equity loans and lines of credit; credit cards; and investment vehicles like mutual funds and annuities. Beyond these, M&T Bank offers specialized financial services encompassing trust and wealth management, fiduciary and custodial services, insurance brokerage, institutional securities services, and investment management. Customers can access these services through an extensive network of physical banking offices, dedicated business banking centers, as well as via telephone, online platforms, and automated teller machines (ATMs). As of December 31, 2021, the corporation maintained 688 domestic banking locations across New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia. Additionally, it operates a full-service commercial banking office in Ontario, Canada. M&T Bank Corporation, established in 1856, has its corporate headquarters situated in Buffalo, New York.

Buffalo, NY

21,662 employees

www.mtb.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Rene F. Jones

View full financials

MTB Gross Margin Metrics

GROSS MARGIN

76.03%

GROSS MARGIN AVG TTM

75.53%

GROSS MARGIN AVG 3Y

67.74%

GROSS MARGIN AVG 5Y

78.39%

GROSS MARGIN AVG 10Y

83.19%

GROSS MARGIN AVG 15Y

85.16%

GROSS MARGIN AVG 20Y

80.34%

CURRENT VS TTM AVG

+0.66%

CURRENT VS 3Y AVG

+12.23%

CURRENT VS 5Y AVG

-3.01%

CURRENT VS 10Y AVG

-8.60%

CURRENT VS 15Y AVG

-10.73%

CURRENT VS 20Y AVG

-5.36%

SECTOR MEDIAN · FINANCIAL SERVICES

58.58%

median of 102 covered companies

CURRENT VS SECTOR MEDIAN

+29.80%

vs the sector median at left

NAME	MARKET CAP	GROSS MARGIN	TTM	3Y	5Y
M&T Bank Corporation (MTB)	$32.12B	76.03%	75.53%	67.74%	78.39%
Northern Trust Corporation (NTRS)vs ›	$32.16B	59.78%	54.39%	62.89%	74.55%
Huntington Bancshares Incorporated (HBAN)vs ›	$31.77B	63.73%	59.97%	67.89%	73.60%
iShares Silver Trust (SLV)vs ›	$31.33B	0.00%	0.00%	0.00%	0.00%
Arch Capital Group Ltd. (ACGL)vs ›	$33.16B	37.16%	37.06%	34.92%	34.17%
Raymond James Financial, Inc. (RJF)vs ›	$30.74B	83.54%	86.80%	89.56%	91.99%
The Hartford Insurance Group, Inc. (HIG)vs ›	$34.13B	43.95%	30.56%	20.88%	17.73%
Citizens Financial Group, Inc. (CFG)vs ›	$27.81B	72.37%	63.66%	68.09%	73.72%
Willis Towers Watson Public Limited Company (WTW)vs ›	$27.37B	42.06%	43.33%	43.29%	42.49%
Cboe Global Markets, Inc. (CBOE)vs ›	$26.93B	52.29%	49.77%	48.59%	45.54%

NAME

MARKET CAP

GROSS MARGIN

TTM

M&T Bank Corporation (MTB)

$32.12B

76.03%

75.53%

67.74%

78.39%

Northern Trust Corporation (NTRS)vs ›

$32.16B

59.78%

54.39%

62.89%

74.55%

Huntington Bancshares Incorporated (HBAN)vs ›

$31.77B

63.73%

59.97%

67.89%

73.60%

iShares Silver Trust (SLV)vs ›

$31.33B

0.00%

Arch Capital Group Ltd. (ACGL)vs ›

$33.16B

37.16%

37.06%

34.92%

34.17%

Raymond James Financial, Inc. (RJF)vs ›

$30.74B

83.54%

86.80%

89.56%

91.99%

The Hartford Insurance Group, Inc. (HIG)vs ›

$34.13B

43.95%

30.56%

20.88%

17.73%

Citizens Financial Group, Inc. (CFG)vs ›

$27.81B

72.37%

63.66%

68.09%

73.72%

Willis Towers Watson Public Limited Company (WTW)vs ›

$27.37B

42.06%

43.33%

43.29%

42.49%

Cboe Global Markets, Inc. (CBOE)vs ›

$26.93B

52.29%

49.77%

48.59%

45.54%

Gross Margin FAQ

What is the gross margin for M&T Bank Corporation (MTB)?

The gross margin for MTB stock is 76.03%.

Is M&T Bank Corporation's gross margin high or low?

The gross margin of 76.03% is in line with its 5-year average of 78.39%, around the middle of its 5-year range (61.67%–99.64%).

What is the TTM average gross margin for M&T Bank Corporation (MTB)?

The TTM average gross margin for MTB stock is 75.53%.

What is the 3Y average gross margin for M&T Bank Corporation (MTB)?

The 3Y average gross margin for MTB stock is 67.74%.

What is the 5Y average gross margin for M&T Bank Corporation (MTB)?

The 5Y average gross margin for MTB stock is 78.39%.

What is the 10Y average gross margin for M&T Bank Corporation (MTB)?

The 10Y average gross margin for MTB stock is 83.19%.

What is the 15Y average gross margin for M&T Bank Corporation (MTB)?

The 15Y average gross margin for MTB stock is 85.16%.

What is the 20Y average gross margin for M&T Bank Corporation (MTB)?

The 20Y average gross margin for MTB stock is 80.34%.

DATE	GROSS MARGIN
2026-06-30	71.79%
2026-03-31	71.35%
2025-12-31	70.51%
2025-09-30	95.03%
2025-06-30	68.99%
2025-03-31	68.62%
2024-12-31	66.51%
2024-09-30	65.23%
2024-06-30	63.80%
2024-03-31	61.67%
2023-12-31	62.32%
2023-09-30	68.26%
2023-06-30	73.88%
2023-03-31	78.27%
2022-12-31	79.05%
2022-09-30	90.71%
2022-06-30	94.43%
2022-03-31	97.68%
2021-12-31	99.37%
2021-09-30	99.64%
2021-06-30	99.12%
2021-03-31	99.31%
2020-12-31	92.16%
2020-09-30	86.33%
2020-06-30	73.67%
2020-03-31	76.14%
2019-12-31	86.46%
2019-09-30	86.08%
2019-06-30	85.63%
2019-03-31	88.52%
2018-12-31	88.28%
2018-09-30	90.51%
2018-06-30	90.22%
2018-03-31	90.29%
2017-12-31	91.42%
2017-09-30	91.42%
2017-06-30	90.33%
2017-03-31	89.90%
2016-12-31	88.32%
2016-09-30	89.17%
2016-06-30	90.22%
2016-03-31	89.25%
2015-12-31	88.67%
2015-09-30	89.98%
2015-06-30	91.47%
2015-03-31	90.11%
2014-12-31	91.11%
2014-09-30	91.41%
2014-06-30	92.03%
2014-03-31	91.41%
2013-12-31	90.73%
2013-09-30	90.39%
2013-06-30	89.72%
2013-03-31	90.41%
2012-12-31	89.15%
2012-09-30	89.28%
2012-06-30	86.84%
2012-03-31	86.97%
2011-12-31	83.89%
2011-09-30	85.38%
2011-06-30	86.19%
2011-03-31	82.43%
2010-12-31	78.72%
2010-09-30	78.92%
2010-06-30	79.48%
2010-03-31	76.05%
2009-12-31	63.61%
2009-09-30	70.88%
2009-06-30	65.99%
2009-03-31	61.76%
2008-12-31	58.28%
2008-09-30	54.75%
2008-06-30	60.42%
2008-03-31	61.16%
2007-12-31	48.94%
2007-09-30	59.92%
2007-06-30	61.57%
2007-03-31	60.13%
2006-12-31	61.65%
2006-09-30	63.38%
2006-06-30	64.36%
2006-03-31	66.20%
2005-12-31	67.41%
2005-09-30	69.48%
2005-06-30	73.10%
2005-03-31	74.76%
2004-12-31	76.99%
2004-09-30	80.58%
2004-06-30	80.22%
2004-03-31	81.04%
2003-12-31	79.96%
2003-09-30	78.95%
2003-06-30	77.57%
2003-03-31	73.15%
2002-12-31	71.60%
2002-09-30	68.95%

DATE

GROSS MARGIN

2026-06-30

71.79%

2026-03-31

71.35%

2025-12-31

70.51%

2025-09-30

95.03%

2025-06-30

68.99%

2025-03-31

68.62%

2024-12-31

66.51%

2024-09-30

65.23%

2024-06-30

63.80%

2024-03-31

61.67%

2023-12-31

62.32%

2023-09-30

68.26%

2023-06-30

73.88%

2023-03-31

78.27%

2022-12-31

79.05%

2022-09-30

90.71%

2022-06-30

94.43%

2022-03-31

97.68%

2021-12-31

99.37%

2021-09-30

99.64%

2021-06-30

99.12%

2021-03-31

99.31%

2020-12-31

92.16%

2020-09-30

86.33%

2020-06-30

73.67%

2020-03-31

76.14%

2019-12-31

86.46%

2019-09-30

86.08%

2019-06-30

85.63%

2019-03-31

88.52%

2018-12-31

88.28%

2018-09-30

90.51%

2018-06-30

90.22%

2018-03-31

90.29%

2017-12-31

91.42%

2017-09-30

91.42%

2017-06-30

90.33%

2017-03-31

89.90%

2016-12-31

88.32%

2016-09-30

89.17%

2016-06-30

90.22%

2016-03-31

89.25%

2015-12-31

88.67%

2015-09-30

89.98%

2015-06-30

91.47%

2015-03-31

90.11%

2014-12-31

91.11%

2014-09-30

91.41%

2014-06-30

92.03%

2014-03-31

91.41%

2013-12-31

90.73%

2013-09-30

90.39%

2013-06-30

89.72%

2013-03-31

90.41%

2012-12-31

89.15%

2012-09-30

89.28%

2012-06-30

86.84%

2012-03-31

86.97%

2011-12-31

83.89%

2011-09-30

85.38%

2011-06-30

86.19%

2011-03-31

82.43%

2010-12-31

78.72%

2010-09-30

78.92%

2010-06-30

79.48%

2010-03-31

76.05%

2009-12-31

63.61%

2009-09-30

70.88%

2009-06-30

65.99%

2009-03-31

61.76%

2008-12-31

58.28%

2008-09-30

54.75%

2008-06-30

60.42%

2008-03-31

61.16%

2007-12-31

48.94%

2007-09-30

59.92%

2007-06-30

61.57%

2007-03-31

60.13%

2006-12-31

61.65%

2006-09-30

63.38%

2006-06-30

64.36%

2006-03-31

66.20%

2005-12-31

67.41%

2005-09-30

69.48%

2005-06-30

73.10%

2005-03-31

74.76%

2004-12-31

76.99%

2004-09-30

80.58%

2004-06-30

80.22%

2004-03-31

81.04%

2003-12-31

79.96%

2003-09-30

78.95%

2003-06-30

77.57%

2003-03-31

73.15%

2002-12-31

71.60%

2002-09-30

68.95%

Gross Margin: 76.03%

MTB Gross Margin

MTB Average Gross Margin Chart

MTB Current vs Average Gross Margin Chart

MTB Gross Margin Metrics

MTB Competitors' Gross Margin

Gross Margin Analysis

Gross Margin Formula & Definition

Gross Margin FAQ

MTB Gross Margin History

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