Which has the lower trailing P/E, CFG or MTB?

MTB has the lower trailing P/E: CFG trades at 16.11 and MTB at 13.36. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, CFG or MTB?

Over the past five years, MTB grew revenue faster — CFG at a 9.71% CAGR versus MTB at 15.23%.

Does CFG or MTB pay a bigger dividend?

CFG yields 2.48% and MTB yields 2.37% based on trailing dividends and the latest price.

Is CFG or MTB more profitable?

MTB runs the higher net margin — CFG at 18.54% versus MTB at 24.40%.

How have CFG and MTB total returns compared?

Over the past 10 years, CFG delivered 16.57% and MTB delivered 11.23% annualized total return. Past performance doesn't predict future results.

Citizens Financial Group, Inc. (CFG) vs M&T Bank Corporation (MTB)

A side-by-side comparison of Citizens Financial Group, Inc. and M&T Bank Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 14, 2026. Differences are shown without an overall score or investment verdict.

CFG

Citizens Financial Group, Inc.

$31.56B

$74.64Financial ServicesDelayed quote: Aug 14, 2026, 12:00 PM EDT

MTB

M&T Bank Corporation

$36.89B

$254.55Financial ServicesDelayed quote: Aug 14, 2026, 11:55 AM EDT

Total return — CFG vs MTB

growth of $100 · dividends reinvested · last 10y

CFG +361.2% (+16.5%/yr)MTB +189.2% (+11.2%/yr)CFG compounded faster over this window

CFG MTB

CFG vs MTB: by the numbers

•MTB is the larger company ($36.89B vs $31.56B market cap).
•MTB trades at the lower trailing earnings multiple (13.36 vs 16.11 P/E), one valuation lens rather than an overall verdict.
•MTB converts more revenue to profit (24.40% vs 18.54% net margin).
•MTB grew revenue faster over the past five years (15.23% vs 9.71% CAGR).
•CFG pays the higher dividend yield (2.48% vs 2.37%).

Metrics side by side

Valuation

Metric	CFG	MTB
P/E ratio	16.11	13.36
Forward P/E	13.98	13.12
P/S ratio	2.76	3.19
P/B ratio	1.21	1.42

Profitability

Metric	CFG	MTB
Gross margin	72.37%	76.03%
Operating margin	23.64%	33.19%
Net margin	18.54%	24.40%
ROE	8.12%	10.85%
ROIC	4.25%	6.75%

Dividends

Metric	CFG	MTB
Dividend yield	2.48%	2.37%
Payout ratio	47.18%	35.09%

Growth (annualized)

Metric	CFG	MTB
Revenue CAGR (5Y)	9.71%	15.23%
EPS CAGR (5Y)	11.93%	11.46%
Total return CAGR (5Y)	15.25%	16.23%

Frequently asked

Which has the lower trailing P/E, CFG or MTB?: MTB has the lower trailing P/E: CFG trades at 16.11 and MTB at 13.36. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CFG or MTB?: Over the past five years, MTB grew revenue faster — CFG at a 9.71% CAGR versus MTB at 15.23%.
Does CFG or MTB pay a bigger dividend?: CFG yields 2.48% and MTB yields 2.37% based on trailing dividends and the latest price.
Is CFG or MTB more profitable?: MTB runs the higher net margin — CFG at 18.54% versus MTB at 24.40%.
How have CFG and MTB total returns compared?: Over the past 10 years, CFG delivered 16.57% and MTB delivered 11.23% annualized total return. Past performance doesn't predict future results.

Go deeper

Full CFG analysis Full MTB analysis Interactive comparison tool

Dig into the metrics

Citizens Financial P/E ratio M&T Bank P/E ratio Citizens Financial dividend yield M&T Bank dividend yield Citizens Financial ROE M&T Bank ROE Citizens Financial operating margin M&T Bank operating margin Citizens Financial revenue growth M&T Bank revenue growth

Citizens Financial & M&T Bank appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest Operating Margin Stocks Highest FCF Yield Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 14, 2026.