Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 24.40% is in line with its 5-year average of 23.15%, around the middle of its 5-year range (10.68%–31.72%).
0.85% above its 12-month average of 24.19%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 24.35%.
NET PROFIT MARGIN
24.40%
NET PROFIT MARGIN AVG TTM
24.19%
NET PROFIT MARGIN AVG 3Y
20.61%
NET PROFIT MARGIN AVG 5Y
23.15%
NET PROFIT MARGIN AVG 10Y
24.62%
NET PROFIT MARGIN AVG 15Y
23.72%
NET PROFIT MARGIN AVG 20Y
22.13%
CURRENT VS TTM AVG
+0.85%
CURRENT VS 3Y AVG
+18.38%
CURRENT VS 5Y AVG
+5.39%
CURRENT VS 10Y AVG
-0.91%
CURRENT VS 15Y AVG
+2.88%
CURRENT VS 20Y AVG
+10.24%
SECTOR MEDIAN · FINANCIAL SERVICES
18.06%
median of 103 covered companies
CURRENT VS SECTOR MEDIAN
+35.11%
vs the sector median at left
M&T Bank Corporation
Market Cap
$32.05B
Net Profit Margin
24.40%
TTM Avg
24.19%
3Y Avg
20.61%
5Y Avg
23.15%
Market Cap
$32.05B
Net Profit Margin
14.76%
TTM Avg
12.47%
3Y Avg
12.83%
5Y Avg
15.72%
Market Cap
$31.66B
Net Profit Margin
16.64%
TTM Avg
16.96%
3Y Avg
20.05%
5Y Avg
19.51%
Market Cap
$31.24B
Net Profit Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$33.12B
Net Profit Margin
24.44%
TTM Avg
23.39%
3Y Avg
23.87%
5Y Avg
22.77%
Market Cap
$30.70B
Net Profit Margin
13.62%
TTM Avg
13.72%
3Y Avg
13.63%
5Y Avg
13.17%
Market Cap
$34.16B
Net Profit Margin
15.03%
TTM Avg
12.68%
3Y Avg
10.99%
5Y Avg
10.58%
Market Cap
$27.65B
Net Profit Margin
18.54%
TTM Avg
14.32%
3Y Avg
16.17%
5Y Avg
18.61%
Market Cap
$27.46B
Net Profit Margin
15.49%
TTM Avg
7.77%
3Y Avg
9.51%
5Y Avg
16.09%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| M&T Bank Corporation (MTB) | $32.05B | 24.40% | 24.19% | 20.61% | 23.15% |
| Northern Trust Corporation (NTRS)vs › | $32.05B | 14.76% | 12.47% | 12.83% | 15.72% |
| Huntington Bancshares Incorporated (HBAN)vs › | $31.66B | 16.64% | 16.96% | 20.05% | 19.51% |
| iShares Silver Trust (SLV)vs › | $31.24B | 0.00% | 0.00% | 0.00% | 0.00% |
| Arch Capital Group Ltd. (ACGL)vs › | $33.12B | 24.44% | 23.39% | 23.87% | 22.77% |
| Raymond James Financial, Inc. (RJF)vs › | $30.70B | 13.62% | 13.72% | 13.63% | 13.17% |
| The Hartford Insurance Group, Inc. (HIG)vs › | $34.16B | 15.03% | 12.68% | 10.99% | 10.58% |
| Citizens Financial Group, Inc. (CFG)vs › | $27.65B | 18.54% | 14.32% | 16.17% | 18.61% |
| Willis Towers Watson Public Limited Company (WTW)vs › | $27.46B | 15.49% | 7.77% | 9.51% | 16.09% |
| Cboe Global Markets, Inc. (CBOE)vs › | $26.74B | 26.73% | 21.00% | 17.03% | 16.15% |
Operating Margin
33.2%
Net Profit Margin
24.4%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 24.35% |
| 2026-03-31 | 20.59% |
| 2025-12-31 | 22.77% |
| 2025-09-30 | 31.52% |
| 2025-06-30 | 21.75% |
| 2025-03-31 | 18.42% |
| 2024-12-31 | 20.38% |
| 2024-09-30 | 21.26% |
| 2024-06-30 | 19.42% |
| 2024-03-31 | 16.09% |
| 2023-12-31 | 14.63% |
| 2023-09-30 | 21.56% |
| 2023-06-30 | 26.12% |
| 2023-03-31 | 24.26% |
| 2022-12-31 | 27.79% |
| 2022-09-30 | 27.58% |
| 2022-06-30 | 10.68% |
| 2022-03-31 | 24.65% |
| 2021-12-31 | 29.79% |
| 2021-09-30 | 31.72% |
| 2021-06-30 | 30.87% |
| 2021-03-31 | 29.37% |
| 2020-12-31 | 29.63% |
| 2020-09-30 | 24.45% |
| 2020-06-30 | 15.86% |
| 2020-03-31 | 16.29% |
| 2019-12-31 | 28.89% |
| 2019-09-30 | 27.32% |
| 2019-06-30 | 27.04% |
| 2019-03-31 | 27.95% |
| 2018-12-31 | 32.11% |
| 2018-09-30 | 32.34% |
| 2018-06-30 | 31.09% |
| 2018-03-31 | 22.88% |
| 2017-12-31 | 20.69% |
| 2017-09-30 | 23.47% |
| 2017-06-30 | 25.55% |
| 2017-03-31 | 24.02% |
| 2016-12-31 | 22.82% |
| 2016-09-30 | 23.96% |
| 2016-06-30 | 23.68% |
| 2016-03-31 | 21.42% |
| 2015-12-31 | 20.02% |
| 2015-09-30 | 23.18% |
| 2015-06-30 | 22.80% |
| 2015-03-31 | 20.51% |
| 2014-12-31 | 22.89% |
| 2014-09-30 | 22.98% |
| 2014-06-30 | 23.80% |
| 2014-03-31 | 19.96% |
| 2013-12-31 | 18.66% |
| 2013-09-30 | 24.06% |
| 2013-06-30 | 27.63% |
| 2013-03-31 | 23.50% |
| 2012-12-31 | 25.31% |
| 2012-09-30 | 24.54% |
| 2012-06-30 | 20.55% |
| 2012-03-31 | 18.85% |
| 2011-12-31 | 13.84% |
| 2011-09-30 | 16.57% |
| 2011-06-30 | 26.97% |
| 2011-03-31 | 20.87% |
| 2010-12-31 | 22.47% |
| 2010-09-30 | 19.36% |
| 2010-06-30 | 19.13% |
| 2010-03-31 | 16.06% |
| 2009-12-31 | 22.29% |
| 2009-09-30 | 12.11% |
| 2009-06-30 | 5.39% |
| 2009-03-31 | 6.73% |
| 2008-12-31 | 9.71% |
| 2008-09-30 | 9.96% |
| 2008-06-30 | 14.72% |
| 2008-03-31 | 16.88% |
| 2007-12-31 | 6.10% |
| 2007-09-30 | 17.38% |
| 2007-06-30 | 18.44% |
| 2007-03-31 | 16.03% |
| 2006-12-31 | 18.92% |
| 2006-09-30 | 18.67% |
| 2006-06-30 | 19.76% |
| 2006-03-31 | 19.70% |
| 2005-12-31 | 20.46% |
| 2005-09-30 | 20.28% |
| 2005-06-30 | 21.35% |
| 2005-03-31 | 21.69% |
| 2004-12-31 | 22.71% |
| 2004-09-30 | 22.52% |
| 2004-06-30 | 23.25% |
| 2004-03-31 | 20.60% |
| 2003-12-31 | 21.28% |
| 2003-09-30 | 19.66% |
| 2003-06-30 | 16.56% |
| 2003-03-31 | 20.50% |
| 2002-12-31 | 21.10% |
| 2002-09-30 | 19.88% |
