Which has the lower trailing P/E, ACGL or CFG?

ACGL has the lower trailing P/E: ACGL trades at 7.61 and CFG at 16.07. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, ACGL or CFG?

Over the past five years, ACGL grew revenue faster — ACGL at a 16.36% CAGR versus CFG at 9.71%.

Does ACGL or CFG pay a bigger dividend?

CFG pays a dividend (3.06% yield), while ACGL is a former payer with no current dividend run rate.

Is ACGL or CFG more profitable?

ACGL runs the higher net margin — ACGL at 24.44% versus CFG at 18.54%.

How have ACGL and CFG total returns compared?

Over the past 10 years, ACGL delivered 15.17% and CFG delivered 16.55% annualized total return. Past performance doesn't predict future results.

Arch Capital Group Ltd. (ACGL) vs Citizens Financial Group, Inc. (CFG)

A side-by-side comparison of Arch Capital Group Ltd. and Citizens Financial Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 13, 2026. Differences are shown without an overall score or investment verdict.

ACGL

Arch Capital Group Ltd.

$34.25B

$98.03Financial ServicesDelayed quote: Aug 13, 2026, 4:00 PM EDT

CFG

Citizens Financial Group, Inc.

$31.34B

$74.12Financial ServicesDelayed quote: Aug 13, 2026, 3:59 PM EDT

Total return — ACGL vs CFG

growth of $100 · dividends reinvested · last 10y

ACGL +312.2% (+15.2%/yr)CFG +359.9% (+16.5%/yr)CFG compounded faster over this window

ACGL CFG

ACGL vs CFG: by the numbers

•ACGL is the larger company ($34.25B vs $31.34B market cap).
•ACGL trades at the lower trailing earnings multiple (7.61 vs 16.07 P/E), one valuation lens rather than an overall verdict.
•ACGL converts more revenue to profit (24.44% vs 18.54% net margin).
•ACGL grew revenue faster over the past five years (16.36% vs 9.71% CAGR).
•CFG pays a dividend (3.06% yield), while ACGL is a former payer with no current dividend run rate.

Metrics side by side

Valuation

Metric	ACGL	CFG
P/E ratio	7.61	16.07
Forward P/E	10.38	13.94
P/S ratio	1.77	2.75
P/B ratio	1.41	1.20

Profitability

Metric	ACGL	CFG
Gross margin	37.16%	72.37%
Operating margin	27.38%	23.64%
Net margin	24.44%	18.54%
ROE	19.53%	8.12%
ROIC	7.12%	4.25%

Dividends

Metric	ACGL	CFG
Dividend yield	N/A	3.06%
Payout ratio	N/A	57.95%

Growth (annualized)

Metric	ACGL	CFG
Revenue CAGR (5Y)	16.36%	9.71%
EPS CAGR (5Y)	28.50%	11.93%
Total return CAGR (5Y)	19.69%	14.92%

Frequently asked

Which has the lower trailing P/E, ACGL or CFG?: ACGL has the lower trailing P/E: ACGL trades at 7.61 and CFG at 16.07. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ACGL or CFG?: Over the past five years, ACGL grew revenue faster — ACGL at a 16.36% CAGR versus CFG at 9.71%.
Does ACGL or CFG pay a bigger dividend?: CFG pays a dividend (3.06% yield), while ACGL is a former payer with no current dividend run rate.
Is ACGL or CFG more profitable?: ACGL runs the higher net margin — ACGL at 24.44% versus CFG at 18.54%.
How have ACGL and CFG total returns compared?: Over the past 10 years, ACGL delivered 15.17% and CFG delivered 16.55% annualized total return. Past performance doesn't predict future results.

Go deeper

Full ACGL analysis Full CFG analysis Interactive comparison tool

Dig into the metrics

Arch Capital P/E ratio Citizens Financial P/E ratio Citizens Financial dividend yield Arch Capital ROE Citizens Financial ROE Arch Capital operating margin Citizens Financial operating margin Arch Capital revenue growth Citizens Financial revenue growth

Arch Capital & Citizens Financial appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest FCF Yield Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 13, 2026.