Sector note: Free-cash-flow and enterprise-value multiples (P/FCF, FCF yield, EV/EBITDA, EV/EBIT) are omitted — they aren't meaningful for banks and insurers, whose deposits and reserves a standard model misreads as debt. Book value (P/B), ROE and net interest margin are the right lenses here.
Dividend status: Former payer. Historical payments exist, but no current dividend run rate is available.
Last Updated: Saturday, August 8, 2026
| Third-Party DCF Estimate (FMP) | N/A |
| Price Gap vs Third-Party Estimate | N/A |
| PE Ratio | 7.70 |
| PE Ratio Avg TTM | 8.48 |
| PE Ratio Avg 3Y | 8.31 |
| Current VS TTM Avg | -9.17% |
| Current VS 3Y Avg | -7.29% |
| Current VS 5Y Avg | -16.82% |
| PS Ratio | 1.79 |
| PS Ratio Avg TTM | 1.80 |
| PS Ratio Avg 3Y | 2.21 |
| Current VS TTM Avg | -0.38% |
| Current VS 3Y Avg | -18.82% |
| Current VS 5Y Avg | -19.05% |
| PB Ratio | 1.43 |
| PB Ratio Avg TTM | 1.48 |
| PB Ratio Avg 3Y | 1.73 |
| Current VS TTM Avg | -3.35% |
| Current VS 3Y Avg | -17.30% |
| Current VS 5Y Avg | -14.18% |
| Debt/Equity Ratio | 0.18 |
| Debt/Equity Ratio Avg TTM | 0.13 |
| Debt/Equity Ratio Avg 3Y | 0.14 |
| Current VS TTM Avg | +39.93% |
| Current VS 3Y Avg | +28.54% |
| Current VS 5Y Avg | +7.28% |
| PEG Ratio | 2.51 |
| PEG Ratio Avg TTM | N/A |
| PEG Ratio Avg 3Y | 1.27 |
| Current VS TTM Avg | N/A |
| Current VS 3Y Avg | +97.64% |
| Current VS 5Y Avg | +180.97% |
| Earnings Yield | 12.99% |
| Earnings Yield Avg TTM | 11.90% |
| Earnings Yield Avg 3Y | 11.86% |
| Current VS TTM Avg | +9.17% |
| Current VS 3Y Avg | +9.55% |
| Current VS 5Y Avg | +21.76% |
| Current Ratio | 0.00 |
| Current Ratio Avg TTM | 0.64 |
| Current Ratio Avg 3Y | 0.40 |
| Current VS TTM Avg | -100.00% |
| Current VS 3Y Avg | -100.00% |
| Current VS 5Y Avg | -100.00% |
| Quick Ratio | 0.00 |
| Quick Ratio Avg TTM | 0.64 |
| Quick Ratio Avg 3Y | 0.40 |
| Current VS TTM Avg | -100.00% |
| Current VS 3Y Avg | -100.00% |
| Current VS 5Y Avg | -100.00% |
| ROIC | 7.12% |
| ROIC Avg 3Y | 10.95% |
| ROIC Avg 5Y | 149.50% |
| Current VS 3Y Avg | -34.96% |
| Current VS 5Y Avg | -95.24% |
| Current VS 10Y Avg | -95.21% |
| ROA | 6.56% |
| ROA Avg TTM | 6.32% |
| ROA Avg 3Y | 5.82% |
| Current VS TTM Avg | +3.80% |
| Current VS 3Y Avg | +12.81% |
| Current VS 5Y Avg | +25.79% |
| ROE | 19.53% |
| ROE Avg TTM | 19.44% |
| ROE Avg 3Y | 18.63% |
| Current VS TTM Avg | +0.46% |
| Current VS 3Y Avg | +4.83% |
| Current VS 5Y Avg | +15.84% |
| Net Profit Margin | 23.64% |
| Net Profit Margin Avg TTM | 24.52% |
| Net Profit Margin Avg 3Y | 24.28% |
| Current VS TTM Avg | -3.62% |
| Current VS 3Y Avg | -2.64% |
| Current VS 5Y Avg | +3.09% |
| -15.90% |
| 2019 | +60.52% |
| 2018 | -11.70% |
| 2017 | +5.22% |
