American International Group, Inc. (AIG) vs The Hartford Financial Services Group, Inc. (HIG)
HIG leads on 11 of 16 compared metrics.
A side-by-side comparison of American International Group, Inc. and The Hartford Financial Services Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
AIG
American International Group, Inc.
$75.74Financial Services
HIG
The Hartford Financial Services Group, Inc.
$129.62Financial Services
Total return — AIG vs HIG
growth of $100 · last 30yAIG -80.6%HIG +389.1%HIG compounded faster
Log scale — wide-divergence pair
AIG HIG
AIG vs HIG: by the numbers
- •AIG is the larger company ($40.16B vs $35.53B market cap).
- •HIG trades at the lower earnings multiple (9.12 vs 13.36 P/E).
- •HIG converts more revenue to profit (14.13% vs 11.86% net margin).
- •HIG grew revenue faster over the past five years (6.85% vs -9.45% CAGR).
- •HIG pays the higher dividend yield (1.79% vs 1.78%).
Which is better, AIG or HIG?
Metric tally: AIG 5 · HIG 11It depends on what you're optimizing for:
ValueHIG(lower P/E)
GrowthHIG(faster 5Y revenue CAGR)
QualityHIG(higher ROIC)
Valuation
| Metric | AIG | HIG |
|---|---|---|
| P/E ratio | 13.36 | 9.12● |
| Forward P/E | 9.39● | 10.02 |
| P/S ratio | 1.54 | 1.27● |
| P/B ratio | 1.02● | 1.94 |
| PEG ratio | 0.25● | 0.36 |
| EV / EBITDA | 6.29● | 7.23 |
| FCF yield | 8.58% | 15.90%● |
Profitability
| Metric | AIG | HIG |
|---|---|---|
| Gross margin | 38.50% | 47.02%● |
| Operating margin | 14.66% | 17.51%● |
| Net margin | 11.86% | 14.13%● |
| ROE | 7.82% | 21.50%● |
| ROIC | 5.29% | 28.21%● |
Dividends
| Metric | AIG | HIG |
|---|---|---|
| Dividend yield | 1.78% | 1.79% |
| Payout ratio | 24.64% | 17.17% |
Growth (annualized)
| Metric | AIG | HIG |
|---|---|---|
| Revenue CAGR (5Y) | -9.45% | 6.85%● |
| EPS CAGR (5Y) | 6.34% | 23.05%● |
| FCF CAGR (5Y) | 40.63%● | 6.65% |
| Total return CAGR (5Y) | 10.25% | 17.08%● |
Frequently asked
- Which is better, AIG or HIG?
- It depends on your goal. value: HIG (lower P/E); growth: HIG (faster 5Y revenue CAGR); quality: HIG (higher ROIC). Across all compared metrics, HIG leads 11 to 5.
- Is AIG or HIG cheaper?
- On trailing earnings, HIG is cheaper: AIG trades at a 13.36 P/E and HIG at 9.12.
- Which has grown faster, AIG or HIG?
- Over the past five years, HIG grew revenue faster — AIG at a -9.45% CAGR versus HIG at 6.85%.
- Does AIG or HIG pay a bigger dividend?
- AIG yields 1.78% and HIG yields 1.79% based on trailing dividends and the latest price.
- Is AIG or HIG more profitable?
- HIG runs the higher net margin — AIG at 11.86% versus HIG at 14.13%.
- Which has been the better investment, AIG or HIG?
- Over the past 10-year, HIG delivered the higher annualized total return — AIG at 5.78% versus HIG at 13.88%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
American International P/E ratioHartford Financial Services P/E ratioAmerican International dividend yieldHartford Financial Services dividend yieldAmerican International ROEHartford Financial Services ROEAmerican International operating marginHartford Financial Services operating marginAmerican International revenue growthHartford Financial Services revenue growthAmerican International free cash flowHartford Financial Services free cash flow
American International & Hartford Financial Services appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.