Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.38% is 18% above its 5-year average of 1.17%, near the high end of its 5-year range (0.95%–1.38%).
As of the fiscal period ended Wednesday, December 31, 2025. 6.98% above its 12-month average of 1.29%.
Annual fiscal-year return on assets; no daily interpolation.
RETURN ON ASSETS (ROA)
1.38%
RETURN ON ASSETS (ROA) AVG TTM
1.29%
RETURN ON ASSETS (ROA) AVG 3Y
1.22%
RETURN ON ASSETS (ROA) AVG 5Y
1.17%
RETURN ON ASSETS (ROA) AVG 10Y
1.22%
RETURN ON ASSETS (ROA) AVG 15Y
1.20%
RETURN ON ASSETS (ROA) AVG 20Y
1.17%
CURRENT VS TTM AVG
+6.98%
CURRENT VS 3Y AVG
+12.88%
CURRENT VS 5Y AVG
+17.61%
CURRENT VS 10Y AVG
+13.37%
CURRENT VS 15Y AVG
+14.70%
CURRENT VS 20Y AVG
+18.09%
SECTOR MEDIAN · FINANCIAL SERVICES
2.99%
median of 96 covered companies
CURRENT VS SECTOR MEDIAN
-53.77%
vs the sector median at left
M&T Bank Corporation
Market Cap
$36.30B
Return on Assets (ROA)
1.38%
TTM Avg
1.29%
3Y Avg
1.22%
5Y Avg
1.17%
Market Cap
$35.46B
Return on Assets (ROA)
0.84%
TTM Avg
0.96%
3Y Avg
1.04%
5Y Avg
0.93%
Market Cap
$34.41B
Return on Assets (ROA)
6.56%
TTM Avg
6.32%
3Y Avg
5.82%
5Y Avg
5.22%
Market Cap
$33.94B
Return on Assets (ROA)
1.25%
TTM Avg
1.15%
3Y Avg
0.97%
5Y Avg
0.90%
Market Cap
$33.92B
Return on Assets (ROA)
2.45%
TTM Avg
2.46%
3Y Avg
2.25%
5Y Avg
2.16%
Market Cap
$39.28B
Return on Assets (ROA)
4.96%
TTM Avg
4.15%
3Y Avg
3.59%
5Y Avg
3.30%
Market Cap
$40.52B
Return on Assets (ROA)
-3.73%
TTM Avg
7.84%
3Y Avg
3.35%
5Y Avg
5.99%
Market Cap
$32.02B
Return on Assets (ROA)
5.12%
TTM Avg
2.55%
3Y Avg
2.98%
5Y Avg
4.42%
Market Cap
$40.94B
Return on Assets (ROA)
24.24%
TTM Avg
20.73%
3Y Avg
19.92%
5Y Avg
17.86%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| M&T Bank Corporation (MTB) | $36.30B | 1.38% | 1.29% | 1.22% | 1.17% |
| Huntington Bancshares Incorporated (HBAN)vs › | $35.46B | 0.84% | 0.96% | 1.04% | 0.93% |
| Arch Capital Group Ltd. (ACGL)vs › | $34.41B | 6.56% | 6.32% | 5.82% | 5.22% |
| Northern Trust Corporation (NTRS)vs › | $33.94B | 1.25% | 1.15% | 0.97% | 0.90% |
| Raymond James Financial, Inc. (RJF)vs › | $33.92B | 2.45% | 2.46% | 2.25% | 2.16% |
| The Hartford Insurance Group, Inc. (HIG)vs › | $39.28B | 4.96% | 4.15% | 3.59% | 3.30% |
| Coinbase Global, Inc. (COIN)vs › | $40.52B | -3.73% | 7.84% | 3.35% | 5.99% |
| Willis Towers Watson Public Limited Company (WTW)vs › | $32.02B | 5.12% | 2.55% | 2.98% | 4.42% |
| MSCI Inc. (MSCI)vs › | $40.94B | 24.24% | 20.73% | 19.92% | 17.86% |
| American International Group, Inc. (AIG)vs › | $41.77B | 1.92% | 0.52% | 0.92% | 0.74% |
ROA
1.4%
ROE
10.8%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 1.34% |
| 2024-12-31 | 1.24% |
| 2023-12-31 | 1.32% |
| 2022-12-31 | 0.99% |
| 2021-12-31 | 1.20% |
| 2020-12-31 | 0.95% |
| 2019-12-31 | 1.61% |
| 2018-12-31 | 1.60% |
| 2017-12-31 | 1.19% |
| 2016-12-31 | 1.07% |
| 2015-12-31 | 0.88% |
| 2014-12-31 | 1.10% |
| 2013-12-31 | 1.34% |
| 2012-12-31 | 1.24% |
| 2011-12-31 | 1.10% |
| 2010-12-31 | 1.08% |
| 2009-12-31 | 0.55% |
| 2008-12-31 | 0.84% |
| 2007-12-31 | 1.01% |
| 2006-12-31 | 1.47% |
| 2005-12-31 | 1.42% |
| 2004-12-31 | 1.36% |
| 2003-12-31 | 1.15% |
| 2002-12-31 | 1.46% |
| 2001-12-31 | 1.20% |
| 2000-12-31 | 0.99% |
| 1999-12-31 | 1.19% |
| 1998-12-31 | 1.01% |
| 1997-12-31 | 1.26% |
| 1996-12-31 | 1.17% |
