Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 6.56% is 26% above its 5-year average of 5.22%, near the high end of its 5-year range (3.08%–7.54%).
As of the fiscal period ended Wednesday, December 31, 2025. 3.80% above its 12-month average of 6.32%.
Annual fiscal-year return on assets; no daily interpolation.
RETURN ON ASSETS (ROA)
6.56%
RETURN ON ASSETS (ROA) AVG TTM
6.32%
RETURN ON ASSETS (ROA) AVG 3Y
5.82%
RETURN ON ASSETS (ROA) AVG 5Y
5.22%
RETURN ON ASSETS (ROA) AVG 10Y
4.05%
RETURN ON ASSETS (ROA) AVG 15Y
3.95%
RETURN ON ASSETS (ROA) AVG 20Y
3.98%
CURRENT VS TTM AVG
+3.80%
CURRENT VS 3Y AVG
+12.81%
CURRENT VS 5Y AVG
+25.79%
CURRENT VS 10Y AVG
+61.90%
CURRENT VS 15Y AVG
+66.05%
CURRENT VS 20Y AVG
+64.78%
SECTOR MEDIAN · FINANCIAL SERVICES
2.99%
median of 96 covered companies
CURRENT VS SECTOR MEDIAN
+119.77%
vs the sector median at left
Arch Capital Group Ltd.
Market Cap
$34.41B
Return on Assets (ROA)
6.56%
TTM Avg
6.32%
3Y Avg
5.82%
5Y Avg
5.22%
Market Cap
$33.94B
Return on Assets (ROA)
1.25%
TTM Avg
1.15%
3Y Avg
0.97%
5Y Avg
0.90%
Market Cap
$33.92B
Return on Assets (ROA)
2.45%
TTM Avg
2.46%
3Y Avg
2.25%
5Y Avg
2.16%
Market Cap
$35.46B
Return on Assets (ROA)
0.84%
TTM Avg
0.96%
3Y Avg
1.04%
5Y Avg
0.93%
Market Cap
$36.30B
Return on Assets (ROA)
1.38%
TTM Avg
1.29%
3Y Avg
1.22%
5Y Avg
1.17%
Market Cap
$32.02B
Return on Assets (ROA)
5.12%
TTM Avg
2.55%
3Y Avg
2.98%
5Y Avg
4.42%
Market Cap
$30.73B
Return on Assets (ROA)
0.91%
TTM Avg
0.75%
3Y Avg
0.78%
5Y Avg
0.82%
Market Cap
$29.99B
Return on Assets (ROA)
12.75%
TTM Avg
10.82%
3Y Avg
8.79%
5Y Avg
8.35%
Market Cap
$39.28B
Return on Assets (ROA)
4.96%
TTM Avg
4.15%
3Y Avg
3.59%
5Y Avg
3.30%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Arch Capital Group Ltd. (ACGL) | $34.41B | 6.56% | 6.32% | 5.82% | 5.22% |
| Northern Trust Corporation (NTRS)vs › | $33.94B | 1.25% | 1.15% | 0.97% | 0.90% |
| Raymond James Financial, Inc. (RJF)vs › | $33.92B | 2.45% | 2.46% | 2.25% | 2.16% |
| Huntington Bancshares Incorporated (HBAN)vs › | $35.46B | 0.84% | 0.96% | 1.04% | 0.93% |
| M&T Bank Corporation (MTB)vs › | $36.30B | 1.38% | 1.29% | 1.22% | 1.17% |
| Willis Towers Watson Public Limited Company (WTW)vs › | $32.02B | 5.12% | 2.55% | 2.98% | 4.42% |
| Citizens Financial Group, Inc. (CFG)vs › | $30.73B | 0.91% | 0.75% | 0.78% | 0.82% |
| Cboe Global Markets, Inc. (CBOE)vs › | $29.99B | 12.75% | 10.82% | 8.79% | 8.35% |
| The Hartford Insurance Group, Inc. (HIG)vs › | $39.28B | 4.96% | 4.15% | 3.59% | 3.30% |
| Coinbase Global, Inc. (COIN)vs › | $40.52B | -3.73% | 7.84% | 3.35% | 5.99% |
ROA
6.6%
ROE
19.5%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 6.56% |
| 2024-12-31 | 6.08% |
| 2023-12-31 | 7.54% |
| 2022-12-31 | 3.08% |
| 2021-12-31 | 4.78% |
| 2020-12-31 | 3.25% |
| 2019-12-31 | 4.32% |
| 2018-12-31 | 2.35% |
| 2017-12-31 | 1.93% |
| 2016-12-31 | 2.36% |
| 2015-12-31 | 2.32% |
| 2014-12-31 | 3.79% |
| 2013-12-31 | 3.63% |
| 2012-12-31 | 3.33% |
| 2011-12-31 | 2.55% |
| 2010-12-31 | 5.34% |
| 2009-12-31 | 5.70% |
| 2008-12-31 | 1.99% |
| 2007-12-31 | 5.49% |
| 2006-12-31 | 4.98% |
| 2005-12-31 | 2.23% |
| 2004-12-31 | 3.86% |
| 2003-12-31 | 5.02% |
| 2002-12-31 | 1.97% |
| 2001-12-31 | 1.68% |
| 2000-12-31 | -2.71% |
| 1999-12-31 | -3.75% |
| 1998-12-31 | 0.41% |
| 1997-12-31 | 0.35% |
| 1996-12-31 | 0.95% |
