Return on Assets (ROA): 0.87%
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 0.87% is in line with its 5-year average of 0.82%, around the middle of its 5-year range (0.58%–1.23%).
As of Monday, June 29, 2026. 16.00% above its 12-month average of 0.75%.
CFG Return on Assets (ROA) Chart
Annual fiscal-year return on assets; no daily interpolation.
CFG Average Return on Assets (ROA) Chart
CFG Current vs Average Return on Assets (ROA) Chart
CFG Return on Assets (ROA) Metrics
RETURN ON ASSETS (ROA)
0.87%
RETURN ON ASSETS (ROA) AVG TTM
0.75%
RETURN ON ASSETS (ROA) AVG 3Y
0.78%
RETURN ON ASSETS (ROA) AVG 5Y
0.82%
RETURN ON ASSETS (ROA) AVG 10Y
0.86%
RETURN ON ASSETS (ROA) AVG 15Y
0.82%
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
+16.00%
CURRENT VS 3Y AVG
+11.18%
CURRENT VS 5Y AVG
+5.67%
CURRENT VS 10Y AVG
+0.95%
CURRENT VS 15Y AVG
+6.30%
CURRENT VS 20Y AVG
N/A
CFG Competitors' Return on Assets (ROA)
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Citizens Financial Group, Inc. (CFG) | $29.77B | 0.87% | 0.75% | 0.78% | 0.82% |
| Raymond James Financial, Inc. (RJF)vs › | $29.22B | 2.34% | 2.46% | 2.25% | 2.16% |
| Sunbelt Rentals Holdings Inc (SUNB)vs › | $30.61B | 5.95% | 6.46% | 7.23% | 7.42% |
| Cincinnati Financial Corporation (CINF)vs › | $28.47B | 6.69% | 6.06% | 4.03% | 5.00% |
| Northern Trust Corporation (NTRS)vs › | $32.17B | 1.07% | 1.15% | 0.97% | 0.90% |
| W. R. Berkley Corporation (WRB)vs › | $26.53B | 4.24% | 4.19% | 4.04% | 3.54% |
| Synchrony Financial (SYF)vs › | $26.46B | 2.96% | 2.96% | 2.68% | 2.76% |
| Regions Financial Corporation (RF)vs › | $25.65B | 1.38% | 1.27% | 1.34% | 1.28% |
| Arch Capital Group Ltd. (ACGL)vs › | $34.08B | 5.98% | 6.32% | 5.82% | 5.22% |
| Cboe Global Markets, Inc. (CBOE)vs › | $25.35B | 11.16% | 10.82% | 8.79% | 8.35% |
Asset Efficiency
ROA
0.9%
ROE
7.5%
Return on Assets (ROA) Formula & Definition
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Return on Assets (ROA) FAQ
- What is the return on assets (ROA) for Citizens Financial Group, Inc. (CFG)?
- The return on assets (ROA) for CFG stock is 0.87%.
- Is Citizens Financial Group, Inc.'s return on assets (ROA) high or low?
- The return on assets (ROA) of 0.87% is in line with its 5-year average of 0.82%, around the middle of its 5-year range (0.58%–1.23%).
- What is the TTM average return on assets (ROA) for Citizens Financial Group, Inc. (CFG)?
- The TTM average return on assets (ROA) for CFG stock is 0.75%.
- What is the 3Y average return on assets (ROA) for Citizens Financial Group, Inc. (CFG)?
- The 3Y average return on assets (ROA) for CFG stock is 0.78%.
- What is the 5Y average return on assets (ROA) for Citizens Financial Group, Inc. (CFG)?
- The 5Y average return on assets (ROA) for CFG stock is 0.82%.
- What is the 10Y average return on assets (ROA) for Citizens Financial Group, Inc. (CFG)?
- The 10Y average return on assets (ROA) for CFG stock is 0.86%.
- What is the 15Y average return on assets (ROA) for Citizens Financial Group, Inc. (CFG)?
- The 15Y average return on assets (ROA) for CFG stock is 0.82%.
CFG Return on Assets (ROA) History
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.81% |
| 2024-12-31 | 0.69% |
| 2023-12-31 | 0.72% |
| 2022-12-31 | 0.91% |
| 2021-12-31 | 1.23% |
| 2020-12-31 | 0.58% |
| 2019-12-31 | 1.08% |
| 2018-12-31 | 1.07% |
| 2017-12-31 | 1.08% |
| 2016-12-31 | 0.70% |
| 2015-12-31 | 0.61% |
| 2014-12-31 | 0.65% |
| 2013-12-31 | -2.80% |
| 2012-12-31 | 0.51% |
| 2011-12-31 | 0.00% |
Related Metrics
About Citizens Financial Group, Inc.
Citizens Financial Group, Inc. (CFG) functions as the holding company for Citizens Bank, National Association, a major financial institution offering a comprehensive suite of retail and commercial banking solutions across the United States. It serves a broad spectrum of clients, from individual consumers and small enterprises to large corporations and various institutions. Its business is segmented into two primary divisions: Consumer Banking and Commercial Banking. The Consumer Banking division delivers a robust array of products, encompassing deposit accounts, mortgage and home equity lending, credit cards, and business loans for smaller entities. It also provides wealth management, investment services, and specialized financing for areas like auto, education, and point-of-sale purchases, alongside digital deposit solutions. Clients engage with this segment through contact centers and its advanced online and mobile banking platforms. Conversely, the Commercial Banking segment provides sophisticated financial solutions designed for corporate and institutional clients. These include a wide range of lending and leasing products, treasury and deposit management services, foreign exchange, and risk mitigation tools for interest rates and commodities. Additionally, it offers syndicated loans, corporate finance advice, merger and acquisition (M&A) assistance, and capital markets services for debt and equity. Its client roster spans numerous industries, such as government, non-profit, healthcare, technology, professional services, energy (oil and gas), asset and franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance. The company boasts a substantial physical presence, operating approximately 1,200 branches across 14 states and the District of Columbia. Complementing these are 114 non-branch retail and commercial offices in key national markets and a network of roughly 3,300 automated teller machines. Founded in 1828, Citizens Financial Group, Inc. is headquartered in Providence, Rhode Island. It adopted its current name in April 2014, having previously operated as RBS Citizens Financial Group, Inc.
- Sector
- Financial Services
- Industry
- Banks - Regional
- CEO
- Bruce Winfield Van Saun