Citizens Financial Group, Inc. (CFG) vs Regions Financial Corporation (RF)

A side-by-side comparison of Citizens Financial Group, Inc. and Regions Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 13, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnCFG vs RF

growth of $100 · dividends reinvested · last 10y
CFG +359.9% (+16.5%/yr)RF +384.5% (+17.1%/yr)RF compounded faster over this window
100200300400500Start $10020182020202220242026$460$484
CFG RF

CFG vs RF: by the numbers

  • CFG is the larger company ($31.55B vs $27.16B market cap).
  • RF trades at the lower trailing earnings multiple (12.90 vs 16.07 P/E), one valuation lens rather than an overall verdict.
  • RF converts more revenue to profit (23.33% vs 18.54% net margin).
  • CFG grew revenue faster over the past five years (9.71% vs 7.34% CAGR).
  • RF pays the higher dividend yield (3.35% vs 3.06%).

Metrics side by side

Valuation

MetricCFGRF
P/E ratio16.0712.90
Forward P/E13.9412.02
P/S ratio2.752.83
P/B ratio1.201.44

Profitability

MetricCFGRF
Gross margin72.37%76.85%
Operating margin23.64%29.77%
Net margin18.54%23.33%
ROE8.12%11.85%
ROIC4.25%13.79%

Dividends

MetricCFGRF
Dividend yield3.06%3.35%
Payout ratio57.95%45.89%

Growth (annualized)

MetricCFGRF
Revenue CAGR (5Y)9.71%7.34%
EPS CAGR (5Y)11.93%17.53%
Total return CAGR (5Y)14.92%13.29%

Frequently asked

Which has the lower trailing P/E, CFG or RF?
RF has the lower trailing P/E: CFG trades at 16.07 and RF at 12.90. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CFG or RF?
Over the past five years, CFG grew revenue faster — CFG at a 9.71% CAGR versus RF at 7.34%.
Does CFG or RF pay a bigger dividend?
CFG yields 3.06% and RF yields 3.35% based on trailing dividends and the latest price.
Is CFG or RF more profitable?
RF runs the higher net margin — CFG at 18.54% versus RF at 23.33%.
How have CFG and RF total returns compared?
Over the past 10 years, CFG delivered 16.55% and RF delivered 17.27% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 13, 2026.