Citizens Financial Group, Inc. (CFG) vs Regions Financial Corporation (RF)

A side-by-side comparison of Citizens Financial Group, Inc. and Regions Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CFG vs RF

growth of $100 · dividends reinvested · last 10y
CFG +316.7% (+15.3%/yr)RF +342.1% (+16.0%/yr)RF compounded faster over this window
100200300400Start $10020182020202220242026$417$442
CFG RF

CFG vs RF: by the numbers

  • •CFG is the larger company ($27.41B vs $23.35B market cap).
  • •RF trades at the lower trailing earnings multiple (11.17 vs 14.09 P/E), one valuation lens rather than an overall verdict.
  • •RF converts more revenue to profit (23.33% vs 18.54% net margin).
  • •CFG grew revenue faster over the past five years (9.71% vs 7.34% CAGR).
  • •RF pays the higher dividend yield (3.63% vs 2.61%).

Metrics side by side

Valuation

MetricCFGRF
P/E ratio14.0911.17
Forward P/E12.2210.36
P/S ratio2.392.44
P/B ratio1.051.24

Profitability

MetricCFGRF
Gross margin72.37%76.85%
Operating margin23.64%29.77%
Net margin18.54%23.33%
ROE8.12%11.85%

Dividends

MetricCFGRF
Dividend yield2.61%3.63%
Payout ratio40.00%44.69%

Growth (annualized)

MetricCFGRF
Revenue CAGR (5Y)9.71%7.34%
EPS CAGR (5Y)11.93%17.53%
Total return CAGR (5Y)15.10%13.70%

Frequently asked

Which has the lower trailing P/E, CFG or RF?
RF has the lower trailing P/E: CFG trades at 14.09 and RF at 11.17. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CFG or RF?
Over the past five years, CFG grew revenue faster — CFG at a 9.71% CAGR versus RF at 7.34%.
Does CFG or RF pay a bigger dividend?
CFG yields 2.61% and RF yields 3.63% based on trailing dividends and the latest price.
Is CFG or RF more profitable?
RF runs the higher net margin — CFG at 18.54% versus RF at 23.33%.
How have CFG and RF total returns compared?
Over the past 10 years, CFG delivered 15.24% and RF delivered 16.01% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.