Citizens Financial Group, Inc. (CFG) vs Regions Financial Corporation (RF)

RF leads on 9 of 13 compared metrics.

A side-by-side comparison of Citizens Financial Group, Inc. and Regions Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 29, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Compare

Total return — CFG vs RF

growth of $100 · last 12y
CFG +205.0%RF +195.3%CFG compounded faster
50100150200250300Start $100201620182020202220242026$305$295
CFG RF

CFG vs RF: by the numbers

  • CFG is the larger company ($29.77B vs $25.65B market cap).
  • RF trades at the lower earnings multiple (12.53 vs 16.68 P/E).
  • RF converts more revenue to profit (23.13% vs 17.51% net margin).
  • CFG grew revenue faster over the past five years (8.62% vs 7.48% CAGR).
  • RF pays the higher dividend yield (3.53% vs 2.61%).

Which is better, CFG or RF?

Metric tally: CFG 4 · RF 9

It depends on what you're optimizing for:

ValueRF(lower P/E)
GrowthCFG(faster 5Y revenue CAGR)
IncomeRF(higher dividend yield)
QualityRF(higher ROIC)

Metrics side by side

Valuation

MetricCFGRF
P/E ratio16.6812.53
Forward P/E13.5611.48
P/S ratio2.682.71
P/B ratio1.161.39
PEG ratio0.530.62

Profitability

MetricCFGRF
Gross margin71.13%75.81%
Operating margin22.26%29.48%
Net margin17.51%23.13%
ROE7.55%11.85%
ROIC4.25%13.79%

Dividends

MetricCFGRF
Dividend yield2.61%3.53%
Payout ratio47.18%45.89%

Growth (annualized)

MetricCFGRF
Revenue CAGR (5Y)8.62%7.48%
EPS CAGR (5Y)11.93%17.53%
Total return CAGR (5Y)12.87%12.36%

Frequently asked

Which is better, CFG or RF?
It depends on your goal. value: RF (lower P/E); growth: CFG (faster 5Y revenue CAGR); income: RF (higher dividend yield); quality: RF (higher ROIC). Across all compared metrics, RF leads 9 to 4.
Is CFG or RF cheaper?
On trailing earnings, RF is cheaper: CFG trades at a 16.68 P/E and RF at 12.53.
Which has grown faster, CFG or RF?
Over the past five years, CFG grew revenue faster — CFG at a 8.62% CAGR versus RF at 7.48%.
Does CFG or RF pay a bigger dividend?
CFG yields 2.61% and RF yields 3.53% based on trailing dividends and the latest price.
Is CFG or RF more profitable?
RF runs the higher net margin — CFG at 17.51% versus RF at 23.13%.
Which has been the better investment, CFG or RF?
Over the past 10-year, CFG delivered the higher annualized total return — CFG at 17.76% versus RF at 17.60%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 29, 2026.