Citizens Financial Group, Inc. (CFG) vs Regions Financial Corporation (RF)
RF leads on 9 of 13 compared metrics.
A side-by-side comparison of Citizens Financial Group, Inc. and Regions Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 29, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
CFG
Citizens Financial Group, Inc.
$70.40Financial Services
RF
Regions Financial Corporation
$30.06Financial Services
Total return — CFG vs RF
growth of $100 · last 12yCFG +205.0%RF +195.3%CFG compounded faster
CFG RF
CFG vs RF: by the numbers
- •CFG is the larger company ($29.77B vs $25.65B market cap).
- •RF trades at the lower earnings multiple (12.53 vs 16.68 P/E).
- •RF converts more revenue to profit (23.13% vs 17.51% net margin).
- •CFG grew revenue faster over the past five years (8.62% vs 7.48% CAGR).
- •RF pays the higher dividend yield (3.53% vs 2.61%).
Which is better, CFG or RF?
Metric tally: CFG 4 · RF 9It depends on what you're optimizing for:
ValueRF(lower P/E)
GrowthCFG(faster 5Y revenue CAGR)
IncomeRF(higher dividend yield)
QualityRF(higher ROIC)
Metrics side by side
Valuation
| Metric | CFG | RF |
|---|---|---|
| P/E ratio | 16.68 | 12.53● |
| Forward P/E | 13.56 | 11.48● |
| P/S ratio | 2.68 | 2.71 |
| P/B ratio | 1.16● | 1.39 |
| PEG ratio | 0.53● | 0.62 |
Profitability
| Metric | CFG | RF |
|---|---|---|
| Gross margin | 71.13% | 75.81%● |
| Operating margin | 22.26% | 29.48%● |
| Net margin | 17.51% | 23.13%● |
| ROE | 7.55% | 11.85%● |
| ROIC | 4.25% | 13.79%● |
Dividends
| Metric | CFG | RF |
|---|---|---|
| Dividend yield | 2.61% | 3.53%● |
| Payout ratio | 47.18% | 45.89% |
Growth (annualized)
| Metric | CFG | RF |
|---|---|---|
| Revenue CAGR (5Y) | 8.62%● | 7.48% |
| EPS CAGR (5Y) | 11.93% | 17.53%● |
| Total return CAGR (5Y) | 12.87%● | 12.36% |
Frequently asked
- Which is better, CFG or RF?
- It depends on your goal. value: RF (lower P/E); growth: CFG (faster 5Y revenue CAGR); income: RF (higher dividend yield); quality: RF (higher ROIC). Across all compared metrics, RF leads 9 to 4.
- Is CFG or RF cheaper?
- On trailing earnings, RF is cheaper: CFG trades at a 16.68 P/E and RF at 12.53.
- Which has grown faster, CFG or RF?
- Over the past five years, CFG grew revenue faster — CFG at a 8.62% CAGR versus RF at 7.48%.
- Does CFG or RF pay a bigger dividend?
- CFG yields 2.61% and RF yields 3.53% based on trailing dividends and the latest price.
- Is CFG or RF more profitable?
- RF runs the higher net margin — CFG at 17.51% versus RF at 23.13%.
- Which has been the better investment, CFG or RF?
- Over the past 10-year, CFG delivered the higher annualized total return — CFG at 17.76% versus RF at 17.60%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Citizens Financial P/E ratioRegions Financial P/E ratioCitizens Financial dividend yieldRegions Financial dividend yieldCitizens Financial ROERegions Financial ROECitizens Financial operating marginRegions Financial operating marginCitizens Financial revenue growthRegions Financial revenue growthCitizens Financial free cash flowRegions Financial free cash flow
Citizens Financial & Regions Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 29, 2026.