Citizens Financial Group, Inc. (CFG) vs Regions Financial Corporation (RF)
A side-by-side comparison of Citizens Financial Group, Inc. and Regions Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 13, 2026. Differences are shown without an overall score or investment verdict.
CFG
Citizens Financial Group, Inc.
$74.60Financial ServicesDelayed quote: Aug 13, 2026, 10:25 AM EDT
RF
Regions Financial Corporation
$31.83Financial ServicesDelayed quote: Aug 13, 2026, 10:25 AM EDT
Total return — CFG vs RF
growth of $100 · dividends reinvested · last 10yCFG +359.9% (+16.5%/yr)RF +384.5% (+17.1%/yr)RF compounded faster over this window
CFG RF
CFG vs RF: by the numbers
- •CFG is the larger company ($31.55B vs $27.16B market cap).
- •RF trades at the lower trailing earnings multiple (12.90 vs 16.07 P/E), one valuation lens rather than an overall verdict.
- •RF converts more revenue to profit (23.33% vs 18.54% net margin).
- •CFG grew revenue faster over the past five years (9.71% vs 7.34% CAGR).
- •RF pays the higher dividend yield (3.35% vs 3.06%).
Metrics side by side
Valuation
| Metric | CFG | RF |
|---|---|---|
| P/E ratio | 16.07 | 12.90 |
| Forward P/E | 13.94 | 12.02 |
| P/S ratio | 2.75 | 2.83 |
| P/B ratio | 1.20 | 1.44 |
Profitability
| Metric | CFG | RF |
|---|---|---|
| Gross margin | 72.37% | 76.85% |
| Operating margin | 23.64% | 29.77% |
| Net margin | 18.54% | 23.33% |
| ROE | 8.12% | 11.85% |
| ROIC | 4.25% | 13.79% |
Dividends
| Metric | CFG | RF |
|---|---|---|
| Dividend yield | 3.06% | 3.35% |
| Payout ratio | 57.95% | 45.89% |
Growth (annualized)
| Metric | CFG | RF |
|---|---|---|
| Revenue CAGR (5Y) | 9.71% | 7.34% |
| EPS CAGR (5Y) | 11.93% | 17.53% |
| Total return CAGR (5Y) | 14.92% | 13.29% |
Frequently asked
- Which has the lower trailing P/E, CFG or RF?
- RF has the lower trailing P/E: CFG trades at 16.07 and RF at 12.90. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CFG or RF?
- Over the past five years, CFG grew revenue faster — CFG at a 9.71% CAGR versus RF at 7.34%.
- Does CFG or RF pay a bigger dividend?
- CFG yields 3.06% and RF yields 3.35% based on trailing dividends and the latest price.
- Is CFG or RF more profitable?
- RF runs the higher net margin — CFG at 18.54% versus RF at 23.33%.
- How have CFG and RF total returns compared?
- Over the past 10 years, CFG delivered 16.55% and RF delivered 17.27% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Citizens Financial P/E ratioRegions Financial P/E ratioCitizens Financial dividend yieldRegions Financial dividend yieldCitizens Financial ROERegions Financial ROECitizens Financial operating marginRegions Financial operating marginCitizens Financial revenue growthRegions Financial revenue growth
Citizens Financial & Regions Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 13, 2026.