Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.25% is 38% above its 5-year average of 0.90%, near the high end of its 5-year range (0.71%–1.31%).
As of the fiscal period ended Wednesday, December 31, 2025. 9.17% above its 12-month average of 1.15%.
Annual fiscal-year return on assets; no daily interpolation.
RETURN ON ASSETS (ROA)
1.25%
RETURN ON ASSETS (ROA) AVG TTM
1.15%
RETURN ON ASSETS (ROA) AVG 3Y
0.97%
RETURN ON ASSETS (ROA) AVG 5Y
0.90%
RETURN ON ASSETS (ROA) AVG 10Y
0.93%
RETURN ON ASSETS (ROA) AVG 15Y
0.81%
RETURN ON ASSETS (ROA) AVG 20Y
0.91%
CURRENT VS TTM AVG
+9.17%
CURRENT VS 3Y AVG
+28.87%
CURRENT VS 5Y AVG
+38.12%
CURRENT VS 10Y AVG
+34.41%
CURRENT VS 15Y AVG
+54.87%
CURRENT VS 20Y AVG
+37.58%
SECTOR MEDIAN · FINANCIAL SERVICES
2.99%
median of 96 covered companies
CURRENT VS SECTOR MEDIAN
-58.12%
vs the sector median at left
Northern Trust Corporation
Market Cap
$34.29B
Return on Assets (ROA)
1.25%
TTM Avg
1.15%
3Y Avg
0.97%
5Y Avg
0.90%
Market Cap
$34.43B
Return on Assets (ROA)
2.45%
TTM Avg
2.46%
3Y Avg
2.25%
5Y Avg
2.16%
Market Cap
$34.14B
Return on Assets (ROA)
6.56%
TTM Avg
6.32%
3Y Avg
5.82%
5Y Avg
5.22%
Market Cap
$35.24B
Return on Assets (ROA)
0.84%
TTM Avg
0.96%
3Y Avg
1.04%
5Y Avg
0.93%
Market Cap
$36.25B
Return on Assets (ROA)
1.38%
TTM Avg
1.29%
3Y Avg
1.22%
5Y Avg
1.17%
Market Cap
$31.98B
Return on Assets (ROA)
5.12%
TTM Avg
2.55%
3Y Avg
2.98%
5Y Avg
4.42%
Market Cap
$30.62B
Return on Assets (ROA)
0.91%
TTM Avg
0.75%
3Y Avg
0.78%
5Y Avg
0.82%
Market Cap
$30.51B
Return on Assets (ROA)
12.75%
TTM Avg
10.82%
3Y Avg
8.79%
5Y Avg
8.35%
Market Cap
$38.98B
Return on Assets (ROA)
4.96%
TTM Avg
4.15%
3Y Avg
3.59%
5Y Avg
3.30%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Northern Trust Corporation (NTRS) | $34.29B | 1.25% | 1.15% | 0.97% | 0.90% |
| Raymond James Financial, Inc. (RJF)vs › | $34.43B | 2.45% | 2.46% | 2.25% | 2.16% |
| Arch Capital Group Ltd. (ACGL)vs › | $34.14B | 6.56% | 6.32% | 5.82% | 5.22% |
| Huntington Bancshares Incorporated (HBAN)vs › | $35.24B | 0.84% | 0.96% | 1.04% | 0.93% |
| M&T Bank Corporation (MTB)vs › | $36.25B | 1.38% | 1.29% | 1.22% | 1.17% |
| Willis Towers Watson Public Limited Company (WTW)vs › | $31.98B | 5.12% | 2.55% | 2.98% | 4.42% |
| Citizens Financial Group, Inc. (CFG)vs › | $30.62B | 0.91% | 0.75% | 0.78% | 0.82% |
| Cboe Global Markets, Inc. (CBOE)vs › | $30.51B | 12.75% | 10.82% | 8.79% | 8.35% |
| The Hartford Insurance Group, Inc. (HIG)vs › | $38.98B | 4.96% | 4.15% | 3.59% | 3.30% |
| Coinbase Global, Inc. (COIN)vs › | $39.56B | -3.73% | 7.84% | 3.35% | 5.99% |
ROA
1.3%
ROE
16.7%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.98% |
| 2024-12-31 | 1.31% |
| 2023-12-31 | 0.73% |
| 2022-12-31 | 0.86% |
| 2021-12-31 | 0.84% |
| 2020-12-31 | 0.71% |
| 2019-12-31 | 1.09% |
| 2018-12-31 | 1.18% |
| 2017-12-31 | 0.87% |
| 2016-12-31 | 0.83% |
| 2015-12-31 | 0.83% |
| 2014-12-31 | 0.74% |
| 2013-12-31 | 0.71% |
| 2012-12-31 | 0.71% |
| 2011-12-31 | 0.60% |
| 2010-12-31 | 0.80% |
| 2009-12-31 | 1.05% |
| 2008-12-31 | 0.97% |
| 2007-12-31 | 1.08% |
| 2006-12-31 | 1.10% |
| 2005-12-31 | 1.09% |
| 2004-12-31 | 1.12% |
| 2003-12-31 | 0.98% |
| 2002-12-31 | 1.13% |
| 2001-12-31 | 1.23% |
| 2000-12-31 | 1.35% |
| 1999-12-31 | 1.41% |
| 1998-12-31 | 1.27% |
| 1997-12-31 | 1.22% |
| 1996-12-31 | 1.20% |
