Mastercard Incorporated (MA) Return on Assets (ROA): 29.69%
Is Mastercard Incorporated’s return on assets (ROA) high or low?
Mastercard Incorporated's return on assets (ROA) of 29.69% is 20% above its 5-year average of 24.76%, near the high end of its 5-year range (19.09%–27.64%).
The return on assets (ROA) for Mastercard Incorporated (MA) is 29.69% as of Wednesday, June 10, 2026. It is above its 12-month average by 9.11% (27.21%).
MA Return on Assets (ROA) Chart
MA Average Return on Assets (ROA) Chart
MA Current vs Average Return on Assets (ROA) Chart
MA Return on Assets (ROA) Metrics
RETURN ON ASSETS (ROA)
29.69%
RETURN ON ASSETS (ROA) AVG TTM
27.21%
RETURN ON ASSETS (ROA) AVG 3Y
26.61%
RETURN ON ASSETS (ROA) AVG 5Y
24.76%
RETURN ON ASSETS (ROA) AVG 10Y
23.95%
RETURN ON ASSETS (ROA) AVG 15Y
23.11%
RETURN ON ASSETS (ROA) AVG 20Y
19.57%
CURRENT VS TTM AVG
+9.11%
CURRENT VS 3Y AVG
+11.59%
CURRENT VS 5Y AVG
+19.90%
CURRENT VS 10Y AVG
+23.97%
CURRENT VS 15Y AVG
+28.47%
CURRENT VS 20Y AVG
+51.70%
MA Competitors' Return on Assets (ROA)
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Mastercard Incorporated (MA) | $432.15B | 29.69% | 27.21% | 26.61% | 24.76% |
| Bank of America Corporation (BAC) | $388.93B | 0.91% | 0.86% | 0.86% | 0.85% |
| Invesco QQQ Trust, Series 1 (QQQ) | $488.15B | N/A | N/A | N/A | N/A |
| Morgan Stanley (MS) | $327.17B | 1.15% | 1.15% | 0.99% | 1.04% |
| The Goldman Sachs Group, Inc. (GS) | $296.20B | 0.88% | 0.90% | 0.77% | 0.90% |
| Wells Fargo & Company (WFC) | $251.58B | 0.99% | 1.00% | 0.93% | 0.84% |
| Vanguard Total Stock Market ETF (VTI) | $617.39B | N/A | N/A | N/A | N/A |
| Visa Inc. (V) | $619.81B | 23.39% | 20.51% | 19.40% | 17.65% |
| Citigroup Inc. (C) | $228.07B | 0.58% | 0.54% | 0.52% | 0.59% |
| American Express Company (AXP) | $214.47B | 3.63% | 3.67% | 3.46% | 3.29% |
Asset Efficiency
ROA
29.7%
ROE
231.6%
Mastercard Incorporated Return on Assets (ROA) Formula & Definition
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Mastercard Incorporated Return on Assets (ROA) FAQ
- What is the return on assets (ROA) for Mastercard Incorporated (MA)?
- The return on assets (ROA) for MA stock is 29.69%.
- Is Mastercard Incorporated's return on assets (ROA) high or low?
- Mastercard Incorporated's return on assets (ROA) of 29.69% is 20% above its 5-year average of 24.76%, near the high end of its 5-year range (19.09%–27.64%).
- What is the TTM average return on assets (ROA) for Mastercard Incorporated (MA)?
- The TTM average return on assets (ROA) for MA stock is 27.21%.
- What is the 3Y average return on assets (ROA) for Mastercard Incorporated (MA)?
- The 3Y average return on assets (ROA) for MA stock is 26.61%.
- What is the 5Y average return on assets (ROA) for Mastercard Incorporated (MA)?
- The 5Y average return on assets (ROA) for MA stock is 24.76%.
- What is the 10Y average return on assets (ROA) for Mastercard Incorporated (MA)?
- The 10Y average return on assets (ROA) for MA stock is 23.95%.
- What is the 15Y average return on assets (ROA) for Mastercard Incorporated (MA)?
- The 15Y average return on assets (ROA) for MA stock is 23.11%.
- What is the 20Y average return on assets (ROA) for Mastercard Incorporated (MA)?
- The 20Y average return on assets (ROA) for MA stock is 19.57%.
Mastercard Incorporated Return on Assets (ROA) History
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 27.64% |
| 2024-12-31 | 26.78% |
| 2023-12-31 | 26.37% |
| 2022-12-31 | 25.64% |
| 2021-12-31 | 23.06% |
| 2020-12-31 | 19.09% |
| 2019-12-31 | 27.77% |
| 2018-12-31 | 23.57% |
| 2017-12-31 | 18.36% |
| 2016-12-31 | 21.73% |
| 2015-12-31 | 23.43% |
| 2014-12-31 | 23.60% |
| 2013-12-31 | 21.88% |
| 2012-12-31 | 22.14% |
| 2011-12-31 | 17.82% |
| 2010-12-31 | 20.89% |
| 2009-12-31 | 19.59% |
| 2008-12-31 | -3.92% |
| 2007-12-31 | 17.35% |
| 2006-12-31 | 0.99% |
| 2005-12-31 | 7.21% |
| 2004-12-31 | 7.29% |
| 2003-12-31 | -13.30% |
| 2002-12-31 | 5.15% |
| 2001-12-31 | 9.56% |
| 2000-12-31 | 9.95% |
| 1998-12-31 | 2.77% |
Related Metrics
About Mastercard Incorporated
Mastercard Incorporated is a global technology firm specializing in providing transaction processing and a wide array of payment solutions, operating across the United States and internationally. Its core business centers on enabling the entire payment transaction lifecycle – including authorization, clearing, and settlement – alongside offering a spectrum of complementary payment services. The company provides a comprehensive suite of integrated products and value-added services to a diverse clientele, which includes individual account holders, merchants, financial institutions, businesses, governments, and other organizations. These offerings span programs enabling deferred payment credit, prepaid card management services, commercial credit and debit solutions, and tools for accessing funds in deposit and other accounts. Additionally, Mastercard offers advanced cyber and intelligence solutions designed to secure transactions for all participants, and provides proprietary insights derived from the responsible utilization of consumer and merchant data. For online merchants, its specialized offerings encompass analytics, experimental "test and learn" platforms, consulting, managed services, loyalty programs, payment processing, and secure gateway technologies. The company also operates open banking and digital identity platforms. Its prominent payment solutions are delivered under the MasterCard, Maestro, and Cirrus brands. Established in 1966, Mastercard Incorporated is headquartered in Purchase, New York.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Michael Miebach