Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 28.18% is 14% above its 5-year average of 24.76%, near the high end of its 5-year range (19.09%–28.18%).
3.56% above its 12-month average of 27.21%.
Annual fiscal-year return on assets; no daily interpolation.
RETURN ON ASSETS (ROA)
28.18%
RETURN ON ASSETS (ROA) AVG TTM
27.21%
RETURN ON ASSETS (ROA) AVG 3Y
26.61%
RETURN ON ASSETS (ROA) AVG 5Y
24.76%
RETURN ON ASSETS (ROA) AVG 10Y
23.95%
RETURN ON ASSETS (ROA) AVG 15Y
23.11%
RETURN ON ASSETS (ROA) AVG 20Y
22.60%
CURRENT VS TTM AVG
+3.56%
CURRENT VS 3Y AVG
+5.91%
CURRENT VS 5Y AVG
+13.80%
CURRENT VS 10Y AVG
+17.67%
CURRENT VS 15Y AVG
+21.94%
CURRENT VS 20Y AVG
+24.72%
SECTOR MEDIAN · FINANCIAL SERVICES
2.46%
median of 102 covered companies
CURRENT VS SECTOR MEDIAN
+1047.86%
vs the sector median at left
Mastercard Incorporated
Market Cap
$497.85B
Return on Assets (ROA)
28.18%
TTM Avg
27.21%
3Y Avg
26.61%
5Y Avg
24.76%
Market Cap
$511.13B
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$444.49B
Return on Assets (ROA)
0.96%
TTM Avg
0.86%
3Y Avg
0.86%
5Y Avg
0.85%
Market Cap
$338.99B
Return on Assets (ROA)
1.21%
TTM Avg
1.15%
3Y Avg
0.99%
5Y Avg
1.04%
Market Cap
$674.34B
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$301.56B
Return on Assets (ROA)
0.99%
TTM Avg
0.90%
3Y Avg
0.77%
5Y Avg
0.90%
Market Cap
$269.00B
Return on Assets (ROA)
0.99%
TTM Avg
1.00%
3Y Avg
0.93%
5Y Avg
0.84%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Mastercard Incorporated (MA) | $497.85B | 28.18% | 27.21% | 26.61% | 24.76% |
| Invesco QQQ Trust, Series 1 (QQQ)vs › | $511.13B | N/A | N/A | N/A | N/A |
| Bank of America Corporation (BAC)vs › | $444.49B | 0.96% | 0.86% | 0.86% | 0.85% |
| Morgan Stanley (MS)vs › | $338.99B | 1.21% | 1.15% | 0.99% | 1.04% |
| Vanguard Total International Stock ETF (VXUS)vs › | $674.34B | N/A | N/A | N/A | N/A |
| Visa Inc. (V)vs › | $687.32B | 23.88% | 20.51% | 19.40% | 17.65% |
| The Goldman Sachs Group, Inc. (GS)vs › | $301.56B | 0.99% | 0.90% | 0.77% | 0.90% |
| Wells Fargo & Company (WFC)vs › | $269.00B | 0.99% | 1.00% | 0.93% | 0.84% |
| Citigroup Inc. (C)vs › | $234.57B | 0.62% | 0.54% | 0.52% | 0.59% |
| American Express Company (AXP)vs › | $217.74B | 3.71% | 3.67% | 3.46% | 3.29% |
ROA
28.2%
ROE
289.7%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 27.64% |
| 2024-12-31 | 26.78% |
| 2023-12-31 | 26.37% |
| 2022-12-31 | 25.64% |
| 2021-12-31 | 23.06% |
| 2020-12-31 | 19.09% |
| 2019-12-31 | 27.77% |
| 2018-12-31 | 23.57% |
| 2017-12-31 | 18.36% |
| 2016-12-31 | 21.73% |
| 2015-12-31 | 23.43% |
| 2014-12-31 | 23.60% |
| 2013-12-31 | 21.88% |
| 2012-12-31 | 22.14% |
| 2011-12-31 | 17.82% |
| 2010-12-31 | 20.89% |
| 2009-12-31 | 19.59% |
| 2008-12-31 | -3.92% |
| 2007-12-31 | 17.35% |
| 2006-12-31 | 0.99% |
| 2005-12-31 | 7.21% |
| 2004-12-31 | 7.29% |
| 2003-12-31 | -13.30% |
| 2002-12-31 | 5.15% |
| 2001-12-31 | 9.56% |
| 2000-12-31 | 9.95% |
| 1998-12-31 | 2.77% |
