Bank of America Corporation (BAC) vs Mastercard Incorporated (MA)

A side-by-side comparison of Bank of America Corporation and Mastercard Incorporated across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 10, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnBAC vs MA

growth of $100 · dividends reinvested · last 10y
BAC +398.1% (+17.4%/yr)MA +498.8% (+19.6%/yr)MA compounded faster over this window
200400600Start $10020182020202220242026$498$599
BAC MA

BAC vs MA: by the numbers

  • MA is the larger company ($499.20B vs $444.89B market cap).
  • BAC trades at the lower trailing earnings multiple (14.44 vs 31.31 P/E), one valuation lens rather than an overall verdict.
  • MA converts more revenue to profit (46.34% vs 17.24% net margin).
  • BAC grew revenue faster over the past five years (16.84% vs 16.09% CAGR).
  • BAC pays the higher dividend yield (1.85% vs 0.60%).

Metrics side by side

Valuation

MetricBACMA
P/E ratio14.4431.31
Forward P/E13.5228.52
P/S ratio2.2814.23
P/B ratio1.4888.97

Profitability

MetricBACMA
Gross margin59.32%100.00%
Operating margin22.47%59.84%
Net margin17.24%46.34%
ROE11.18%289.73%

Dividends

MetricBACMA
Dividend yield1.85%0.60%
Payout ratio26.73%18.54%

Growth (annualized)

MetricBACMA
Revenue CAGR (5Y)16.84%16.09%
EPS CAGR (5Y)15.60%20.93%
Total return CAGR (5Y)11.92%10.88%

Frequently asked

Which has the lower trailing P/E, BAC or MA?
BAC has the lower trailing P/E: BAC trades at 14.44 and MA at 31.31. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BAC or MA?
Over the past five years, BAC grew revenue faster — BAC at a 16.84% CAGR versus MA at 16.09%.
Does BAC or MA pay a bigger dividend?
BAC yields 1.85% and MA yields 0.60% based on trailing dividends and the latest price.
Is BAC or MA more profitable?
MA runs the higher net margin — BAC at 17.24% versus MA at 46.34%.
How have BAC and MA total returns compared?
Over the past 10 years, BAC delivered 17.38% and MA delivered 19.83% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 10, 2026.