Bank of America Corporation (BAC) vs Mastercard Incorporated (MA)

A side-by-side comparison of Bank of America Corporation and Mastercard Incorporated across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnBAC vs MA

growth of $100 · dividends reinvested · last 20y
BAC +96.6%MA +13386.5%MA compounded faster
Log scale — wide-divergence pair
1101001k10k100kStart $10020102014201820222026$197$13,486
BAC MA

BAC vs MA: by the numbers

  • MA is the larger company ($497.23B vs $444.39B market cap).
  • BAC trades at the lower trailing earnings multiple (14.32 vs 31.93 P/E), one valuation lens rather than an overall verdict.
  • MA converts more revenue to profit (45.88% vs 18.95% net margin).
  • MA grew revenue faster over the past five years (17.05% vs 14.65% CAGR).
  • BAC pays the higher dividend yield (1.80% vs 0.59%).

Metrics side by side

Valuation

MetricBACMA
P/E ratio14.3231.93
Forward P/E13.4428.09
P/S ratio2.5514.52
P/B ratio1.5173.29
PEG ratio0.731.83

Profitability

MetricBACMA
Gross margin56.08%82.96%
Operating margin24.70%59.40%
Net margin18.95%45.88%
ROE11.18%231.63%
ROIC3.39%48.63%

Dividends

MetricBACMA
Dividend yield1.80%0.59%
Payout ratio28.87%19.70%

Growth (annualized)

MetricBACMA
Revenue CAGR (5Y)14.65%17.05%
EPS CAGR (5Y)15.60%20.93%
Total return CAGR (5Y)13.03%8.55%

Frequently asked

Which has the lower trailing P/E, BAC or MA?
BAC has the lower trailing P/E: BAC trades at 14.32 and MA at 31.93. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BAC or MA?
Over the past five years, MA grew revenue faster — BAC at a 14.65% CAGR versus MA at 17.05%.
Does BAC or MA pay a bigger dividend?
BAC yields 1.80% and MA yields 0.59% based on trailing dividends and the latest price.
Is BAC or MA more profitable?
MA runs the higher net margin — BAC at 18.95% versus MA at 45.88%.
How have BAC and MA total returns compared?
Over the past 10 years, BAC delivered 18.14% and MA delivered 20.01% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.