Bank of America Corporation (BAC) vs Mastercard Incorporated (MA)
BAC leads on 9 of 17 compared metrics.
A side-by-side comparison of Bank of America Corporation and Mastercard Incorporated across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
BAC
Bank of America Corporation
$56.02Financial Services
MA
Mastercard Incorporated
$489.98Financial Services
Total return — BAC vs MA
growth of $100 · last 20yBAC +14.5%MA +10551.7%MA compounded faster
Log scale — wide-divergence pair
BAC MA
BAC vs MA: by the numbers
- •MA is the larger company ($432.94B vs $397.55B market cap).
- •BAC trades at the lower earnings multiple (13.90 vs 28.36 P/E).
- •MA converts more revenue to profit (45.88% vs 18.13% net margin).
- •MA grew revenue faster over the past five years (17.05% vs 13.95% CAGR).
- •BAC pays the higher dividend yield (2.00% vs 0.67%).
Which is better, BAC or MA?
Metric tally: BAC 9 · MA 8It depends on what you're optimizing for:
ValueBAC(lower P/E)
GrowthMA(faster 5Y revenue CAGR)
IncomeBAC(higher dividend yield)
QualityMA(higher ROIC)
Valuation
| Metric | BAC | MA |
|---|---|---|
| P/E ratio | 13.90● | 28.36 |
| Forward P/E | 12.56● | 21.48 |
| P/S ratio | 2.38● | 12.89 |
| P/B ratio | 1.38● | 65.09 |
| PEG ratio | 0.68● | 1.81 |
| EV / EBITDA | 13.34● | 21.13 |
| FCF yield | 13.61%● | 4.05% |
Profitability
| Metric | BAC | MA |
|---|---|---|
| Gross margin | 63.18% | 82.96%● |
| Operating margin | 22.87% | 59.40%● |
| Net margin | 18.13% | 45.88%● |
| ROE | 10.54% | 231.63%● |
| ROIC | 3.39% | 48.63%● |
Dividends
| Metric | BAC | MA |
|---|---|---|
| Dividend yield | 2.00%● | 0.67% |
| Payout ratio | 28.87% | 19.70% |
Growth (annualized)
| Metric | BAC | MA |
|---|---|---|
| Revenue CAGR (5Y) | 13.95% | 17.05%● |
| EPS CAGR (5Y) | 15.60% | 20.93%● |
| FCF CAGR (5Y) | 7.88% | 23.43%● |
| Total return CAGR (5Y) | 8.63%● | 6.65% |
Frequently asked
- Which is better, BAC or MA?
- It depends on your goal. value: BAC (lower P/E); growth: MA (faster 5Y revenue CAGR); income: BAC (higher dividend yield); quality: MA (higher ROIC). Across all compared metrics, BAC leads 9 to 8.
- Is BAC or MA cheaper?
- On trailing earnings, BAC is cheaper: BAC trades at a 13.90 P/E and MA at 28.36.
- Which has grown faster, BAC or MA?
- Over the past five years, MA grew revenue faster — BAC at a 13.95% CAGR versus MA at 17.05%.
- Does BAC or MA pay a bigger dividend?
- BAC yields 2.00% and MA yields 0.67% based on trailing dividends and the latest price.
- Is BAC or MA more profitable?
- MA runs the higher net margin — BAC at 18.13% versus MA at 45.88%.
- Which has been the better investment, BAC or MA?
- Over the past 10-year, MA delivered the higher annualized total return — BAC at 17.60% versus MA at 18.49%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Bank of America P/E ratioMastercard P/E ratioBank of America dividend yieldMastercard dividend yieldBank of America ROEMastercard ROEBank of America operating marginMastercard operating marginBank of America revenue growthMastercard revenue growthBank of America free cash flowMastercard free cash flow
Bank of America & Mastercard appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.