Bank of America Corporation (BAC) vs Mastercard Incorporated (MA)
A side-by-side comparison of Bank of America Corporation and Mastercard Incorporated across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 10, 2026. Differences are shown without an overall score or investment verdict.
BAC
Bank of America Corporation
$62.69Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT
MA
Mastercard Incorporated
$569.19Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT
Total return — BAC vs MA
growth of $100 · dividends reinvested · last 10yBAC +398.1% (+17.4%/yr)MA +498.8% (+19.6%/yr)MA compounded faster over this window
BAC MA
BAC vs MA: by the numbers
- •MA is the larger company ($499.20B vs $444.89B market cap).
- •BAC trades at the lower trailing earnings multiple (14.44 vs 31.31 P/E), one valuation lens rather than an overall verdict.
- •MA converts more revenue to profit (46.34% vs 17.24% net margin).
- •BAC grew revenue faster over the past five years (16.84% vs 16.09% CAGR).
- •BAC pays the higher dividend yield (1.85% vs 0.60%).
Metrics side by side
Valuation
| Metric | BAC | MA |
|---|---|---|
| P/E ratio | 14.44 | 31.31 |
| Forward P/E | 13.52 | 28.52 |
| P/S ratio | 2.28 | 14.23 |
| P/B ratio | 1.48 | 88.97 |
Profitability
| Metric | BAC | MA |
|---|---|---|
| Gross margin | 59.32% | 100.00% |
| Operating margin | 22.47% | 59.84% |
| Net margin | 17.24% | 46.34% |
| ROE | 11.18% | 289.73% |
Dividends
| Metric | BAC | MA |
|---|---|---|
| Dividend yield | 1.85% | 0.60% |
| Payout ratio | 26.73% | 18.54% |
Growth (annualized)
| Metric | BAC | MA |
|---|---|---|
| Revenue CAGR (5Y) | 16.84% | 16.09% |
| EPS CAGR (5Y) | 15.60% | 20.93% |
| Total return CAGR (5Y) | 11.92% | 10.88% |
Frequently asked
- Which has the lower trailing P/E, BAC or MA?
- BAC has the lower trailing P/E: BAC trades at 14.44 and MA at 31.31. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BAC or MA?
- Over the past five years, BAC grew revenue faster — BAC at a 16.84% CAGR versus MA at 16.09%.
- Does BAC or MA pay a bigger dividend?
- BAC yields 1.85% and MA yields 0.60% based on trailing dividends and the latest price.
- Is BAC or MA more profitable?
- MA runs the higher net margin — BAC at 17.24% versus MA at 46.34%.
- How have BAC and MA total returns compared?
- Over the past 10 years, BAC delivered 17.38% and MA delivered 19.83% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Bank of America P/E ratioMastercard P/E ratioBank of America dividend yieldMastercard dividend yieldBank of America ROEMastercard ROEBank of America operating marginMastercard operating marginBank of America revenue growthMastercard revenue growth
Bank of America & Mastercard appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 10, 2026.