Bank of America Corporation (BAC) vs Mastercard Incorporated (MA)
A side-by-side comparison of Bank of America Corporation and Mastercard Incorporated across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
BAC
Bank of America Corporation
$62.62Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
MA
Mastercard Incorporated
$562.75Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — BAC vs MA
growth of $100 · dividends reinvested · last 20yBAC +96.6%MA +13386.5%MA compounded faster
Log scale — wide-divergence pair
BAC MA
BAC vs MA: by the numbers
- •MA is the larger company ($497.23B vs $444.39B market cap).
- •BAC trades at the lower trailing earnings multiple (14.32 vs 31.93 P/E), one valuation lens rather than an overall verdict.
- •MA converts more revenue to profit (45.88% vs 18.95% net margin).
- •MA grew revenue faster over the past five years (17.05% vs 14.65% CAGR).
- •BAC pays the higher dividend yield (1.80% vs 0.59%).
Metrics side by side
Valuation
| Metric | BAC | MA |
|---|---|---|
| P/E ratio | 14.32 | 31.93 |
| Forward P/E | 13.44 | 28.09 |
| P/S ratio | 2.55 | 14.52 |
| P/B ratio | 1.51 | 73.29 |
| PEG ratio | 0.73 | 1.83 |
Profitability
| Metric | BAC | MA |
|---|---|---|
| Gross margin | 56.08% | 82.96% |
| Operating margin | 24.70% | 59.40% |
| Net margin | 18.95% | 45.88% |
| ROE | 11.18% | 231.63% |
| ROIC | 3.39% | 48.63% |
Dividends
| Metric | BAC | MA |
|---|---|---|
| Dividend yield | 1.80% | 0.59% |
| Payout ratio | 28.87% | 19.70% |
Growth (annualized)
| Metric | BAC | MA |
|---|---|---|
| Revenue CAGR (5Y) | 14.65% | 17.05% |
| EPS CAGR (5Y) | 15.60% | 20.93% |
| Total return CAGR (5Y) | 13.03% | 8.55% |
Frequently asked
- Which has the lower trailing P/E, BAC or MA?
- BAC has the lower trailing P/E: BAC trades at 14.32 and MA at 31.93. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BAC or MA?
- Over the past five years, MA grew revenue faster — BAC at a 14.65% CAGR versus MA at 17.05%.
- Does BAC or MA pay a bigger dividend?
- BAC yields 1.80% and MA yields 0.59% based on trailing dividends and the latest price.
- Is BAC or MA more profitable?
- MA runs the higher net margin — BAC at 18.95% versus MA at 45.88%.
- How have BAC and MA total returns compared?
- Over the past 10 years, BAC delivered 18.14% and MA delivered 20.01% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Bank of America P/E ratioMastercard P/E ratioBank of America dividend yieldMastercard dividend yieldBank of America ROEMastercard ROEBank of America operating marginMastercard operating marginBank of America revenue growthMastercard revenue growthBank of America free cash flowMastercard free cash flow
Bank of America & Mastercard appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.