Mastercard Incorporated (MA) Return on Equity (ROE): 231.63%
Is Mastercard Incorporated’s return on equity (ROE) high or low?
Mastercard Incorporated's return on equity (ROE) of 231.63% is 49% above its 5-year average of 155.05%, near the high end of its 5-year range (100.31%–198.52%).
The return on equity (ROE) for Mastercard Incorporated (MA) is 231.63% as of Wednesday, June 10, 2026. It is above its 12-month average by 18.18% (195.99%).
MA Return on Equity (ROE) Chart
MA Average Return on Equity (ROE) Chart
MA Current vs Average Return on Equity (ROE) Chart
MA Return on Equity (ROE) Metrics
RETURN ON EQUITY (ROE)
231.63%
RETURN ON EQUITY (ROE) AVG TTM
195.99%
RETURN ON EQUITY (ROE) AVG 3Y
177.81%
RETURN ON EQUITY (ROE) AVG 5Y
155.05%
RETURN ON EQUITY (ROE) AVG 10Y
125.75%
RETURN ON EQUITY (ROE) AVG 15Y
99.12%
RETURN ON EQUITY (ROE) AVG 20Y
79.78%
CURRENT VS TTM AVG
+18.18%
CURRENT VS 3Y AVG
+30.27%
CURRENT VS 5Y AVG
+49.39%
CURRENT VS 10Y AVG
+84.20%
CURRENT VS 15Y AVG
+133.68%
CURRENT VS 20Y AVG
+190.34%
MA Competitors' Return on Equity (ROE)
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Mastercard Incorporated (MA) | — | 231.63% | 195.99% | 177.81% | 155.05% |
| Bank of America Corporation (BAC) | $388.93B | 10.54% | 9.62% | 9.60% | 9.47% |
| Invesco QQQ Trust, Series 1 (QQQ) | $488.15B | N/A | N/A | N/A | N/A |
| Morgan Stanley (MS) | $327.17B | 15.91% | 13.96% | 12.03% | 12.19% |
| The Goldman Sachs Group, Inc. (GS) | $296.20B | 14.72% | 12.72% | 10.58% | 11.98% |
| Wells Fargo & Company (WFC) | $251.58B | 12.18% | 11.39% | 10.17% | 9.05% |
| Vanguard Total Stock Market ETF (VTI) | $617.39B | N/A | N/A | N/A | N/A |
| Visa Inc. (V) | $619.81B | 62.35% | 51.68% | 47.50% | 42.13% |
| Citigroup Inc. (C) | $228.07B | 7.58% | 6.40% | 6.17% | 6.85% |
| American Express Company (AXP) | $214.47B | 33.00% | 32.91% | 31.52% | 29.34% |
Return Analysis
ROE
231.6%
ROA
29.7%
Mastercard Incorporated Return on Equity (ROE) Formula & Definition
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Mastercard Incorporated Return on Equity (ROE) FAQ
- What is the return on equity (ROE) for Mastercard Incorporated (MA)?
- The return on equity (ROE) for MA stock is 231.63%.
- Is Mastercard Incorporated's return on equity (ROE) high or low?
- Mastercard Incorporated's return on equity (ROE) of 231.63% is 49% above its 5-year average of 155.05%, near the high end of its 5-year range (100.31%–198.52%).
- What is the TTM average return on equity (ROE) for Mastercard Incorporated (MA)?
- The TTM average return on equity (ROE) for MA stock is 195.99%.
- What is the 3Y average return on equity (ROE) for Mastercard Incorporated (MA)?
- The 3Y average return on equity (ROE) for MA stock is 177.81%.
- What is the 5Y average return on equity (ROE) for Mastercard Incorporated (MA)?
- The 5Y average return on equity (ROE) for MA stock is 155.05%.
- What is the 10Y average return on equity (ROE) for Mastercard Incorporated (MA)?
- The 10Y average return on equity (ROE) for MA stock is 125.75%.
- What is the 15Y average return on equity (ROE) for Mastercard Incorporated (MA)?
- The 15Y average return on equity (ROE) for MA stock is 99.12%.
- What is the 20Y average return on equity (ROE) for Mastercard Incorporated (MA)?
- The 20Y average return on equity (ROE) for MA stock is 79.78%.
Mastercard Incorporated Return on Equity (ROE) History
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2025-12-31 | 193.46% |
| 2024-12-31 | 198.52% |
| 2023-12-31 | 161.57% |
| 2022-12-31 | 157.67% |
| 2021-12-31 | 118.80% |
| 2020-12-31 | 100.31% |
| 2019-12-31 | 137.76% |
| 2018-12-31 | 108.60% |
| 2017-12-31 | 71.60% |
| 2016-12-31 | 71.76% |
| 2015-12-31 | 63.17% |
| 2014-12-31 | 53.27% |
| 2013-12-31 | 41.64% |
| 2012-12-31 | 39.89% |
| 2011-12-31 | 32.48% |
| 2010-12-31 | 35.47% |
| 2009-12-31 | 41.75% |
| 2008-12-31 | -13.17% |
| 2007-12-31 | 35.87% |
| 2006-12-31 | 2.12% |
| 2005-12-31 | 22.81% |
| 2004-12-31 | 24.42% |
| 2003-12-31 | -55.21% |
| 2002-12-31 | 11.38% |
| 2001-12-31 | 23.42% |
| 2000-12-31 | 25.55% |
| 1998-12-31 | 9.40% |
Related Metrics
About Mastercard Incorporated
Mastercard Incorporated is a global technology firm specializing in providing transaction processing and a wide array of payment solutions, operating across the United States and internationally. Its core business centers on enabling the entire payment transaction lifecycle – including authorization, clearing, and settlement – alongside offering a spectrum of complementary payment services. The company provides a comprehensive suite of integrated products and value-added services to a diverse clientele, which includes individual account holders, merchants, financial institutions, businesses, governments, and other organizations. These offerings span programs enabling deferred payment credit, prepaid card management services, commercial credit and debit solutions, and tools for accessing funds in deposit and other accounts. Additionally, Mastercard offers advanced cyber and intelligence solutions designed to secure transactions for all participants, and provides proprietary insights derived from the responsible utilization of consumer and merchant data. For online merchants, its specialized offerings encompass analytics, experimental "test and learn" platforms, consulting, managed services, loyalty programs, payment processing, and secure gateway technologies. The company also operates open banking and digital identity platforms. Its prominent payment solutions are delivered under the MasterCard, Maestro, and Cirrus brands. Established in 1966, Mastercard Incorporated is headquartered in Purchase, New York.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Michael Miebach