American Express Company (AXP) Return on Equity (ROE): 33.00%
Is American Express Company’s return on equity (ROE) high or low?
American Express Company's return on equity (ROE) of 33.00% is 12% above its 5-year average of 29.34%, near the high end of its 5-year range (13.64%–36.34%).
As of Wednesday, June 17, 2026. 0.26% above its 12-month average of 32.91%.
AXP Return on Equity (ROE) Chart
AXP Average Return on Equity (ROE) Chart
AXP Current vs Average Return on Equity (ROE) Chart
AXP Return on Equity (ROE) Metrics
RETURN ON EQUITY (ROE)
33.00%
RETURN ON EQUITY (ROE) AVG TTM
32.91%
RETURN ON EQUITY (ROE) AVG 3Y
31.52%
RETURN ON EQUITY (ROE) AVG 5Y
29.34%
RETURN ON EQUITY (ROE) AVG 10Y
27.51%
RETURN ON EQUITY (ROE) AVG 15Y
28.92%
RETURN ON EQUITY (ROE) AVG 20Y
28.20%
CURRENT VS TTM AVG
+0.26%
CURRENT VS 3Y AVG
+4.69%
CURRENT VS 5Y AVG
+12.46%
CURRENT VS 10Y AVG
+19.94%
CURRENT VS 15Y AVG
+14.10%
CURRENT VS 20Y AVG
+17.02%
AXP Competitors' Return on Equity (ROE)
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| American Express Company (AXP) | $232.71B | 33.00% | 32.91% | 31.52% | 29.34% |
| Citigroup Inc. (C)vs › | $243.88B | 7.58% | 6.40% | 6.17% | 6.85% |
| Wells Fargo & Company (WFC)vs › | $260.28B | 12.18% | 11.39% | 10.17% | 9.05% |
| BlackRock, Inc. (BLK)vs › | $163.34B | 11.03% | 11.68% | 12.76% | 13.45% |
| The Charles Schwab Corporation (SCHW)vs › | $162.91B | 19.14% | 15.09% | 15.55% | 13.08% |
| The Goldman Sachs Group, Inc. (GS)vs › | $321.76B | 14.72% | 12.72% | 10.58% | 11.98% |
| S&P Global Inc. (SPGI)vs › | $128.24B | 15.32% | 12.96% | 10.63% | 108.48% |
| Chubb Limited (CB)vs › | $127.56B | 15.31% | 14.23% | 13.50% | 12.37% |
| The Progressive Corporation (PGR)vs › | $119.59B | 36.08% | 35.22% | 23.55% | 24.35% |
| Morgan Stanley (MS)vs › | $348.31B | 15.91% | 13.96% | 12.03% | 12.19% |
Return Analysis
ROE
33.0%
ROA
3.6%
American Express Company Return on Equity (ROE) Formula & Definition
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
American Express Company Return on Equity (ROE) FAQ
- What is the return on equity (ROE) for American Express Company (AXP)?
- The return on equity (ROE) for AXP stock is 33.00%.
- Is American Express Company's return on equity (ROE) high or low?
- American Express Company's return on equity (ROE) of 33.00% is 12% above its 5-year average of 29.34%, near the high end of its 5-year range (13.64%–36.34%).
- What is the TTM average return on equity (ROE) for American Express Company (AXP)?
- The TTM average return on equity (ROE) for AXP stock is 32.91%.
- What is the 3Y average return on equity (ROE) for American Express Company (AXP)?
- The 3Y average return on equity (ROE) for AXP stock is 31.52%.
- What is the 5Y average return on equity (ROE) for American Express Company (AXP)?
- The 5Y average return on equity (ROE) for AXP stock is 29.34%.
- What is the 10Y average return on equity (ROE) for American Express Company (AXP)?
- The 10Y average return on equity (ROE) for AXP stock is 27.51%.
- What is the 15Y average return on equity (ROE) for American Express Company (AXP)?
- The 15Y average return on equity (ROE) for AXP stock is 28.92%.
- What is the 20Y average return on equity (ROE) for American Express Company (AXP)?
- The 20Y average return on equity (ROE) for AXP stock is 28.20%.
American Express Company Return on Equity (ROE) History
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2025-12-31 | 32.36% |
| 2024-12-31 | 33.47% |
| 2023-12-31 | 29.85% |
| 2022-12-31 | 30.41% |
| 2021-12-31 | 36.34% |
| 2020-12-31 | 13.64% |
| 2019-12-31 | 29.30% |
| 2018-12-31 | 31.05% |
| 2017-12-31 | 15.05% |
| 2016-12-31 | 26.22% |
| 2015-12-31 | 24.97% |
| 2014-12-31 | 28.47% |
| 2013-12-31 | 27.49% |
| 2012-12-31 | 23.73% |
| 2011-12-31 | 26.26% |
| 2010-12-31 | 25.00% |
| 2009-12-31 | 14.79% |
| 2008-12-31 | 22.79% |
| 2007-12-31 | 36.38% |
| 2006-12-31 | 35.27% |
| 2005-12-31 | 34.80% |
| 2004-12-31 | 21.50% |
| 2003-12-31 | 19.49% |
| 2002-12-31 | 19.27% |
| 2001-12-31 | 10.89% |
| 2000-12-31 | 24.05% |
| 1999-12-31 | 24.52% |
| 1998-12-31 | 20.99% |
| 1997-12-31 | 20.80% |
| 1996-12-31 | 22.29% |
Related Metrics
About American Express Company
Operating globally, American Express Company and its affiliated entities deliver a comprehensive suite of charge and credit payment card solutions, alongside a variety of travel-related offerings. Its business structure is organized into three primary divisions: the Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Among its core offerings are diverse payment and financing instruments, robust network infrastructure services, tools for managing accounts payable expenses, and comprehensive travel and lifestyle support. Furthermore, it facilitates merchant services such as acquisition, transaction processing, settlement, and point-of-sale marketing, providing vital information and assistance to businesses. The company also specializes in fraud mitigation and developing and managing customer loyalty initiatives. These products and services are made available to a broad clientele, encompassing individual consumers, small and mid-sized enterprises, and large corporate entities. Distribution channels include digital platforms (mobile and online applications), collaborations with third-party vendors and partners, direct communication methods like mail and telephone, dedicated internal sales forces, and direct response advertising campaigns. Established in 1850, American Express Company maintains its corporate headquarters in New York, New York.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Stephen Joseph Squeri