Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 2.71% is 91% below its 5-year average of 29.34%, near the low end of its 5-year range (2.71%–36.34%).
As of the fiscal period ended Wednesday, December 31, 2025. 91.77% below its 12-month average of 32.91%.
Annual fiscal-year return on equity; no daily interpolation.
RETURN ON EQUITY (ROE)
2.71%
RETURN ON EQUITY (ROE) AVG TTM
32.91%
RETURN ON EQUITY (ROE) AVG 3Y
31.52%
RETURN ON EQUITY (ROE) AVG 5Y
29.34%
RETURN ON EQUITY (ROE) AVG 10Y
27.51%
RETURN ON EQUITY (ROE) AVG 15Y
28.92%
RETURN ON EQUITY (ROE) AVG 20Y
28.20%
CURRENT VS TTM AVG
-91.77%
CURRENT VS 3Y AVG
-91.40%
CURRENT VS 5Y AVG
-90.77%
CURRENT VS 10Y AVG
-90.15%
CURRENT VS 15Y AVG
-90.63%
CURRENT VS 20Y AVG
-90.39%
SECTOR MEDIAN · FINANCIAL SERVICES
13.61%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
-80.09%
vs the sector median at left
American Express Company
Market Cap
$227.07B
Return on Equity (ROE)
2.71%
TTM Avg
32.91%
3Y Avg
31.52%
5Y Avg
29.34%
Market Cap
$227.12B
Return on Equity (ROE)
8.40%
TTM Avg
6.40%
3Y Avg
6.17%
5Y Avg
6.85%
Market Cap
$264.55B
Return on Equity (ROE)
12.57%
TTM Avg
11.39%
3Y Avg
10.17%
5Y Avg
9.05%
Market Cap
$183.03B
Return on Equity (ROE)
20.24%
TTM Avg
15.09%
3Y Avg
15.55%
5Y Avg
13.08%
Market Cap
$169.00B
Return on Equity (ROE)
11.60%
TTM Avg
11.68%
3Y Avg
12.76%
5Y Avg
13.45%
Market Cap
$168.90B
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$154.30B
Return on Equity (ROE)
39.04%
TTM Avg
34.33%
3Y Avg
27.97%
5Y Avg
31.63%
Market Cap
$300.43B
Return on Equity (ROE)
17.05%
TTM Avg
12.72%
3Y Avg
10.58%
5Y Avg
11.98%
Market Cap
$152.05B
Return on Equity (ROE)
19.07%
TTM Avg
18.00%
3Y Avg
16.52%
5Y Avg
14.82%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| American Express Company (AXP) | $227.07B | 2.71% | 32.91% | 31.52% | 29.34% |
| Citigroup Inc. (C)vs › | $227.12B | 8.40% | 6.40% | 6.17% | 6.85% |
| Wells Fargo & Company (WFC)vs › | $264.55B | 12.57% | 11.39% | 10.17% | 9.05% |
| The Charles Schwab Corporation (SCHW)vs › | $183.03B | 20.24% | 15.09% | 15.55% | 13.08% |
| BlackRock, Inc. (BLK)vs › | $169.00B | 11.60% | 11.68% | 12.76% | 13.45% |
| Vanguard FTSE Emerging Markets ETF (VWO)vs › | $168.90B | N/A | N/A | N/A | N/A |
| Blackstone Inc. (BX)vs › | $154.30B | 39.04% | 34.33% | 27.97% | 31.63% |
| The Goldman Sachs Group, Inc. (GS)vs › | $300.43B | 17.05% | 12.72% | 10.58% | 11.98% |
| Interactive Brokers Group, Inc. (IBKR)vs › | $152.05B | 19.07% | 18.00% | 16.52% | 14.82% |
| Chubb Limited (CB)vs › | $135.29B | 14.88% | 14.23% | 13.50% | 12.37% |
ROE
2.7%
ROA
2.7%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2025-12-31 | 32.36% |
| 2024-12-31 | 33.47% |
| 2023-12-31 | 29.85% |
| 2022-12-31 | 30.41% |
| 2021-12-31 | 36.34% |
| 2020-12-31 | 13.64% |
| 2019-12-31 | 29.30% |
| 2018-12-31 | 31.05% |
| 2017-12-31 | 15.05% |
| 2016-12-31 | 26.22% |
| 2015-12-31 | 24.97% |
| 2014-12-31 | 28.47% |
| 2013-12-31 | 27.49% |
| 2012-12-31 | 23.73% |
| 2011-12-31 | 26.26% |
| 2010-12-31 | 25.00% |
| 2009-12-31 | 14.79% |
| 2008-12-31 | 22.79% |
| 2007-12-31 | 36.38% |
| 2006-12-31 | 35.27% |
| 2005-12-31 | 34.80% |
| 2004-12-31 | 21.50% |
| 2003-12-31 | 19.49% |
| 2002-12-31 | 19.27% |
| 2001-12-31 | 10.89% |
| 2000-12-31 | 24.05% |
| 1999-12-31 | 24.52% |
| 1998-12-31 | 20.99% |
| 1997-12-31 | 20.80% |
| 1996-12-31 | 22.29% |
