Which has the lower trailing P/E, AXP or C?

C has the lower trailing P/E: AXP trades at 28.05 and C at 14.37. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, AXP or C?

Over the past five years, AXP grew revenue faster — AXP at a 14.35% CAGR versus C at 13.75%.

Does AXP or C pay a bigger dividend?

AXP yields 1.02% and C yields 1.80% based on trailing dividends and the latest price.

Is AXP or C more profitable?

C runs the higher net margin — AXP at 10.77% versus C at 11.59%.

How have AXP and C total returns compared?

Over the past 10 years, AXP delivered 19.43% and C delivered 14.95% annualized total return. Past performance doesn't predict future results.

American Express Company (AXP) vs Citigroup Inc. (C)

A side-by-side comparison of American Express Company and Citigroup Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

AXP

American Express Company

$229.69B

$336.63Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT

Citigroup Inc.

$227.21B

$132.49Financial ServicesDelayed quote: Jul 28, 2026, 3:59 PM EDT

Total return — AXP vs C

growth of $100 · dividends reinvested · last 30y

AXP +3740.6%C +151.7%AXP compounded faster

Log scale — wide-divergence pair

AXP C

AXP vs C: by the numbers

•AXP is the larger company ($229.69B vs $227.21B market cap).
•C trades at the lower trailing earnings multiple (14.37 vs 28.05 P/E), one valuation lens rather than an overall verdict.
•C converts more revenue to profit (11.59% vs 10.77% net margin).
•AXP grew revenue faster over the past five years (14.35% vs 13.75% CAGR).
•C pays the higher dividend yield (1.80% vs 1.02%).

Metrics side by side

Valuation

Metric	AXP	C
P/E ratio	28.05	14.37
Forward P/E	18.99	11.92
P/S ratio	2.94	1.50
P/B ratio	0.74	1.09
PEG ratio	2.46	0.81

Profitability

Metric	AXP	C
Gross margin	83.11%	44.55%
Operating margin	17.14%	16.09%
Net margin	10.77%	11.59%
ROE	2.71%	8.40%
ROIC	8.29%	0.95%

Dividends

Metric	AXP	C
Dividend yield	1.02%	1.80%
Payout ratio	22.13%	33.20%

Growth (annualized)

Metric	AXP	C
Revenue CAGR (5Y)	14.35%	13.75%
EPS CAGR (5Y)	32.53%	8.77%
Total return CAGR (5Y)	15.82%	18.16%

Frequently asked

Which has the lower trailing P/E, AXP or C?: C has the lower trailing P/E: AXP trades at 28.05 and C at 14.37. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AXP or C?: Over the past five years, AXP grew revenue faster — AXP at a 14.35% CAGR versus C at 13.75%.
Does AXP or C pay a bigger dividend?: AXP yields 1.02% and C yields 1.80% based on trailing dividends and the latest price.
Is AXP or C more profitable?: C runs the higher net margin — AXP at 10.77% versus C at 11.59%.
How have AXP and C total returns compared?: Over the past 10 years, AXP delivered 19.43% and C delivered 14.95% annualized total return. Past performance doesn't predict future results.

Go deeper

Full AXP analysis Full C analysis Interactive comparison tool

Dig into the metrics

American Express P/E ratio Citigroup P/E ratio American Express dividend yield Citigroup dividend yield American Express ROE Citigroup ROE American Express operating margin Citigroup operating margin American Express revenue growth Citigroup revenue growth American Express free cash flow Citigroup free cash flow

American Express & Citigroup appear in these rankings

Highest FCF Yield Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks Largest Companies by Market Cap

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.