On trailing earnings, C is cheaper: AXP trades at a 20.30 P/E and C at 17.33.

Which has grown faster, AXP or C?

Over the past five years, AXP grew revenue faster — AXP at a 17.35% CAGR versus C at 15.26%.

Does AXP or C pay a bigger dividend?

AXP yields 1.05% and C yields 1.72% based on trailing dividends and the latest price.

Is AXP or C more profitable?

AXP runs the higher net margin — AXP at 13.61% versus C at 9.34%.

Which has been the better investment, AXP or C?

Over the past 10-year, AXP delivered the higher annualized total return — AXP at 19.13% versus C at 15.70%. Past performance doesn't predict future results.

American Express Company (AXP) vs Citigroup Inc. (C)

AXP leads on 9 of 16 compared metrics, though C is the cheaper stock.

A side-by-side comparison of American Express Company and Citigroup Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

AXP

American Express Company

$222.06B

$325.44Financial Services

Citigroup Inc.

$238.49B

$139.83Financial Services

Total return — AXP vs C

growth of $100 · last 30y

AXP +2356.2%C +33.6%AXP compounded faster

Log scale — wide-divergence pair

AXP C

AXP vs C: by the numbers

•C is the larger company ($238.49B vs $222.06B market cap).
•C trades at the lower earnings multiple (17.33 vs 20.30 P/E).
•AXP converts more revenue to profit (13.61% vs 9.34% net margin).
•AXP grew revenue faster over the past five years (17.35% vs 15.26% CAGR).
•C pays the higher dividend yield (1.72% vs 1.05%).

Which is better, AXP or C?

Metric tally: AXP 9 · C 7

It depends on what you're optimizing for:

ValueC(lower P/E)

GrowthAXP(faster 5Y revenue CAGR)

IncomeC(higher dividend yield)

QualityAXP(higher ROIC)

Valuation

Metric	AXP	C
P/E ratio	20.30	17.33●
Forward P/E	16.15	11.19●
P/S ratio	2.71	1.45●
P/B ratio	6.57	1.18●
PEG ratio	2.43	0.75●
EV / EBITDA	12.49●	40.38
FCF yield	6.41%	—

Profitability

Metric	AXP	C
Gross margin	83.50%●	45.48%
Operating margin	20.70%●	12.79%
Net margin	13.61%●	9.34%
ROE	33.00%●	7.58%
ROIC	8.29%●	0.95%

Dividends

Metric	AXP	C
Dividend yield	1.05%	1.72%●
Payout ratio	22.13%	33.20%

Growth (annualized)

Metric	AXP	C
Revenue CAGR (5Y)	17.35%●	15.26%
EPS CAGR (5Y)	32.53%●	8.77%
FCF CAGR (5Y)	10.67%●	-5.16%
Total return CAGR (5Y)	16.01%	16.79%●

Frequently asked

Which is better, AXP or C?: It depends on your goal. value: C (lower P/E); growth: AXP (faster 5Y revenue CAGR); income: C (higher dividend yield); quality: AXP (higher ROIC). Across all compared metrics, AXP leads 9 to 7.
Is AXP or C cheaper?: On trailing earnings, C is cheaper: AXP trades at a 20.30 P/E and C at 17.33.
Which has grown faster, AXP or C?: Over the past five years, AXP grew revenue faster — AXP at a 17.35% CAGR versus C at 15.26%.
Does AXP or C pay a bigger dividend?: AXP yields 1.05% and C yields 1.72% based on trailing dividends and the latest price.
Is AXP or C more profitable?: AXP runs the higher net margin — AXP at 13.61% versus C at 9.34%.
Which has been the better investment, AXP or C?: Over the past 10-year, AXP delivered the higher annualized total return — AXP at 19.13% versus C at 15.70%. Past performance doesn't predict future results.

Go deeper

Full AXP analysis Full C analysis Interactive comparison tool

Dig into the metrics

American Express P/E ratio Citigroup P/E ratio American Express dividend yield Citigroup dividend yield American Express ROE Citigroup ROE American Express operating margin Citigroup operating margin American Express revenue growth Citigroup revenue growth American Express free cash flow Citigroup free cash flow

American Express & Citigroup appear in these rankings

Fastest Revenue Growth Stocks Highest ROE Stocks Highest FCF Yield Stocks Best 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.