American Express Company (AXP) vs The Charles Schwab Corporation (SCHW)
SCHW leads on 10 of 17 compared metrics.
A side-by-side comparison of American Express Company and The Charles Schwab Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
AXP
American Express Company
$325.44Financial Services
SCHW
The Charles Schwab Corporation
$91.10Financial Services
Total return — AXP vs SCHW
growth of $100 · last 30yAXP +2356.2%SCHW +2362.2%SCHW compounded faster
AXP SCHW
AXP vs SCHW: by the numbers
- •AXP is the larger company ($222.06B vs $158.44B market cap).
- •SCHW trades at the lower earnings multiple (18.08 vs 20.30 P/E).
- •SCHW converts more revenue to profit (33.26% vs 13.61% net margin).
- •AXP grew revenue faster over the past five years (17.35% vs 14.85% CAGR).
- •SCHW pays the higher dividend yield (1.30% vs 1.05%).
Which is better, AXP or SCHW?
Metric tally: AXP 7 · SCHW 10It depends on what you're optimizing for:
ValueSCHW(lower P/E)
GrowthAXP(faster 5Y revenue CAGR)
IncomeSCHW(higher dividend yield)
QualitySCHW(higher ROIC)
Valuation
| Metric | AXP | SCHW |
|---|---|---|
| P/E ratio | 20.30 | 18.08● |
| Forward P/E | 16.15 | 12.44● |
| P/S ratio | 2.71● | 5.63 |
| P/B ratio | 6.57 | 3.24● |
| PEG ratio | 2.43 | 0.36● |
| EV / EBITDA | 12.49 | 10.90● |
| FCF yield | 6.41%● | 6.09% |
Profitability
| Metric | AXP | SCHW |
|---|---|---|
| Gross margin | 83.50% | 87.57%● |
| Operating margin | 20.70% | 43.04%● |
| Net margin | 13.61% | 33.26%● |
| ROE | 33.00%● | 19.14% |
| ROIC | 8.29% | 9.50%● |
Dividends
| Metric | AXP | SCHW |
|---|---|---|
| Dividend yield | 1.05% | 1.30%● |
| Payout ratio | 22.13% | 25.21% |
Growth (annualized)
| Metric | AXP | SCHW |
|---|---|---|
| Revenue CAGR (5Y) | 17.35%● | 14.85% |
| EPS CAGR (5Y) | 32.53%● | 17.05% |
| FCF CAGR (5Y) | 10.67%● | 8.89% |
| Total return CAGR (5Y) | 16.01%● | 5.66% |
Frequently asked
- Which is better, AXP or SCHW?
- It depends on your goal. value: SCHW (lower P/E); growth: AXP (faster 5Y revenue CAGR); income: SCHW (higher dividend yield); quality: SCHW (higher ROIC). Across all compared metrics, SCHW leads 10 to 7.
- Is AXP or SCHW cheaper?
- On trailing earnings, SCHW is cheaper: AXP trades at a 20.30 P/E and SCHW at 18.08.
- Which has grown faster, AXP or SCHW?
- Over the past five years, AXP grew revenue faster — AXP at a 17.35% CAGR versus SCHW at 14.85%.
- Does AXP or SCHW pay a bigger dividend?
- AXP yields 1.05% and SCHW yields 1.30% based on trailing dividends and the latest price.
- Is AXP or SCHW more profitable?
- SCHW runs the higher net margin — AXP at 13.61% versus SCHW at 33.26%.
- Which has been the better investment, AXP or SCHW?
- Over the past 10-year, AXP delivered the higher annualized total return — AXP at 19.13% versus SCHW at 13.78%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
American Express P/E ratioCharles Schwab P/E ratioAmerican Express dividend yieldCharles Schwab dividend yieldAmerican Express ROECharles Schwab ROEAmerican Express operating marginCharles Schwab operating marginAmerican Express revenue growthCharles Schwab revenue growthAmerican Express free cash flowCharles Schwab free cash flow
American Express & Charles Schwab appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.