American Express Company (AXP) vs The Charles Schwab Corporation (SCHW)
A side-by-side comparison of American Express Company and The Charles Schwab Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 10, 2026. Differences are shown without an overall score or investment verdict.
AXP
American Express Company
$324.69Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT
SCHW
The Charles Schwab Corporation
$107.25Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT
Total return — AXP vs SCHW
growth of $100 · dividends reinvested · last 10yAXP +465.3% (+18.9%/yr)SCHW +296.7% (+14.8%/yr)AXP compounded faster over this window
AXP SCHW
AXP vs SCHW: by the numbers
- •AXP is the larger company ($219.27B vs $186.52B market cap).
- •SCHW trades at the lower trailing earnings multiple (19.50 vs 19.64 P/E), one valuation lens rather than an overall verdict.
- •SCHW converts more revenue to profit (33.62% vs 13.61% net margin).
- •AXP grew revenue faster over the past five years (16.23% vs 13.03% CAGR).
- •SCHW pays the higher dividend yield (1.15% vs 1.10%).
Metrics side by side
Valuation
| Metric | AXP | SCHW |
|---|---|---|
| P/E ratio | 19.64 | 19.50 |
| Forward P/E | 18.40 | 16.51 |
| P/S ratio | 2.61 | 6.21 |
| P/B ratio | 6.40 | 3.74 |
Profitability
| Metric | AXP | SCHW |
|---|---|---|
| Gross margin | 84.35% | 86.67% |
| Operating margin | 17.14% | 43.49% |
| Net margin | 13.61% | 33.62% |
| ROE | 33.39% | 20.24% |
Dividends
| Metric | AXP | SCHW |
|---|---|---|
| Dividend yield | 1.10% | 1.15% |
| Payout ratio | 21.42% | 22.36% |
Growth (annualized)
| Metric | AXP | SCHW |
|---|---|---|
| Revenue CAGR (5Y) | 16.23% | 13.03% |
| EPS CAGR (5Y) | 32.53% | 17.05% |
| Total return CAGR (5Y) | 16.52% | 9.51% |
Frequently asked
- Which has the lower trailing P/E, AXP or SCHW?
- SCHW has the lower trailing P/E: AXP trades at 19.64 and SCHW at 19.50. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, AXP or SCHW?
- Over the past five years, AXP grew revenue faster — AXP at a 16.23% CAGR versus SCHW at 13.03%.
- Does AXP or SCHW pay a bigger dividend?
- AXP yields 1.10% and SCHW yields 1.15% based on trailing dividends and the latest price.
- Is AXP or SCHW more profitable?
- SCHW runs the higher net margin — AXP at 13.61% versus SCHW at 33.62%.
- How have AXP and SCHW total returns compared?
- Over the past 10 years, AXP delivered 18.90% and SCHW delivered 14.73% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
American Express P/E ratioCharles Schwab P/E ratioAmerican Express dividend yieldCharles Schwab dividend yieldAmerican Express ROECharles Schwab ROEAmerican Express operating marginCharles Schwab operating marginAmerican Express revenue growthCharles Schwab revenue growth
American Express & Charles Schwab appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 10, 2026.