American Express Company (AXP) vs The Charles Schwab Corporation (SCHW)
A side-by-side comparison of American Express Company and The Charles Schwab Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
AXP
American Express Company
$336.63Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
SCHW
The Charles Schwab Corporation
$105.97Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — AXP vs SCHW
growth of $100 · dividends reinvested · last 30yAXP +3740.6%SCHW +3906.2%SCHW compounded faster
AXP SCHW
AXP vs SCHW: by the numbers
- •AXP is the larger company ($229.69B vs $184.30B market cap).
- •SCHW trades at the lower trailing earnings multiple (20.67 vs 28.05 P/E), one valuation lens rather than an overall verdict.
- •SCHW converts more revenue to profit (33.26% vs 10.77% net margin).
- •SCHW grew revenue faster over the past five years (14.85% vs 14.35% CAGR).
- •SCHW pays the higher dividend yield (1.13% vs 1.02%).
Metrics side by side
Valuation
| Metric | AXP | SCHW |
|---|---|---|
| P/E ratio | 28.05 | 20.67 |
| Forward P/E | 18.99 | 16.02 |
| P/S ratio | 2.94 | 6.44 |
| P/B ratio | 0.74 | 3.71 |
| PEG ratio | 2.46 | 0.38 |
Profitability
| Metric | AXP | SCHW |
|---|---|---|
| Gross margin | 83.11% | 87.57% |
| Operating margin | 17.14% | 43.04% |
| Net margin | 10.77% | 33.26% |
| ROE | 2.71% | 19.14% |
| ROIC | 8.29% | 9.50% |
Dividends
| Metric | AXP | SCHW |
|---|---|---|
| Dividend yield | 1.02% | 1.13% |
| Payout ratio | 22.13% | 25.21% |
Growth (annualized)
| Metric | AXP | SCHW |
|---|---|---|
| Revenue CAGR (5Y) | 14.35% | 14.85% |
| EPS CAGR (5Y) | 32.53% | 17.05% |
| Total return CAGR (5Y) | 15.82% | 10.74% |
Frequently asked
- Which has the lower trailing P/E, AXP or SCHW?
- SCHW has the lower trailing P/E: AXP trades at 28.05 and SCHW at 20.67. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, AXP or SCHW?
- Over the past five years, SCHW grew revenue faster — AXP at a 14.35% CAGR versus SCHW at 14.85%.
- Does AXP or SCHW pay a bigger dividend?
- AXP yields 1.02% and SCHW yields 1.13% based on trailing dividends and the latest price.
- Is AXP or SCHW more profitable?
- SCHW runs the higher net margin — AXP at 10.77% versus SCHW at 33.26%.
- How have AXP and SCHW total returns compared?
- Over the past 10 years, AXP delivered 19.43% and SCHW delivered 15.39% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
American Express P/E ratioCharles Schwab P/E ratioAmerican Express dividend yieldCharles Schwab dividend yieldAmerican Express ROECharles Schwab ROEAmerican Express operating marginCharles Schwab operating marginAmerican Express revenue growthCharles Schwab revenue growthAmerican Express free cash flowCharles Schwab free cash flow
American Express & Charles Schwab appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.