American Express Company (AXP) vs Wells Fargo & Company (WFC)
A side-by-side comparison of American Express Company and Wells Fargo & Company across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
AXP
American Express Company
$336.63Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
WFC
Wells Fargo & Company
$86.87Financial ServicesDelayed quote: Jul 28, 2026, 4:02 PM EDT
Total return — AXP vs WFC
growth of $100 · dividends reinvested · last 30yAXP +3740.6%WFC +2179.1%AXP compounded faster
AXP WFC
AXP vs WFC: by the numbers
- •WFC is the larger company ($265.84B vs $229.69B market cap).
- •WFC trades at the lower trailing earnings multiple (12.59 vs 28.05 P/E), one valuation lens rather than an overall verdict.
- •WFC converts more revenue to profit (17.54% vs 10.77% net margin).
- •AXP grew revenue faster over the past five years (14.35% vs 9.78% CAGR).
- •WFC pays the higher dividend yield (2.06% vs 1.02%).
Metrics side by side
Valuation
| Metric | AXP | WFC |
|---|---|---|
| P/E ratio | 28.05 | 12.59 |
| Forward P/E | 18.99 | 12.02 |
| P/S ratio | 2.94 | 2.08 |
| P/B ratio | 0.74 | 1.49 |
| PEG ratio | 2.46 | 0.82 |
Profitability
| Metric | AXP | WFC |
|---|---|---|
| Gross margin | 83.11% | 64.50% |
| Operating margin | 17.14% | 21.17% |
| Net margin | 10.77% | 17.54% |
| ROE | 2.71% | 12.57% |
| ROIC | 8.29% | 3.16% |
Dividends
| Metric | AXP | WFC |
|---|---|---|
| Dividend yield | 1.02% | 2.06% |
| Payout ratio | 22.13% | 28.17% |
Growth (annualized)
| Metric | AXP | WFC |
|---|---|---|
| Revenue CAGR (5Y) | 14.35% | 9.78% |
| EPS CAGR (5Y) | 32.53% | 72.38% |
| Total return CAGR (5Y) | 15.82% | 16.70% |
Frequently asked
- Which has the lower trailing P/E, AXP or WFC?
- WFC has the lower trailing P/E: AXP trades at 28.05 and WFC at 12.59. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, AXP or WFC?
- Over the past five years, AXP grew revenue faster — AXP at a 14.35% CAGR versus WFC at 9.78%.
- Does AXP or WFC pay a bigger dividend?
- AXP yields 1.02% and WFC yields 2.06% based on trailing dividends and the latest price.
- Is AXP or WFC more profitable?
- WFC runs the higher net margin — AXP at 10.77% versus WFC at 17.54%.
- How have AXP and WFC total returns compared?
- Over the past 10 years, AXP delivered 19.43% and WFC delivered 9.12% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
American Express P/E ratioWells Fargo & P/E ratioAmerican Express dividend yieldWells Fargo & dividend yieldAmerican Express ROEWells Fargo & ROEAmerican Express operating marginWells Fargo & operating marginAmerican Express revenue growthWells Fargo & revenue growthAmerican Express free cash flowWells Fargo & free cash flow
American Express & Wells Fargo & appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.