American Express Company (AXP) vs Wells Fargo & Company (WFC)
AXP and WFC are evenly matched — 8 metrics each of 16.
A side-by-side comparison of American Express Company and Wells Fargo & Company across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
AXP
American Express Company
$325.44Financial Services
WFC
Wells Fargo & Company
$83.74Financial Services
Total return — AXP vs WFC
growth of $100 · last 30yAXP +2356.2%WFC +867.0%AXP compounded faster
AXP WFC
AXP vs WFC: by the numbers
- •WFC is the larger company ($256.26B vs $222.06B market cap).
- •WFC trades at the lower earnings multiple (12.82 vs 20.30 P/E).
- •WFC converts more revenue to profit (17.29% vs 13.61% net margin).
- •AXP grew revenue faster over the past five years (17.35% vs 9.46% CAGR).
- •WFC pays the higher dividend yield (2.15% vs 1.05%).
Which is better, AXP or WFC?
Metric tally: AXP 8 · WFC 8It depends on what you're optimizing for:
ValueWFC(lower P/E)
GrowthAXP(faster 5Y revenue CAGR)
IncomeWFC(higher dividend yield)
QualityAXP(higher ROIC)
Valuation
| Metric | AXP | WFC |
|---|---|---|
| P/E ratio | 20.30 | 12.82● |
| Forward P/E | 16.15 | 11.96● |
| P/S ratio | 2.71 | 2.14● |
| P/B ratio | 6.57 | 1.51● |
| PEG ratio | 2.43 | 0.79● |
| EV / EBITDA | 12.49● | 17.27 |
| FCF yield | 6.41%● | 0.44% |
Profitability
| Metric | AXP | WFC |
|---|---|---|
| Gross margin | 83.50%● | 64.55% |
| Operating margin | 20.70% | 20.47% |
| Net margin | 13.61% | 17.29%● |
| ROE | 33.00%● | 12.18% |
| ROIC | 8.29%● | 3.16% |
Dividends
| Metric | AXP | WFC |
|---|---|---|
| Dividend yield | 1.05% | 2.15%● |
| Payout ratio | 22.13% | 28.17% |
Growth (annualized)
| Metric | AXP | WFC |
|---|---|---|
| Revenue CAGR (5Y) | 17.35%● | 9.46% |
| EPS CAGR (5Y) | 32.53% | 72.38%● |
| FCF CAGR (5Y) | 10.67%● | -10.02% |
| Total return CAGR (5Y) | 16.01%● | 15.64% |
Frequently asked
- Which is better, AXP or WFC?
- It depends on your goal. value: WFC (lower P/E); growth: AXP (faster 5Y revenue CAGR); income: WFC (higher dividend yield); quality: AXP (higher ROIC). Across all compared metrics, they are evenly matched.
- Is AXP or WFC cheaper?
- On trailing earnings, WFC is cheaper: AXP trades at a 20.30 P/E and WFC at 12.82.
- Which has grown faster, AXP or WFC?
- Over the past five years, AXP grew revenue faster — AXP at a 17.35% CAGR versus WFC at 9.46%.
- Does AXP or WFC pay a bigger dividend?
- AXP yields 1.05% and WFC yields 2.15% based on trailing dividends and the latest price.
- Is AXP or WFC more profitable?
- WFC runs the higher net margin — AXP at 13.61% versus WFC at 17.29%.
- Which has been the better investment, AXP or WFC?
- Over the past 10-year, AXP delivered the higher annualized total return — AXP at 19.13% versus WFC at 8.62%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
American Express P/E ratioWells Fargo & P/E ratioAmerican Express dividend yieldWells Fargo & dividend yieldAmerican Express ROEWells Fargo & ROEAmerican Express operating marginWells Fargo & operating marginAmerican Express revenue growthWells Fargo & revenue growthAmerican Express free cash flowWells Fargo & free cash flow
American Express & Wells Fargo & appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.