American Express Company (AXP) vs Wells Fargo & Company (WFC)

AXP and WFC are evenly matched — 8 metrics each of 16.

A side-by-side comparison of American Express Company and Wells Fargo & Company across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Total return — AXP vs WFC

growth of $100 · last 30y
AXP +2356.2%WFC +867.0%AXP compounded faster
01k2k3kStart $100200120062011201620212026$2,456$967
AXP WFC

AXP vs WFC: by the numbers

  • WFC is the larger company ($256.26B vs $222.06B market cap).
  • WFC trades at the lower earnings multiple (12.82 vs 20.30 P/E).
  • WFC converts more revenue to profit (17.29% vs 13.61% net margin).
  • AXP grew revenue faster over the past five years (17.35% vs 9.46% CAGR).
  • WFC pays the higher dividend yield (2.15% vs 1.05%).

Which is better, AXP or WFC?

Metric tally: AXP 8 · WFC 8

It depends on what you're optimizing for:

ValueWFC(lower P/E)
GrowthAXP(faster 5Y revenue CAGR)
IncomeWFC(higher dividend yield)
QualityAXP(higher ROIC)

Valuation

MetricAXPWFC
P/E ratio20.3012.82
Forward P/E16.1511.96
P/S ratio2.712.14
P/B ratio6.571.51
PEG ratio2.430.79
EV / EBITDA12.4917.27
FCF yield6.41%0.44%

Profitability

MetricAXPWFC
Gross margin83.50%64.55%
Operating margin20.70%20.47%
Net margin13.61%17.29%
ROE33.00%12.18%
ROIC8.29%3.16%

Dividends

MetricAXPWFC
Dividend yield1.05%2.15%
Payout ratio22.13%28.17%

Growth (annualized)

MetricAXPWFC
Revenue CAGR (5Y)17.35%9.46%
EPS CAGR (5Y)32.53%72.38%
FCF CAGR (5Y)10.67%-10.02%
Total return CAGR (5Y)16.01%15.64%

Frequently asked

Which is better, AXP or WFC?
It depends on your goal. value: WFC (lower P/E); growth: AXP (faster 5Y revenue CAGR); income: WFC (higher dividend yield); quality: AXP (higher ROIC). Across all compared metrics, they are evenly matched.
Is AXP or WFC cheaper?
On trailing earnings, WFC is cheaper: AXP trades at a 20.30 P/E and WFC at 12.82.
Which has grown faster, AXP or WFC?
Over the past five years, AXP grew revenue faster — AXP at a 17.35% CAGR versus WFC at 9.46%.
Does AXP or WFC pay a bigger dividend?
AXP yields 1.05% and WFC yields 2.15% based on trailing dividends and the latest price.
Is AXP or WFC more profitable?
WFC runs the higher net margin — AXP at 13.61% versus WFC at 17.29%.
Which has been the better investment, AXP or WFC?
Over the past 10-year, AXP delivered the higher annualized total return — AXP at 19.13% versus WFC at 8.62%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.