Mastercard Incorporated (MA) vs Morgan Stanley (MS)
A side-by-side comparison of Mastercard Incorporated and Morgan Stanley across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
MA
Mastercard Incorporated
$562.75Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
MS
Morgan Stanley
$211.59Financial ServicesDelayed quote: Jul 28, 2026, 3:59 PM EDT
Total return — MA vs MS
growth of $100 · dividends reinvested · last 20yMA +13386.5%MS +547.3%MA compounded faster
Log scale — wide-divergence pair
MA MS
MA vs MS: by the numbers
- •MA is the larger company ($497.23B vs $333.74B market cap).
- •MS trades at the lower trailing earnings multiple (17.47 vs 31.93 P/E), one valuation lens rather than an overall verdict.
- •MA converts more revenue to profit (45.88% vs 15.99% net margin).
- •MS grew revenue faster over the past five years (18.41% vs 17.05% CAGR).
- •MS pays the higher dividend yield (1.86% vs 0.59%).
Metrics side by side
Valuation
| Metric | MA | MS |
|---|---|---|
| P/E ratio | 31.93 | 17.47 |
| Forward P/E | 28.09 | 16.68 |
| P/S ratio | 14.52 | 2.70 |
| P/B ratio | 73.29 | 2.99 |
| PEG ratio | 1.83 | 0.60 |
Profitability
| Metric | MA | MS |
|---|---|---|
| Gross margin | 82.96% | 59.72% |
| Operating margin | 59.40% | 20.70% |
| Net margin | 45.88% | 15.99% |
| ROE | 231.63% | 17.70% |
| ROIC | 48.63% | 1.69% |
Dividends
| Metric | MA | MS |
|---|---|---|
| Dividend yield | 0.59% | 1.86% |
| Payout ratio | 19.70% | 38.68% |
Growth (annualized)
| Metric | MA | MS |
|---|---|---|
| Revenue CAGR (5Y) | 17.05% | 18.41% |
| EPS CAGR (5Y) | 20.93% | 9.56% |
| Total return CAGR (5Y) | 8.55% | 20.87% |
Frequently asked
- Which has the lower trailing P/E, MA or MS?
- MS has the lower trailing P/E: MA trades at 31.93 and MS at 17.47. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, MA or MS?
- Over the past five years, MS grew revenue faster — MA at a 17.05% CAGR versus MS at 18.41%.
- Does MA or MS pay a bigger dividend?
- MA yields 0.59% and MS yields 1.86% based on trailing dividends and the latest price.
- Is MA or MS more profitable?
- MA runs the higher net margin — MA at 45.88% versus MS at 15.99%.
- How have MA and MS total returns compared?
- Over the past 10 years, MA delivered 20.01% and MS delivered 25.41% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Mastercard P/E ratioMorgan Stanley P/E ratioMastercard dividend yieldMorgan Stanley dividend yieldMastercard ROEMorgan Stanley ROEMastercard operating marginMorgan Stanley operating marginMastercard revenue growthMorgan Stanley revenue growthMastercard free cash flowMorgan Stanley free cash flow
Mastercard & Morgan Stanley appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.