Mastercard Incorporated (MA) vs Morgan Stanley (MS)

A side-by-side comparison of Mastercard Incorporated and Morgan Stanley across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnMA vs MS

growth of $100 · dividends reinvested · last 10y
MA +498.8% (+19.6%/yr)MS +786.1% (+24.4%/yr)MS compounded faster over this window
200400600800Start $10020182020202220242026$599$886
MA MS

MA vs MS: by the numbers

  • MA is the larger company ($499.20B vs $338.14B market cap).
  • MS trades at the lower trailing earnings multiple (17.46 vs 31.31 P/E), one valuation lens rather than an overall verdict.
  • MA converts more revenue to profit (46.34% vs 15.99% net margin).
  • MS grew revenue faster over the past five years (18.41% vs 16.09% CAGR).
  • MS pays the higher dividend yield (1.95% vs 0.60%).

Metrics side by side

Valuation

MetricMAMS
P/E ratio31.3117.46
Forward P/E28.5216.62
P/S ratio14.232.67
P/B ratio88.973.06

Profitability

MetricMAMS
Gross margin100.00%59.72%
Operating margin59.84%20.70%
Net margin46.34%15.99%
ROE289.73%18.32%

Dividends

MetricMAMS
Dividend yield0.60%1.95%
Payout ratio18.54%33.79%

Growth (annualized)

MetricMAMS
Revenue CAGR (5Y)16.09%18.41%
EPS CAGR (5Y)20.93%9.56%
Total return CAGR (5Y)10.88%19.18%

Frequently asked

Which has the lower trailing P/E, MA or MS?
MS has the lower trailing P/E: MA trades at 31.31 and MS at 17.46. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, MA or MS?
Over the past five years, MS grew revenue faster — MA at a 16.09% CAGR versus MS at 18.41%.
Does MA or MS pay a bigger dividend?
MA yields 0.60% and MS yields 1.95% based on trailing dividends and the latest price.
Is MA or MS more profitable?
MA runs the higher net margin — MA at 46.34% versus MS at 15.99%.
How have MA and MS total returns compared?
Over the past 10 years, MA delivered 19.83% and MS delivered 24.44% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.