Mastercard Incorporated (MA) vs Morgan Stanley (MS)

A side-by-side comparison of Mastercard Incorporated and Morgan Stanley across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnMA vs MS

growth of $100 · dividends reinvested · last 20y
MA +13386.5%MS +547.3%MA compounded faster
Log scale — wide-divergence pair
101001k10k100kStart $10020102014201820222026$13,486$647
MA MS

MA vs MS: by the numbers

  • MA is the larger company ($497.23B vs $333.74B market cap).
  • MS trades at the lower trailing earnings multiple (17.47 vs 31.93 P/E), one valuation lens rather than an overall verdict.
  • MA converts more revenue to profit (45.88% vs 15.99% net margin).
  • MS grew revenue faster over the past five years (18.41% vs 17.05% CAGR).
  • MS pays the higher dividend yield (1.86% vs 0.59%).

Metrics side by side

Valuation

MetricMAMS
P/E ratio31.9317.47
Forward P/E28.0916.68
P/S ratio14.522.70
P/B ratio73.292.99
PEG ratio1.830.60

Profitability

MetricMAMS
Gross margin82.96%59.72%
Operating margin59.40%20.70%
Net margin45.88%15.99%
ROE231.63%17.70%
ROIC48.63%1.69%

Dividends

MetricMAMS
Dividend yield0.59%1.86%
Payout ratio19.70%38.68%

Growth (annualized)

MetricMAMS
Revenue CAGR (5Y)17.05%18.41%
EPS CAGR (5Y)20.93%9.56%
Total return CAGR (5Y)8.55%20.87%

Frequently asked

Which has the lower trailing P/E, MA or MS?
MS has the lower trailing P/E: MA trades at 31.93 and MS at 17.47. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, MA or MS?
Over the past five years, MS grew revenue faster — MA at a 17.05% CAGR versus MS at 18.41%.
Does MA or MS pay a bigger dividend?
MA yields 0.59% and MS yields 1.86% based on trailing dividends and the latest price.
Is MA or MS more profitable?
MA runs the higher net margin — MA at 45.88% versus MS at 15.99%.
How have MA and MS total returns compared?
Over the past 10 years, MA delivered 20.01% and MS delivered 25.41% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.