Mastercard Incorporated (MA) vs Morgan Stanley (MS)
MS leads on 9 of 16 compared metrics.
A side-by-side comparison of Mastercard Incorporated and Morgan Stanley across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
MA
Mastercard Incorporated
$489.98Financial Services
MS
Morgan Stanley
$214.04Financial Services
Total return — MA vs MS
growth of $100 · last 20yMA +10551.7%MS +321.3%MA compounded faster
Log scale — wide-divergence pair
MA MS
MA vs MS: by the numbers
- •MA is the larger company ($432.94B vs $337.60B market cap).
- •MS trades at the lower earnings multiple (19.46 vs 28.36 P/E).
- •MA converts more revenue to profit (45.88% vs 15.13% net margin).
- •MS grew revenue faster over the past five years (17.47% vs 17.05% CAGR).
- •MS pays the higher dividend yield (1.87% vs 0.67%).
Which is better, MA or MS?
Metric tally: MA 7 · MS 9It depends on what you're optimizing for:
ValueMS(lower P/E)
GrowthMS(faster 5Y revenue CAGR)
IncomeMS(higher dividend yield)
QualityMA(higher ROIC)
Valuation
| Metric | MA | MS |
|---|---|---|
| P/E ratio | 28.36 | 19.46● |
| Forward P/E | 21.48 | 18.00● |
| P/S ratio | 12.89 | 2.84● |
| P/B ratio | 65.09 | 2.98● |
| PEG ratio | 1.81 | 0.58● |
| EV / EBITDA | 21.13● | 22.11 |
| FCF yield | 4.05% | — |
Profitability
| Metric | MA | MS |
|---|---|---|
| Gross margin | 82.96%● | 57.99% |
| Operating margin | 59.40%● | 19.48% |
| Net margin | 45.88%● | 15.13% |
| ROE | 231.63%● | 15.91% |
| ROIC | 48.63%● | 1.69% |
Dividends
| Metric | MA | MS |
|---|---|---|
| Dividend yield | 0.67% | 1.87%● |
| Payout ratio | 19.70% | 38.68% |
Growth (annualized)
| Metric | MA | MS |
|---|---|---|
| Revenue CAGR (5Y) | 17.05% | 17.47%● |
| EPS CAGR (5Y) | 20.93%● | 9.56% |
| FCF CAGR (5Y) | 23.43% | 28.69%● |
| Total return CAGR (5Y) | 6.65% | 22.22%● |
Frequently asked
- Which is better, MA or MS?
- It depends on your goal. value: MS (lower P/E); growth: MS (faster 5Y revenue CAGR); income: MS (higher dividend yield); quality: MA (higher ROIC). Across all compared metrics, MS leads 9 to 7.
- Is MA or MS cheaper?
- On trailing earnings, MS is cheaper: MA trades at a 28.36 P/E and MS at 19.46.
- Which has grown faster, MA or MS?
- Over the past five years, MS grew revenue faster — MA at a 17.05% CAGR versus MS at 17.47%.
- Does MA or MS pay a bigger dividend?
- MA yields 0.67% and MS yields 1.87% based on trailing dividends and the latest price.
- Is MA or MS more profitable?
- MA runs the higher net margin — MA at 45.88% versus MS at 15.13%.
- Which has been the better investment, MA or MS?
- Over the past 10-year, MS delivered the higher annualized total return — MA at 18.49% versus MS at 27.20%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Mastercard P/E ratioMorgan Stanley P/E ratioMastercard dividend yieldMorgan Stanley dividend yieldMastercard ROEMorgan Stanley ROEMastercard operating marginMorgan Stanley operating marginMastercard revenue growthMorgan Stanley revenue growthMastercard free cash flowMorgan Stanley free cash flow
Mastercard & Morgan Stanley appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.