Mastercard Incorporated (MA) Operating Margin: 59.17%
Is Mastercard Incorporated’s operating margin high or low?
Mastercard Incorporated's operating margin of 59.17% is in line with its 5-year average of 55.28%, near the high end of its 5-year range (52.81%–59.17%).
The operating margin for Mastercard Incorporated (MA) is 59.17% as of Tuesday, June 9, 2026. It is above its 12-month average by 3.36% (57.25%).
MA Operating Margin Chart
MA Average Operating Margin Chart
MA Current vs Average Operating Margin Chart
MA Operating Margin Metrics
OPERATING MARGIN
59.17%
OPERATING MARGIN AVG TTM
57.25%
OPERATING MARGIN AVG 3Y
56.36%
OPERATING MARGIN AVG 5Y
55.28%
OPERATING MARGIN AVG 10Y
54.23%
OPERATING MARGIN AVG 15Y
53.01%
OPERATING MARGIN AVG 20Y
44.25%
CURRENT VS TTM AVG
+3.36%
CURRENT VS 3Y AVG
+4.98%
CURRENT VS 5Y AVG
+7.05%
CURRENT VS 10Y AVG
+9.10%
CURRENT VS 15Y AVG
+11.62%
CURRENT VS 20Y AVG
+33.71%
MA Competitors' Operating Margin
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Mastercard Incorporated (MA) | — | 59.17% | 57.25% | 56.36% | 55.28% |
| Bank of America Corporation (BAC) | $386.20B | 19.68% | 17.44% | 19.57% | 22.46% |
| Invesco QQQ Trust, Series 1 (QQQ) | $495.94B | N/A | N/A | N/A | N/A |
| Morgan Stanley (MS) | $331.62B | 19.09% | 18.07% | 18.02% | 22.52% |
| The Goldman Sachs Group, Inc. (GS) | $304.45B | 17.47% | 15.98% | 15.38% | 21.07% |
| Vanguard Total Stock Market ETF (VTI) | $622.51B | N/A | N/A | N/A | N/A |
| Visa Inc. (V) | $623.06B | 59.99% | 62.84% | 63.54% | 64.03% |
| Wells Fargo & Company (WFC) | $250.94B | 20.40% | 19.52% | 19.13% | 19.19% |
| Citigroup Inc. (C) | $229.72B | 11.78% | 10.88% | 12.21% | 16.43% |
| American Express Company (AXP) | $217.24B | 17.14% | 17.26% | 16.84% | 17.11% |
Operating Efficiency
Gross Margin
83.4%
Operating Margin
59.2%
Mastercard Incorporated Operating Margin Formula & Definition
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Mastercard Incorporated Operating Margin FAQ
- What is the operating margin for Mastercard Incorporated (MA)?
- The operating margin for MA stock is 59.17%.
- Is Mastercard Incorporated's operating margin high or low?
- Mastercard Incorporated's operating margin of 59.17% is in line with its 5-year average of 55.28%, near the high end of its 5-year range (52.81%–59.17%).
- What is the TTM average operating margin for Mastercard Incorporated (MA)?
- The TTM average operating margin for MA stock is 57.25%.
- What is the 3Y average operating margin for Mastercard Incorporated (MA)?
- The 3Y average operating margin for MA stock is 56.36%.
- What is the 5Y average operating margin for Mastercard Incorporated (MA)?
- The 5Y average operating margin for MA stock is 55.28%.
- What is the 10Y average operating margin for Mastercard Incorporated (MA)?
- The 10Y average operating margin for MA stock is 54.23%.
- What is the 15Y average operating margin for Mastercard Incorporated (MA)?
- The 15Y average operating margin for MA stock is 53.01%.
- What is the 20Y average operating margin for Mastercard Incorporated (MA)?
- The 20Y average operating margin for MA stock is 44.25%.
Mastercard Incorporated Operating Margin History
| DATE | OPERATING MARGIN |
|---|---|
| 2025-12-31 | 59.17% |
| 2024-12-31 | 55.32% |
| 2023-12-31 | 55.81% |
| 2022-12-31 | 55.15% |
| 2021-12-31 | 53.39% |
| 2020-12-31 | 52.81% |
| 2019-12-31 | 57.24% |
| 2018-12-31 | 48.71% |
| 2017-12-31 | 52.99% |
| 2016-12-31 | 53.46% |
| 2015-12-31 | 52.53% |
| 2014-12-31 | 54.08% |
| 2013-12-31 | 54.17% |
| 2012-12-31 | 53.27% |
| 2011-12-31 | 40.41% |
| 2010-12-31 | 49.68% |
| 2009-12-31 | 44.32% |
| 2008-12-31 | -10.71% |
| 2007-12-31 | 27.24% |
| 2006-12-31 | 6.90% |
| 2005-12-31 | 13.38% |
| 2004-12-31 | 13.37% |
| 2003-12-31 | -26.98% |
| 2002-12-31 | 7.51% |
| 2001-12-31 | 13.76% |
| 2000-12-31 | 12.32% |
| 1998-12-31 | 1.68% |