Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 59.84% is in line with its 5-year average of 56.62%, near the high end of its 5-year range (51.50%–61.74%).
0.14% below its 12-month average of 59.93%.
Reported quarterly operating margin; no daily interpolation.
OPERATING MARGIN
59.84%
OPERATING MARGIN AVG TTM
59.93%
OPERATING MARGIN AVG 3Y
58.48%
OPERATING MARGIN AVG 5Y
56.62%
OPERATING MARGIN AVG 10Y
55.39%
OPERATING MARGIN AVG 15Y
55.48%
OPERATING MARGIN AVG 20Y
53.30%
CURRENT VS TTM AVG
-0.14%
CURRENT VS 3Y AVG
+2.33%
CURRENT VS 5Y AVG
+5.69%
CURRENT VS 10Y AVG
+8.04%
CURRENT VS 15Y AVG
+7.87%
CURRENT VS 20Y AVG
+12.28%
SECTOR MEDIAN · FINANCIAL SERVICES
23.41%
median of 102 covered companies
CURRENT VS SECTOR MEDIAN
+155.62%
vs the sector median at left
Mastercard Incorporated
Market Cap
$500.69B
Operating Margin
59.84%
TTM Avg
59.93%
3Y Avg
58.48%
5Y Avg
56.62%
Market Cap
$511.86B
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$442.76B
Operating Margin
22.47%
TTM Avg
17.44%
3Y Avg
19.57%
5Y Avg
22.46%
Market Cap
$676.99B
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$305.78B
Operating Margin
24.81%
TTM Avg
15.98%
3Y Avg
15.38%
5Y Avg
21.07%
Market Cap
$266.04B
Operating Margin
21.17%
TTM Avg
19.52%
3Y Avg
19.13%
5Y Avg
19.19%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Mastercard Incorporated (MA) | $500.69B | 59.84% | 59.93% | 58.48% | 56.62% |
| Invesco QQQ Trust, Series 1 (QQQ)vs › | $511.86B | N/A | N/A | N/A | N/A |
| Bank of America Corporation (BAC)vs › | $442.76B | 22.47% | 17.44% | 19.57% | 22.46% |
| Morgan Stanley (MS)vs › | $341.18B | 20.70% | 18.07% | 18.02% | 22.52% |
| Vanguard Total International Stock ETF (VXUS)vs › | $676.99B | N/A | N/A | N/A | N/A |
| Visa Inc. (V)vs › | $688.27B | 60.68% | 62.84% | 63.54% | 64.03% |
| The Goldman Sachs Group, Inc. (GS)vs › | $305.78B | 24.81% | 15.98% | 15.38% | 21.07% |
| Wells Fargo & Company (WFC)vs › | $266.04B | 21.17% | 19.52% | 19.13% | 19.19% |
| Citigroup Inc. (C)vs › | $234.50B | 14.18% | 10.88% | 12.21% | 16.43% |
| American Express Company (AXP)vs › | $220.22B | 17.14% | 17.26% | 16.84% | 17.11% |
Gross Margin
100.0%
Operating Margin
59.8%
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 61.74% |
| 2026-03-31 | 59.12% |
| 2025-12-31 | 58.24% |
| 2025-09-30 | 60.10% |
| 2025-06-30 | 60.42% |
| 2025-03-31 | 59.32% |
| 2024-12-31 | 56.54% |
| 2024-09-30 | 54.34% |
| 2024-06-30 | 57.98% |
| 2024-03-31 | 56.77% |
| 2023-12-31 | 51.50% |
| 2023-09-30 | 58.84% |
| 2023-06-30 | 58.32% |
| 2023-03-31 | 54.56% |
| 2022-12-31 | 54.74% |
| 2022-09-30 | 54.07% |
| 2022-06-30 | 54.90% |
| 2022-03-31 | 57.09% |
| 2021-12-31 | 54.20% |
| 2021-09-30 | 54.50% |
| 2021-06-30 | 51.70% |
| 2021-03-31 | 52.88% |
| 2020-12-31 | 49.95% |
| 2020-09-30 | 54.86% |
| 2020-06-30 | 51.18% |
| 2020-03-31 | 55.15% |
| 2019-12-31 | 54.35% |
| 2019-09-30 | 59.44% |
| 2019-06-30 | 58.28% |
| 2019-03-31 | 56.90% |
| 2018-12-31 | 32.41% |
| 2018-09-30 | 58.67% |
| 2018-06-30 | 52.82% |
| 2018-03-31 | 50.98% |
| 2017-12-31 | 45.95% |
| 2017-09-30 | 57.12% |
| 2017-06-30 | 54.14% |
| 2017-03-31 | 55.08% |
| 2016-12-31 | 49.46% |
| 2016-09-30 | 57.99% |
| 2016-06-30 | 51.22% |
| 2016-03-31 | 55.11% |
| 2015-12-31 | 43.98% |
| 2015-09-30 | 54.11% |
| 2015-06-30 | 52.34% |
| 2015-03-31 | 60.58% |
| 2014-12-31 | 42.14% |
| 2014-09-30 | 57.03% |
| 2014-06-30 | 58.40% |
| 2014-03-31 | 59.16% |
| 2013-12-31 | 43.27% |
| 2013-09-30 | 56.27% |
| 2013-06-30 | 58.59% |
| 2013-03-31 | 58.08% |
| 2012-12-31 | 47.44% |
| 2012-09-30 | 55.47% |
| 2012-06-30 | 53.52% |
| 2012-03-31 | 56.88% |
| 2011-12-31 | -0.58% |
| 2011-09-30 | 55.12% |
| 2011-06-30 | 53.09% |
| 2011-03-31 | 55.70% |
| 2010-12-31 | 39.57% |
| 2010-09-30 | 53.64% |
| 2010-06-30 | 52.53% |
| 2010-03-31 | 53.52% |
| 2009-12-31 | 36.05% |
| 2009-09-30 | 49.34% |
| 2009-06-30 | 43.52% |
| 2009-03-31 | 48.53% |
| 2008-12-31 | 37.75% |
| 2008-09-30 | -20.87% |
| 2008-06-30 | -98.93% |
| 2008-03-31 | 43.62% |
| 2007-12-31 | 16.04% |
| 2007-09-30 | 32.63% |
| 2007-06-30 | 26.96% |
| 2007-03-31 | 34.31% |
| 2006-12-31 | 5.48% |
| 2006-09-30 | 30.46% |
| 2006-06-30 | -32.36% |
| 2006-03-31 | 24.74% |
| 2005-12-31 | -246.46% |
| 2005-09-30 | 100.00% |
| 2005-06-30 | 100.00% |
| 2005-03-31 | 100.00% |
| 2004-12-31 | -246.53% |
| 2004-09-30 | 100.00% |
| 2004-06-30 | 100.00% |
| 2004-03-31 | 100.00% |
| 2003-12-31 | -18.14% |
| 2003-09-30 | 20.01% |
| 2003-06-30 | 8.97% |
| 2003-03-31 | -130.37% |
| 2002-12-31 | -22.70% |
| 2002-09-30 | 23.46% |
