Mastercard Incorporated (MA) Net Profit Margin: 45.88%
Is Mastercard Incorporated’s net profit margin high or low?
Mastercard Incorporated's net profit margin of 45.88% is in line with its 5-year average of 44.76%, near the high end of its 5-year range (41.90%–46.00%).
The net profit margin for Mastercard Incorporated (MA) is 45.88% as of Wednesday, June 10, 2026. It is above its 12-month average by 0.44% (45.68%).
MA Net Profit Margin Chart
MA Average Net Profit Margin Chart
MA Current vs Average Net Profit Margin Chart
MA Net Profit Margin Metrics
NET PROFIT MARGIN
45.88%
NET PROFIT MARGIN AVG TTM
45.68%
NET PROFIT MARGIN AVG 3Y
45.16%
NET PROFIT MARGIN AVG 5Y
44.76%
NET PROFIT MARGIN AVG 10Y
42.20%
NET PROFIT MARGIN AVG 15Y
39.94%
NET PROFIT MARGIN AVG 20Y
33.33%
CURRENT VS TTM AVG
+0.44%
CURRENT VS 3Y AVG
+1.60%
CURRENT VS 5Y AVG
+2.51%
CURRENT VS 10Y AVG
+8.72%
CURRENT VS 15Y AVG
+14.87%
CURRENT VS 20Y AVG
+37.65%
MA Competitors' Net Profit Margin
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Mastercard Incorporated (MA) | — | 45.88% | 45.68% | 45.16% | 44.76% |
| Bank of America Corporation (BAC) | $388.93B | 18.13% | 15.02% | 17.34% | 20.42% |
| Invesco QQQ Trust, Series 1 (QQQ) | $488.15B | N/A | N/A | N/A | N/A |
| Morgan Stanley (MS) | $327.17B | 15.13% | 13.82% | 13.89% | 17.29% |
| The Goldman Sachs Group, Inc. (GS) | $296.20B | 16.31% | 12.49% | 12.30% | 16.70% |
| Wells Fargo & Company (WFC) | $251.58B | 17.29% | 16.50% | 16.50% | 16.12% |
| Vanguard Total Stock Market ETF (VTI) | $617.39B | N/A | N/A | N/A | N/A |
| Visa Inc. (V) | $619.81B | 51.68% | 52.55% | 52.25% | 51.64% |
| Citigroup Inc. (C) | $228.07B | 9.34% | 7.96% | 9.16% | 12.77% |
| American Express Company (AXP) | $214.47B | 13.61% | 13.55% | 13.26% | 13.23% |
Margin Comparison
Operating Margin
59.4%
Net Profit Margin
45.9%
Mastercard Incorporated Net Profit Margin Formula & Definition
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Mastercard Incorporated Net Profit Margin FAQ
- What is the net profit margin for Mastercard Incorporated (MA)?
- The net profit margin for MA stock is 45.88%.
- Is Mastercard Incorporated's net profit margin high or low?
- Mastercard Incorporated's net profit margin of 45.88% is in line with its 5-year average of 44.76%, near the high end of its 5-year range (41.90%–46.00%).
- What is the TTM average net profit margin for Mastercard Incorporated (MA)?
- The TTM average net profit margin for MA stock is 45.68%.
- What is the 3Y average net profit margin for Mastercard Incorporated (MA)?
- The 3Y average net profit margin for MA stock is 45.16%.
- What is the 5Y average net profit margin for Mastercard Incorporated (MA)?
- The 5Y average net profit margin for MA stock is 44.76%.
- What is the 10Y average net profit margin for Mastercard Incorporated (MA)?
- The 10Y average net profit margin for MA stock is 42.20%.
- What is the 15Y average net profit margin for Mastercard Incorporated (MA)?
- The 15Y average net profit margin for MA stock is 39.94%.
- What is the 20Y average net profit margin for Mastercard Incorporated (MA)?
- The 20Y average net profit margin for MA stock is 33.33%.
Mastercard Incorporated Net Profit Margin History
| DATE | NET PROFIT MARGIN |
|---|---|
| 2025-12-31 | 45.65% |
| 2024-12-31 | 45.71% |
| 2023-12-31 | 44.61% |
| 2022-12-31 | 44.66% |
| 2021-12-31 | 46.00% |
| 2020-12-31 | 41.90% |
| 2019-12-31 | 48.08% |
| 2018-12-31 | 39.19% |
| 2017-12-31 | 31.33% |
| 2016-12-31 | 37.67% |
| 2015-12-31 | 39.39% |
| 2014-12-31 | 38.31% |
| 2013-12-31 | 37.49% |
| 2012-12-31 | 37.33% |
| 2011-12-31 | 28.39% |
| 2010-12-31 | 33.33% |
| 2009-12-31 | 28.69% |
| 2008-12-31 | -5.09% |
| 2007-12-31 | 26.70% |
| 2006-12-31 | 1.51% |
| 2005-12-31 | 9.08% |
| 2004-12-31 | 9.18% |
| 2003-12-31 | -17.29% |
| 2002-12-31 | 6.15% |
| 2001-12-31 | 8.82% |
| 2000-12-31 | 8.17% |
| 1998-12-31 | 2.22% |
Related Metrics
About Mastercard Incorporated
Mastercard Incorporated is a global technology firm specializing in providing transaction processing and a wide array of payment solutions, operating across the United States and internationally. Its core business centers on enabling the entire payment transaction lifecycle – including authorization, clearing, and settlement – alongside offering a spectrum of complementary payment services. The company provides a comprehensive suite of integrated products and value-added services to a diverse clientele, which includes individual account holders, merchants, financial institutions, businesses, governments, and other organizations. These offerings span programs enabling deferred payment credit, prepaid card management services, commercial credit and debit solutions, and tools for accessing funds in deposit and other accounts. Additionally, Mastercard offers advanced cyber and intelligence solutions designed to secure transactions for all participants, and provides proprietary insights derived from the responsible utilization of consumer and merchant data. For online merchants, its specialized offerings encompass analytics, experimental "test and learn" platforms, consulting, managed services, loyalty programs, payment processing, and secure gateway technologies. The company also operates open banking and digital identity platforms. Its prominent payment solutions are delivered under the MasterCard, Maestro, and Cirrus brands. Established in 1966, Mastercard Incorporated is headquartered in Purchase, New York.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Michael Miebach